Home › Mississippi › Copiah County

Copiah County, Mississippi

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
29th of 82highest risk in Mississippi
$15Mexpected losses a year
26federal declarations
1 in 333homes with flood insurance
Photo: aidankinser, public domain

Copiah County, Mississippi has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 61% of US counties. It ranks 29th of 82 counties in Mississippi. The costliest hazards here are tornadoes, inland flooding and heat waves. FEMA estimates about $15 million a year in expected losses, or roughly $513 per resident. Since 1969 it has been included in 26 federal disaster or emergency declarations for natural events (19 major disasters). The most recent was in February 2026 (severe winter storm). Only 40 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $239,000 on 37 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Copiah County

Tornado

Moderate
$4.5 million a yearExpected losses. Damaging events about once a year.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$3.9 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Heat wave

Moderate
$1.1 million a yearExpected losses. Damaging events about 15 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.
HazardRatingScoreExpected loss a year
TornadoModerate89.5
$5M
Inland floodingLow46.7
$4M
Heat waveModerate81.3
$1M
LandslideHigh99.1
$983K
HurricaneLow78.1
$971K
HailModerate87.4
$941K
Strong windModerate73.3
$701K
Cold waveLow48.6
$588K
LightningModerate63.9
$257K
EarthquakeVery Low56.7
$256K
Ice stormModerate68.2
$131K
DroughtLow54.3
$131K
WildfireVery Low49.6
$30K
Winter weatherVery Low15.5
$8K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Copiah County. 2020s bar runs to November 2026.

By type

Hurricane11
Severe Storm7
Flood2
Tornado2
Winter Storm2
Snowstorm1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Aug 12, 2023Severe Storms, Straight-Line Winds, and Tornadoes.Major disaster
Oct 22, 2021Hurricane IdaMajor disaster
Aug 28, 2021Hurricane IdaEmergency
May 4, 2021Severe Winter StormsMajor disaster
Oct 8, 2020Hurricane DeltaEmergency
Apr 23, 2020Severe Storms, Flooding, and MudslidesMajor disaster
Aug 29, 2012Hurricane IsaacMajor disaster
Aug 28, 2012Tropical Storm IsaacEmergency
Show all 26
Sep 22, 2008Hurricane GustavMajor disaster
Aug 30, 2008Hurricane GustavEmergency
Aug 29, 2005Hurricane KatrinaMajor disaster
Sep 15, 2004Hurricane IvanMajor disaster
Apr 24, 2003Severe Storms, Tornadoes, FloodsMajor disaster
Oct 1, 2002Tropical Storm IsidoreMajor disaster
Nov 25, 1992Severe Storms, High Winds & TornadoesMajor disaster
Feb 28, 1990Severe Storms, Tornadoes & FloodingMajor disaster
Apr 16, 1983Severe Storms, Flooding & TornadoesMajor disaster
Apr 16, 1979Storms, Tornadoes, FloodsMajor disaster
Apr 24, 1978TornadoesEmergency
Feb 22, 1977Drought & FreezingEmergency
Apr 1, 1976Severe Storms, Tornadoes & FloodingMajor disaster
Apr 18, 1974Heavy Rains & FloodingMajor disaster
Jan 19, 1972Heavy Rains & FloodingMajor disaster
Aug 18, 1969Hurricane CamilleMajor disaster

Mississippi also had 11 statewide declarations that did not name single counties.

Storm history since 1958

Tornado risk by county ›

The National Weather Service has logged 643 storm reports in Copiah County since 1958, with 13 deaths and 158 injuries and about $27.8 million in reported damage. The strongest on record here was an F4 tornado on January 23, 1969.

