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Buena Vista City, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
127th of 133highest risk in Virginia
$2Mexpected losses a year
18federal declarations
1 in 125homes with flood insurance
Photo: U.S. Geological Survey, public domain

Buena Vista City, Virginia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 97% of US counties. It ranks 127th of 133 counties in Virginia. The costliest hazards here are inland flooding, lightning and strong wind. FEMA estimates about $2.4 million a year in expected losses, or roughly $358 per resident. Since 1972 it has been included in 18 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in January 2026 (severe winter storm). Only 20 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $4.0 million on 276 claims here, including $1.9 million for floods in 1985.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Buena Vista City

$1.8 million a yearExpected losses. Damaging events about once every 3 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$112,576 a yearExpected losses. Damaging events about 43 times a year.
  • Go indoors when you hear thunder.
  • Use surge protectors for electronics.

Strong wind

Very Low
$110,848 a yearExpected losses. Damaging events about 3 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Inland floodingVery Low16.4
$2M
LightningLow32.7
$113K
Strong windVery Low14.6
$111K
Cold waveVery Low12.3
$104K
HurricaneVery Low53.0
$92K
TornadoVery Low7.4
$36K
HailVery Low11.3
$34K
EarthquakeVery Low22.3
$32K
Winter weatherVery Low12.2
$9K
Heat waveVery Low4.5
$4K
Ice stormVery Low7.1
$3K
WildfireVery Low1.0
$414
LandslideVery Low20.6
$116
AvalancheVery Low12.0
$11

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Buena Vista City. 2020s bar runs to November 2026.

By type

Flood6
Hurricane5
Snowstorm4
Severe Storm2
Winter Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 11, 2018Hurricane FlorenceEmergency
Oct 29, 2012Hurricane SandyEmergency
Jul 27, 2012Severe Storms and Straight-Line WindsMajor disaster
Feb 16, 2010Severe Winter Storm and SnowstormMajor disaster
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Sep 18, 2003Hurricane IsabelMajor disaster
Sep 6, 1996Hurricane Fran and Associated Severe Storm CondMajor disaster
Jan 27, 1996Flooding, High Winds, and Wind Driven RainMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Show all 18
Jul 1, 1995Severe Storms and FloodingMajor disaster
Mar 10, 1994Severe Ice Storms, FloodingMajor disaster
Mar 25, 1993Severe Winter StormEmergency
May 19, 1992Severe Storms & FloodingMajor disaster
Nov 9, 1985Severe Storms & FloodingMajor disaster
Oct 10, 1972Severe Storms & FloodingMajor disaster
Oct 7, 1972Severe Storms & FloodingMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1982

Tornado risk by county ›

The National Weather Service has logged 27 storm reports in Buena Vista City since 1982 and about $95,100 in reported damage. No tornadoes are on record here.

0tornadoes
5hail reports, largest 1 inches
18damaging thunderstorm winds
2floods and flash floods

Most damaging storms

DateTypeNearDamage
Jun 27, 2007Thunderstorm WindBuena Vista$30K
Jun 28, 2011Thunderstorm WindBuena Vista$18K
Jun 20, 2018Thunderstorm WindLoch Laird$15K
Nov 23, 2014Thunderstorm WindBuena Vista$6K
Jun 17, 2022Thunderstorm WindBuena Vista$6K
Sep 2, 2015Thunderstorm WindBuena Vista$5K

Source: NOAA Storm Events Database, county-based reports through Jun 17, 2022. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1878, 2 hurricanes and 9 tropical storms have passed within 65 miles of the center of Buena Vista City, 5 of them since 1950. The strongest was an unnamed hurricane in 1893, with top winds near 80 mph about 62 miles away.

2hurricanes
0major hurricanes (Category 3+)
9tropical storms
2003most recent: Isabel

Strongest storms nearby

DateStormStrengthClosest
Oct 13, 1893UnnamedCategory 1, 80 mph62 mi
Sep 30, 1896UnnamedCategory 1, 75 mph57 mi
Aug 29, 1893UnnamedTropical storm, 70 mph46 mi
Sep 19, 2003IsabelTropical storm, 65 mph58 mi
Aug 29, 1949UnnamedTropical storm, 60 mph48 mi
Sep 13, 1878UnnamedTropical storm, 60 mph60 mi

Most recent storms

DateStormStrengthClosest
Sep 19, 2003IsabelTropical storm, 65 mph58 mi
Sep 6, 1996FranTropical storm, 45 mph58 mi
Sep 5, 1979DavidTropical storm, 45 mph62 mi
Aug 18, 1955DianeTropical storm, 55 mph65 mi
Sep 1, 1952AbleTropical storm, 50 mph49 mi
Aug 29, 1949UnnamedTropical storm, 60 mph48 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Buena Vista City

Check your address flood zone ›
0.8%of homes have federal flood insurance (20 policies)
0%of homes in mapped high-risk flood zones are insured
$4 millionpaid on 276 flood claims since 1978
1985costliest year, with $1.9 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Buena Vista City

$156,200median home value (Virginia $383,700, US $332,700)
1972median year homes were built (Virginia 1984, US 1980)
67%of homes built before 1980, before many modern wind, quake and flood building rules
4.6%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 2,949 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Rockbridge CountyVery Low21

Common questions about Buena Vista City

What is the biggest natural hazard in Buena Vista City?

Inland flooding has the highest expected yearly losses in Buena Vista City, about $1.8 million a year in FEMA's estimate. Lightning is second at $112,576.

How many federal disasters has Buena Vista City had?

Buena Vista City has been included in 18 federal disaster or emergency declarations for natural events since 1972, including 13 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Buena Vista City a high-risk place to live?

Its overall rating is Very Low, 127th highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Buena Vista City?

Standard home insurance does not cover flooding. About 1 in 125 homes in Buena Vista City has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Buena Vista City had?

NOAA records list 0 tornadoes in Buena Vista City since 1950. The weather service has also logged 5 hail reports and 2 floods here.

How many hurricanes have hit Buena Vista City?

NOAA's hurricane records show 2 hurricanes and 9 tropical storms passing within 65 miles of the center of Buena Vista City. The strongest was an unnamed hurricane in 1893, with winds near 80 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole city, not a single property, and are not insurance or safety advice. Report a problem.