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Trumbull County, Ohio

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
10th of 88highest risk in Ohio
$44Mexpected losses a year
9federal declarations
1 in 250homes with flood insurance
Photo: U.S. Geological Survey, public domain

Trumbull County, Ohio has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 84% of US counties. It ranks 10th of 88 counties in Ohio. The costliest hazards here are inland flooding, tornadoes and strong wind. FEMA estimates about $44 million a year in expected losses, or roughly $217 per resident. Since 1969 it has been included in 9 federal disaster or emergency declarations for natural events (6 major disasters). The most recent was in June 2012 (severe storms). Fewer than 1 in 100 homes here carry federal flood insurance (298 policies). Since 1978, federal flood insurance has paid about $3.7 million on 405 claims here, including $1.5 million for floods in 2003.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Trumbull County

$28.6 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$6.4 million a yearExpected losses. Damaging events about once every 4 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$3.2 million a yearExpected losses. Damaging events about 2 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Inland floodingModerate88.8
$29M
TornadoHigh90.8
$6M
Strong windHigh96.9
$3M
HailModerate93.0
$2M
Heat waveLow75.6
$985K
LightningHigh84.4
$747K
EarthquakeLow69.2
$624K
HurricaneLow69.4
$459K
Cold waveLow33.8
$416K
Ice stormModerate81.2
$374K
Winter weatherHigh87.1
$271K
WildfireVery Low43.7
$27K
LandslideVery Low24.5
$153

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Trumbull County. 2020s bar runs to November 2026.

By type

Severe Storm4
Tornado3
Snowstorm1
Hurricane1

Most recent

Jun 30, 2012Severe StormsEmergency
Sep 13, 2005Hurricane Katrina EvacuationEmergency
Sep 19, 2004Severe Storms and FloodingMajor disaster
Aug 1, 2003Tornadoes, Flooding, Severe Storms, and High WindsMajor disaster
Aug 4, 1992Severe Storms, Tornadoes & FloodingMajor disaster
Jun 6, 1990Severe Storms, Tornadoes & FloodingMajor disaster
Jun 3, 1985Severe Storms & TornadoesMajor disaster
Jan 26, 1978Blizzards & SnowstormsEmergency
Jul 15, 1969Tornadoes, Severe Storms & FloodingMajor disaster

Ohio also had 3 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 695 storm reports in Trumbull County since 1955, with 13 deaths and 313 injuries and about $572 million in reported damage. The strongest on record here was an F5 tornado on May 31, 1985.

26tornadoes
180hail reports, largest 2 inches
433damaging thunderstorm winds
53floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 31, 1985F5–250 / 10
May 31, 1985F5–0 / 0
May 31, 1985F4–0 / 0
May 31, 1985F3–20 / 0
Aug 5, 1956F3–0 / 0

Most damaging storms

DateTypeNearDamage
May 31, 1985Tornado–$250M
May 31, 1985Tornado–$250M
Jul 21, 2003Flash FloodCountywide$25M
Jul 21, 2003Flash FloodCountywide$12M
Jul 27, 2003Flash FloodSouth Portion$6M
Sep 8, 2004Flash FloodCountywide$4M

Source: NOAA Storm Events Database, county-based reports through Jul 21, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Trumbull County

Check your address flood zone ›
0.4%of homes have federal flood insurance (298 policies)
20.5%of homes in mapped high-risk flood zones are insured
$3.7 millionpaid on 405 flood claims since 1978
2003costliest year, with $1.5 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Trumbull County

$141,800median home value (Ohio $214,800, US $332,700)
1964median year homes were built (Ohio 1970, US 1980)
77%of homes built before 1980, before many modern wind, quake and flood building rules
4.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 94,464 housing units.

Compare in Ohio

All 88 ›
Largest countiesOverall riskTop hazard
Franklin CountyHighInland flooding
Cuyahoga CountyHighInland flooding
Hamilton CountyHighInland flooding
Summit CountyModerateInland flooding
Montgomery CountyModerateInland flooding
Lucas CountyModerateInland flooding
Butler CountyModerateInland flooding
Stark CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Mahoning CountyModerate10
Portage CountyLow9
Mercer County, PALow11
Ashtabula CountyLow12
Geauga CountyLow10
Crawford County, PALow13

Cities in Trumbull County

Common questions about Trumbull County

What is the biggest natural hazard in Trumbull County?

Inland flooding has the highest expected yearly losses in Trumbull County, about $28.6 million a year in FEMA's estimate. Tornado is second at $6.4 million.

How many federal disasters has Trumbull County had?

Trumbull County has been included in 9 federal disaster or emergency declarations for natural events since 1969, including 6 major disasters. The most recent was Severe Storms in June 2012.

Is Trumbull County a high-risk place to live?

Its overall rating is Relatively Moderate, 10th highest of 88 in Ohio. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Trumbull County?

Standard home insurance does not cover flooding. About 1 in 250 homes in Trumbull County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Trumbull County had?

NOAA records list 26 tornadoes in Trumbull County since 1950. The strongest was an F5 tornado on May 31, 1985. The weather service has also logged 180 hail reports and 53 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.