59tornadoes
149hail reports, largest 2.75 inches
392damaging thunderstorm winds
41floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jan 23, 1969F4–140 / 11
Mar 29, 1976F4–0 / 0
Nov 21, 1992F4–0 / 0
Feb 26, 1958F3–0 / 0
Mar 30, 1976F3–0 / 0

Most damaging storms

DateTypeNearDamage
Mar 29, 1976Tornado–$3M
Nov 21, 1992Tornado–$3M
Jun 18, 2023HailCrystal Spgs$2M
Feb 5, 2004Flash FloodCountywide$1M
Feb 12, 2008Thunderstorm WindGallman$1M
Feb 15, 2016TornadoWesson$900K

Source: NOAA Storm Events Database, county-based reports through May 23, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1856, 4 hurricanes and 25 tropical storms have passed within 65 miles of the center of Copiah County, 10 of them since 1950. The strongest was Hurricane Camille (1969), with top winds near 110 mph about 54 miles away.

4hurricanes
0major hurricanes (Category 3+)
25tropical storms
2021most recent: Ida

Strongest storms nearby

DateStormStrengthClosest
Aug 18, 1969CamilleCategory 2, 110 mph54 mi
Aug 29, 2005KatrinaCategory 1, 80 mph62 mi
Aug 20, 1888UnnamedCategory 1, 80 mph64 mi
Sep 1, 1879UnnamedCategory 1, 75 mph62 mi
Sep 30, 1915UnnamedTropical storm, 70 mph64 mi
Sep 2, 1985ElenaTropical storm, 70 mph60 mi

Most recent storms

DateStormStrengthClosest
Aug 30, 2021IdaTropical storm, 60 mph61 mi
Aug 29, 2005KatrinaCategory 1, 80 mph62 mi
Sep 26, 2002IsidoreTropical storm, 55 mph64 mi
Aug 26, 1992AndrewTropical storm, 45 mph62 mi
Sep 2, 1985ElenaTropical storm, 70 mph60 mi
Jul 11, 1979BobTropical storm, 45 mph62 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Copiah County

Check your address flood zone ›
0.3%of homes have federal flood insurance (40 policies)
6.4%of homes in mapped high-risk flood zones are insured
$239,057paid on 37 flood claims since 1978
2020costliest year, with $74,803 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Copiah County

$114,100median home value (Mississippi $169,800, US $332,700)
1985median year homes were built (Mississippi 1986, US 1980)
42%of homes built before 1980, before many modern wind, quake and flood building rules
27%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 12,475 housing units.

Compare in Mississippi

All 82 ›
Largest countiesOverall riskTop hazard
Hinds CountyModerateInland flooding
Harrison CountyHighHurricane
DeSoto CountyModerateEarthquake
Rankin CountyModerateInland flooding
Jackson CountyModerateHurricane
Madison CountyModerateInland flooding
Lee CountyModerateInland flooding
Forrest CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Hinds CountyModerate24
Rankin CountyModerate22
Lincoln CountyLow30
Simpson CountyLow28
Lawrence CountyVery Low31
Claiborne CountyVery Low27
Jefferson CountyVery Low24

Common questions about Copiah County

What is the biggest natural hazard in Copiah County?

Tornado has the highest expected yearly losses in Copiah County, about $4.5 million a year in FEMA's estimate. Inland flooding is second at $3.9 million.

How many federal disasters has Copiah County had?

Copiah County has been included in 26 federal disaster or emergency declarations for natural events since 1969, including 19 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Copiah County a high-risk place to live?

Its overall rating is Relatively Low, 29th highest of 82 in Mississippi. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Copiah County?

Standard home insurance does not cover flooding. About 1 in 333 homes in Copiah County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Copiah County had?

NOAA records list 59 tornadoes in Copiah County since 1950. The strongest was an F4 tornado on January 23, 1969. The weather service has also logged 149 hail reports and 41 floods here.

How many hurricanes have hit Copiah County?

NOAA's hurricane records show 4 hurricanes and 25 tropical storms passing within 65 miles of the center of Copiah County. The strongest was Hurricane Camille (1969), with winds near 110 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.