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Marion County, West Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
12th of 55highest risk in West Virginia
$30Mexpected losses a year
20federal declarations
1 in 200homes with flood insurance
Photo: U.S. Geological Survey, public domain

Marion County, West Virginia has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 72% of US counties. It ranks 12th of 55 counties in West Virginia. The costliest hazards here are inland flooding, tornadoes and hail. FEMA estimates about $30 million a year in expected losses, or roughly $526 per resident. Since 1967 it has been included in 20 federal disaster or emergency declarations for natural events (15 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (140 policies). Since 1978, federal flood insurance has paid about $5.8 million on 371 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Marion County

$26.7 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$529,801 a yearExpected losses. Damaging events about once every 20 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Hail

Low
$516,299 a yearExpected losses. Damaging events about 2 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.
HazardRatingScoreExpected loss a year
Inland floodingModerate85.7
$27M
TornadoLow30.9
$530K
HailLow68.5
$516K
Strong windLow47.8
$508K
LightningModerate66.0
$419K
Heat waveVery Low37.8
$203K
HurricaneLow58.8
$181K
Cold waveVery Low17.0
$174K
EarthquakeVery Low42.1
$169K
Ice stormLow41.5
$56K
Winter weatherLow43.9
$52K
LandslideLow86.2
$35K
DroughtVery Low26.5
$15K
WildfireVery Low30.2
$14K
AvalancheVery Low14.0
$17

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Marion County. 2020s bar runs to November 2026.

By type

Severe Storm9
Flood5
Snowstorm3
Hurricane2
Winter Storm1

Most recent

Jan 24, 2026Severe Winter StormEmergency
Jul 22, 2025Severe Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesMajor disaster
Aug 18, 2017Severe Storms, Flooding, Landslides, and MudslidesMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Jun 30, 2012Severe StormsEmergency
Mar 16, 2012Severe Storms, Tornadoes, Flooding, Mudslides, and LandslidesMajor disaster
Apr 23, 2010Severe Winter Storms and SnowstormsMajor disaster
Jun 19, 2008Severe Storms, Tornadoes, Flooding, Mudslides, AndMajor disaster
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Nov 21, 2003Severe Storms, Flooding, and LandslidesMajor disaster
Show all 20
Jun 21, 2003Severe Storms, Flooding, and LandslidesMajor disaster
Mar 14, 2003Severe Winter Storm, Record/Near Record Snow, Heavy Rains, Flooding and LandslidesMajor disaster
Jun 3, 2001Severe Storms, Flooding and LandslidesMajor disaster
Feb 28, 2000Flooding, Severe Storms, and LandslidesMajor disaster
Jul 1, 1998Severe Storms and FloodingMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Mar 17, 1993Severe Snowfall & Winter StormEmergency
Nov 7, 1985Severe Storms & FloodingMajor disaster
Aug 15, 1980Severe Storms & FloodingMajor disaster
Mar 13, 1967FloodingMajor disaster

West Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 391 storm reports in Marion County since 1954, with 2 deaths and 1 injury and about $10.5 million in reported damage. The strongest on record here was an F2 tornado on June 21, 1981.

8tornadoes
44hail reports, largest 2 inches
195damaging thunderstorm winds
134floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 21, 1981F2–0 / 0
Jul 30, 1996F1Farmington0 / 0
Sep 14, 1990F1–0 / 0
Jul 8, 2014EF1Mt Harmony0 / 0
Jul 14, 1954F1–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 28, 1998Flash FloodCountywide$5M
Jun 15, 2025Flash FloodWatson$1M
Jul 10, 2001Flash FloodCountywide$500K
Feb 29, 2012Flash FloodBarrackville$350K
Feb 29, 2012Flash FloodMeadowdale$350K
Feb 18, 2000Flash FloodCountywide$300K

Source: NOAA Storm Events Database, county-based reports through Jul 21, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1888, 0 hurricanes and 4 tropical storms have passed within 65 miles of the center of Marion County, 3 of them since 1950. The strongest was Tropical Storm Isabel (2003), with top winds near 50 mph about 48 miles away.

0hurricanes
0major hurricanes (Category 3+)
4tropical storms
2003most recent: Isabel

Strongest storms nearby

DateStormStrengthClosest
Sep 19, 2003IsabelTropical storm, 50 mph48 mi
Aug 21, 1888UnnamedTropical storm, 50 mph58 mi
Sep 22, 1989HugoTropical storm, 45 mph57 mi
Sep 14, 1979FredericTropical storm, 40 mph40 mi

Most recent storms

DateStormStrengthClosest
Sep 19, 2003IsabelTropical storm, 50 mph48 mi
Sep 22, 1989HugoTropical storm, 45 mph57 mi
Sep 14, 1979FredericTropical storm, 40 mph40 mi
Aug 21, 1888UnnamedTropical storm, 50 mph58 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Marion County

Check your address flood zone ›
0.5%of homes have federal flood insurance (140 policies)
10.2%of homes in mapped high-risk flood zones are insured
$5.8 millionpaid on 371 flood claims since 1978
2012costliest year, with $1.7 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Marion County

$166,700median home value (West Virginia $162,600, US $332,700)
1961median year homes were built (West Virginia 1976, US 1980)
70%of homes built before 1980, before many modern wind, quake and flood building rules
7.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 26,276 housing units.

Compare in West Virginia

All 55 ›
Largest countiesOverall riskTop hazard
Kanawha CountyHighInland flooding
Berkeley CountyLowInland flooding
Monongalia CountyLowInland flooding
Cabell CountyModerateInland flooding
Wood CountyLowInland flooding
Raleigh CountyLowInland flooding
Harrison CountyLowInland flooding
Mercer CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Monongalia CountyLow19
Harrison CountyLow23
Taylor CountyVery Low18
Wetzel CountyLow26

Common questions about Marion County

What is the biggest natural hazard in Marion County?

Inland flooding has the highest expected yearly losses in Marion County, about $26.7 million a year in FEMA's estimate. Tornado is second at $529,801.

How many federal disasters has Marion County had?

Marion County has been included in 20 federal disaster or emergency declarations for natural events since 1967, including 15 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Marion County a high-risk place to live?

Its overall rating is Relatively Low, 12th highest of 55 in West Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Marion County?

Standard home insurance does not cover flooding. About 1 in 200 homes in Marion County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Marion County had?

NOAA records list 8 tornadoes in Marion County since 1950. The strongest was an F2 tornado on June 21, 1981. The weather service has also logged 44 hail reports and 134 floods here.

How many hurricanes have hit Marion County?

NOAA's hurricane records show 0 hurricanes and 4 tropical storms passing within 65 miles of the center of Marion County. The strongest was Tropical Storm Isabel (2003), with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.