Home › Ohio › Wyandot County

Wyandot County, Ohio

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
85th of 88highest risk in Ohio
$8Mexpected losses a year
10federal declarations
1 in 91homes with flood insurance
Photo: U.S. Geological Survey, public domain

Wyandot County, Ohio has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 83% of US counties. It ranks 85th of 88 counties in Ohio. The costliest hazards here are inland flooding, tornadoes and cold waves. FEMA estimates about $8.5 million a year in expected losses, or roughly $388 per resident. Since 1978 it has been included in 10 federal disaster or emergency declarations for natural events (5 major disasters). The most recent was in August 2012 (severe storms and straight-line winds). About 1 in 91 homes here carry federal flood insurance (87 policies). Since 1978, federal flood insurance has paid about $2.5 million on 127 claims here, including $1.3 million for floods in 2007.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Wyandot County

$4.6 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.1 million a yearExpected losses. Damaging events about once every 4 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$718,250 a yearExpected losses. Damaging events about 4 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
HazardRatingScoreExpected loss a year
Inland floodingVery Low30.5
$5M
TornadoLow40.5
$1M
Cold waveLow36.1
$718K
Strong windLow40.3
$539K
HailLow59.5
$479K
Ice stormModerate72.5
$324K
EarthquakeVery Low45.5
$274K
LightningLow47.3
$272K
Winter weatherLow45.4
$70K
Heat waveVery Low17.4
$61K
HurricaneVery Low41.7
$43K
LandslideVery Low38.8
$768
WildfireVery Low1.0
$570

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Wyandot County. 2020s bar runs to November 2026.

By type

Severe Storm6
Snowstorm3
Hurricane1

Most recent

Aug 20, 2012Severe Storms and Straight-Line WindsMajor disaster
Jun 30, 2012Severe StormsEmergency
Apr 24, 2008Record Snow and Near Record SnowEmergency
Aug 27, 2007Severe Storms, Flooding, and TornadoesMajor disaster
Sep 13, 2005Hurricane Katrina EvacuationEmergency
Feb 15, 2005Severe Winter Storms, Flooding, and MudslidesMajor disaster
Jan 11, 2005SnowEmergency
Sep 19, 2004Severe Storms and FloodingMajor disaster
Jun 30, 1981Severe Storms, Flooding & TornadoesMajor disaster
Jan 26, 1978Blizzards & SnowstormsEmergency

Ohio also had 3 statewide declarations that did not name single counties.

Storm history since 1964

Tornado risk by county ›

The National Weather Service has logged 235 storm reports in Wyandot County since 1964, with 2 deaths and 9 injuries and about $13.3 million in reported damage. The strongest on record here was an F2 tornado on June 15, 1964.

9tornadoes
55hail reports, largest 2.75 inches
143damaging thunderstorm winds
26floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 15, 1964F2–0 / 0
Jun 15, 1964F2–7 / 0
May 10, 1973F2–0 / 0
May 27, 1985F1–0 / 0
Mar 28, 1985F1–0 / 0

Most damaging storms

DateTypeNearDamage
Aug 21, 2007Flash FloodCarey$2M
Jun 27, 1998LightningCarey$2M
Jun 29, 2012Thunderstorm WindWharton$1M
May 21, 2004Flash FloodCountywide$750K
Jul 13, 2017FloodCarey$650K
Jul 8, 2003Flash FloodCountywide$600K

Source: NOAA Storm Events Database, county-based reports through Jul 3, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Wyandot County

Check your address flood zone ›
1.1%of homes have federal flood insurance (87 policies)
0%of homes in mapped high-risk flood zones are insured
$2.5 millionpaid on 127 flood claims since 1978
2007costliest year, with $1.3 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Wyandot County

$163,400median home value (Ohio $214,800, US $332,700)
1962median year homes were built (Ohio 1970, US 1980)
70%of homes built before 1980, before many modern wind, quake and flood building rules
6%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 9,892 housing units.

Compare in Ohio

All 88 ›
Largest countiesOverall riskTop hazard
Franklin CountyHighInland flooding
Cuyahoga CountyHighInland flooding
Hamilton CountyHighInland flooding
Summit CountyModerateInland flooding
Montgomery CountyModerateInland flooding
Lucas CountyModerateInland flooding
Butler CountyModerateInland flooding
Stark CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Hancock CountyLow12
Marion CountyLow10
Seneca CountyLow11
Crawford CountyVery Low13
Hardin CountyVery Low10

Common questions about Wyandot County

What is the biggest natural hazard in Wyandot County?

Inland flooding has the highest expected yearly losses in Wyandot County, about $4.6 million a year in FEMA's estimate. Tornado is second at $1.1 million.

How many federal disasters has Wyandot County had?

Wyandot County has been included in 10 federal disaster or emergency declarations for natural events since 1978, including 5 major disasters. The most recent was Severe Storms and Straight-Line Winds in August 2012.

Is Wyandot County a high-risk place to live?

Its overall rating is Very Low, 85th highest of 88 in Ohio. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Wyandot County?

Standard home insurance does not cover flooding. About 1 in 91 homes in Wyandot County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Wyandot County had?

NOAA records list 9 tornadoes in Wyandot County since 1950. The strongest was an F2 tornado on June 15, 1964. The weather service has also logged 55 hail reports and 26 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.