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Yazoo County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
19th of 82highest risk in Mississippi
$19Mexpected losses a year
29federal declarations
1 in 34homes with flood insurance
Photo: Bold Frontiers, CC BY 2.0

Yazoo County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 71% of US counties. It ranks 19th of 82 counties in Mississippi. The costliest hazards here are cold waves, tornadoes and inland flooding. FEMA estimates about $19 million a year in expected losses, or roughly $709 per resident. Since 1971 it has been included in 29 federal disaster or emergency declarations for natural events (20 major disasters). The most recent was in February 2026 (severe winter storm). About 1 in 34 homes here carry federal flood insurance (271 policies). Since 1978, federal flood insurance has paid about $7.8 million on 410 claims here, including $3.9 million for floods in 2011.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Yazoo County

$5.1 million a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Tornado

Moderate
$4.3 million a yearExpected losses. Damaging events about once a year.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$4 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
HazardRatingScoreExpected loss a year
Cold waveHigh91.3
$5M
TornadoModerate89.2
$4M
Inland floodingLow48.5
$4M
LightningHigh94.4
$1M
DroughtModerate89.7
$1M
Strong windModerate81.4
$879K
Heat waveLow77.7
$859K
HailModerate84.6
$732K
HurricaneLow70.5
$393K
EarthquakeLow62.8
$340K
Ice stormModerate67.0
$118K
Winter weatherLow51.0
$42K
WildfireVery Low44.5
$21K
LandslideLow71.2
$4K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Yazoo County. 2020s bar runs to November 2026.

By type

Severe Storm13
Hurricane7
Flood3
Severe Ice Storm2
Winter Storm2
Tornado1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Aug 12, 2023Severe Storms, Straight-Line Winds, and Tornadoes.Major disaster
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
May 4, 2021Severe Winter StormsMajor disaster
Oct 8, 2020Hurricane DeltaEmergency
Apr 23, 2020Severe Storms, Flooding, and MudslidesMajor disaster
Jun 20, 2019Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Apr 23, 2019Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Show all 29
May 22, 2017Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Aug 29, 2012Hurricane IsaacMajor disaster
Aug 28, 2012Tropical Storm IsaacEmergency
May 11, 2011FloodingMajor disaster
May 4, 2011FloodingEmergency
Apr 29, 2010Severe Storms, Tornadoes, and FloodingMajor disaster
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Apr 24, 2003Severe Storms, Tornadoes, FloodsMajor disaster
Feb 23, 2001Severe Storms and TornadoesMajor disaster
Jan 25, 1999Severe Winter Storms, Ice and Freezing RainMajor disaster
May 17, 1991Severe Storms, Tornadoes & FloodingMajor disaster
Jun 1, 1983Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 16, 1979Storms, Tornadoes, FloodsMajor disaster
Apr 14, 1979Storms, Tornadoes, FloodsEmergency
Feb 22, 1977Drought & FreezingEmergency
Apr 4, 1975Heavy Rains & FloodingEmergency
Mar 27, 1973Heavy Rains, Tornadoes & FloodingMajor disaster
Feb 22, 1971Storms & TornadoesMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1957

Tornado risk by county ›

The National Weather Service has logged 606 storm reports in Yazoo County since 1957, with 21 deaths and 219 injuries and about $185 million in reported damage. The strongest on record here was an F4 tornado on February 21, 1971.

67tornadoes
129hail reports, largest 3 inches
328damaging thunderstorm winds
75floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Feb 21, 1971F4–154 / 11
Apr 24, 2010EF4Enola53 / 4
Dec 9, 1999F3Bentonia1 / 0
Apr 30, 2017EF2Dover0 / 0
Nov 29, 2010EF2Yazoo City0 / 0

Most damaging storms

DateTypeNearDamage
Apr 24, 2010TornadoEnola$144M
Apr 6, 2003Flash FloodSouth Portion$10M
Sep 25, 2005Flash FloodCountywide$6M
Apr 30, 2017TornadoDover$3M
May 28, 2008Flash FloodNorway$2M
Oct 16, 2006Flash FloodYazoo City$1M

Source: NOAA Storm Events Database, county-based reports through May 23, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1860, 2 hurricanes and 15 tropical storms have passed within 65 miles of the center of Yazoo County, 6 of them since 1950. The strongest was Hurricane Camille (1969), with top winds near 85 mph about 60 miles away.

2hurricanes
0major hurricanes (Category 3+)
15tropical storms
2021most recent: Ida

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1969CamilleCategory 1, 85 mph60 mi
Aug 20, 1888UnnamedCategory 1, 75 mph61 mi
Sep 2, 1879UnnamedTropical storm, 60 mph56 mi
Oct 3, 1860UnnamedTropical storm, 60 mph59 mi
Jul 6, 1916UnnamedTropical storm, 60 mph64 mi
Oct 16, 1923UnnamedTropical storm, 55 mph54 mi

Most recent storms

DateStormStrengthClosest
Aug 30, 2021IdaTropical storm, 45 mph57 mi
Oct 10, 2020DeltaTropical storm, 40 mph62 mi
Sep 26, 2002IsidoreTropical storm, 45 mph52 mi
Aug 4, 1995ErinTropical storm, 35 mph64 mi
Aug 18, 1969CamilleCategory 1, 85 mph60 mi
Jun 28, 1957AudreyTropical storm, 45 mph60 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Yazoo County

Check your address flood zone ›
2.9%of homes have federal flood insurance (271 policies)
18%of homes in mapped high-risk flood zones are insured
$7.8 millionpaid on 410 flood claims since 1978
2011costliest year, with $3.9 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Yazoo County

$153,800median home value (Mississippi $169,800, US $332,700)
1982median year homes were built (Mississippi 1986, US 1980)
48%of homes built before 1980, before many modern wind, quake and flood building rules
18%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 10,485 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Hinds CountyModerate24
Madison CountyModerate24
Warren CountyModerate31
Attala CountyVery Low21
Holmes CountyLow28
Humphreys CountyVery Low23
Sharkey CountyVery Low24
Issaquena CountyVery Low25

Common questions about Yazoo County

What is the biggest natural hazard in Yazoo County?

Cold wave has the highest expected yearly losses in Yazoo County, about $5.1 million a year in FEMA's estimate. Tornado is second at $4.3 million.

How many federal disasters has Yazoo County had?

Yazoo County has been included in 29 federal disaster or emergency declarations for natural events since 1971, including 20 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Yazoo County a high-risk place to live?

Its overall rating is Relatively Low, 19th highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Yazoo County?

Standard home insurance does not cover flooding. About 1 in 34 homes in Yazoo County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Yazoo County had?

NOAA records list 67 tornadoes in Yazoo County since 1950. The strongest was an F4 tornado on February 21, 1971. The weather service has also logged 129 hail reports and 75 floods here.

How many hurricanes have hit Yazoo County?

NOAA's hurricane records show 2 hurricanes and 15 tropical storms passing within 65 miles of the center of Yazoo County. The strongest was Hurricane Camille (1969), with winds near 85 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.