Crowley County, Colorado
Natural disaster risk, federal disaster history and flood insurance facts.
Crowley County, Colorado has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 96% of US counties. It ranks 61st of 64 counties in Colorado. The costliest hazards here are inland flooding, cold waves and hail. FEMA estimates about $2.3 million a year in expected losses, or roughly $381 per resident. Since 1965 it has been included in 10 federal disaster or emergency declarations for natural events (6 major disasters). The most recent was in September 2013 (severe storms, flooding, landslides and mudslides). No homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Crowley County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 6.4 | $759K | ||
| Cold wave | 34.9 | $431K | ||
| Hail | 61.2 | $321K | ||
| Strong wind | 34.7 | $284K | ||
| Lightning | 42.7 | $146K | ||
| Tornado | 14.7 | $111K | ||
| Wildfire | 62.7 | $82K | ||
| Drought | 38.0 | $45K | ||
| Winter weather | 38.0 | $34K | ||
| Earthquake | 21.8 | $27K | ||
| Heat wave | 11.0 | $17K | ||
| Ice storm | 2.9 | $1K | ||
| Landslide | 0.4 | $0 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Crowley County. 2020s bar runs to November 2026.
By type
Most recent
Colorado also had 15 statewide declarations that did not name single counties.
Storm history since 1951
Tornado risk by county ›The National Weather Service has logged 156 storm reports in Crowley County since 1951, with 0 deaths and 5 injuries and about $68,800 in reported damage. The strongest on record here was an F2 tornado on May 23, 1965.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| May 23, 1965 | F2 | – | 0 / 0 |
| Apr 13, 1977 | F2 | – | 0 / 0 |
| May 27, 1978 | F1 | – | 0 / 0 |
| Jun 10, 1980 | F1 | – | 0 / 0 |
| May 15, 1986 | F1 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Aug 19, 2004 | Flash Flood | Sugar City | $30K |
| May 23, 1965 | Tornado | – | $25K |
| Jun 8, 2002 | Thunderstorm Wind | Sugar City | $10K |
| Apr 13, 1977 | Tornado | – | $3K |
| Apr 29, 2000 | Lightning | Ordway | $1K |
| Jun 18, 1951 | Tornado | – | $250 |
Source: NOAA Storm Events Database, county-based reports through Aug 19, 2024. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Flood insurance in Crowley County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Crowley County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,556 housing units.
Compare in Colorado
All 64 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| El Paso County | Inland flooding | |
| Denver County | Inland flooding | |
| Arapahoe County | Hail | |
| Jefferson County | Inland flooding | |
| Adams County | Hail | |
| Larimer County | Inland flooding | |
| Douglas County | Inland flooding | |
| Boulder County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Pueblo County | 18 | |
| Otero County | 7 | |
| Lincoln County | 8 | |
| Kiowa County | 9 |
Common questions about Crowley County
What is the biggest natural hazard in Crowley County?
Inland flooding has the highest expected yearly losses in Crowley County, about $758,605 a year in FEMA's estimate. Cold wave is second at $431,436.
How many federal disasters has Crowley County had?
Crowley County has been included in 10 federal disaster or emergency declarations for natural events since 1965, including 6 major disasters. The most recent was Severe Storms, Flooding, Landslides, and Mudslides in September 2013.
Is Crowley County a high-risk place to live?
Its overall rating is Very Low, 61st highest of 64 in Colorado. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Crowley County?
Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Crowley County had?
NOAA records list 17 tornadoes in Crowley County since 1950. The strongest was an F2 tornado on May 23, 1965. The weather service has also logged 107 hail reports and 5 floods here.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.