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Pickett County, Tennessee

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
94th of 95highest risk in Tennessee
$2Mexpected losses a year
19federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Pickett County, Tennessee has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 95% of US counties. It ranks 94th of 95 counties in Tennessee. The costliest hazards here are inland flooding, cold waves and tornadoes. FEMA estimates about $2.1 million a year in expected losses, or roughly $427 per resident. Since 1974 it has been included in 19 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in February 2026 (severe winter storm). Only 4 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Pickett County

$899,252 a yearExpected losses. Damaging events about once every 4 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$466,460 a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Tornado

Very Low
$277,411 a yearExpected losses. Damaging events about once every 10 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingVery Low9.2
$899K
Cold waveLow39.4
$466K
TornadoVery Low25.7
$277K
Strong windLow25.7
$177K
LightningLow32.8
$88K
EarthquakeVery Low34.1
$76K
HailVery Low26.8
$74K
Winter weatherLow38.8
$32K
HurricaneVery Low35.6
$16K
Ice stormVery Low19.6
$12K
Heat waveVery Low8.3
$9K
WildfireVery Low12.1
$3K
DroughtVery Low18.9
$2K
LandslideVery Low48.3
$891

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Pickett County. 2020s bar runs to November 2026.

By type

Severe Storm10
Severe Ice Storm2
Winter Storm2
Tornado1
Flood1
Snowstorm1

Most recent

Feb 6, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
Apr 2, 2025Severe Storms, Straight-Line Winds, Tornadoes, and FloodingEmergency
May 17, 2023Severe Storms, Straight-Line Winds, and TornadoMajor disaster
Apr 21, 2021Severe Winter StormsMajor disaster
Apr 2, 2015Severe Winter Storm and FloodingMajor disaster
May 1, 2011Severe Storms, Tornadoes, Straight-Line Winds, and Associated FloodingMajor disaster
Mar 31, 2011Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 15, 2010Severe Storms and FloodingMajor disaster
May 4, 2010Severe Storms, Flooding, Straight-Line Winds, and TornadoesMajor disaster
Show all 19
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Nov 3, 2000Tn - Cookeville Fire Complex - 11/03/00Fire management
Jun 12, 2000Severe Storms, Tornadoes, and FloodingMajor disaster
Apr 20, 1998Severe Storms, Tornadoes and FloodingMajor disaster
Jan 13, 1998Severe Storms and FloodingMajor disaster
Feb 28, 1994Severe Winter Ice Storm,Flash FloodingMajor disaster
Mar 14, 1993Severe Snowfall, Winter StormEmergency
Mar 22, 1975Severe Storms & FloodingMajor disaster
Apr 4, 1974TornadoesMajor disaster

Tennessee also had 1 statewide declarations that did not name single counties.

Storm history since 1973

Tornado risk by county ›

The National Weather Service has logged 99 storm reports in Pickett County since 1973, with 5 deaths and 11 injuries and about $14.4 million in reported damage. The strongest on record here was an F4 tornado on April 3, 1974.

6tornadoes
27hail reports, largest 1.75 inches
57damaging thunderstorm winds
9floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 3, 1974F4–6 / 5
Apr 16, 1998F3Byrdstown4 / 0
Apr 3, 1998F1Byrdstown0 / 0
May 26, 1986F0–0 / 0
Dec 6, 2021EF0Midway0 / 0

Most damaging storms

DateTypeNearDamage
Apr 16, 1998TornadoByrdstown$11M
Apr 3, 1974Tornado–$3M
May 28, 1996Thunderstorm WindStatic$100K
Aug 3, 2003Flash FloodCountywide$100K
Feb 24, 2011Thunderstorm WindChanute$100K
Jul 14, 2015Thunderstorm WindBoom$100K

Source: NOAA Storm Events Database, county-based reports through Jun 28, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1957, 0 hurricanes and 2 tropical storms have passed within 65 miles of the center of Pickett County, 2 of them since 1950. The strongest was Tropical Storm Frederic (1979), with top winds near 45 mph about 49 miles away.

0hurricanes
0major hurricanes (Category 3+)
2tropical storms
1979most recent: Frederic

Strongest storms nearby

DateStormStrengthClosest
Sep 14, 1979FredericTropical storm, 45 mph49 mi
Jun 28, 1957AudreyTropical storm, 40 mph31 mi

Most recent storms

DateStormStrengthClosest
Sep 14, 1979FredericTropical storm, 45 mph49 mi
Jun 28, 1957AudreyTropical storm, 40 mph31 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Pickett County

Check your address flood zone ›
0.1%of homes have federal flood insurance (4 policies)
13.6%of homes in mapped high-risk flood zones are insured
$104,515paid on 2 flood claims since 1978
2026costliest year, with $104,515 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Pickett County

$178,500median home value (Tennessee $286,700, US $332,700)
1993median year homes were built (Tennessee 1987, US 1980)
38%of homes built before 1980, before many modern wind, quake and flood building rules
20.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 3,360 housing units.

Compare in Tennessee

All 95 ›
Largest countiesOverall riskTop hazard
Shelby CountyHighEarthquake
Davidson CountyHighInland flooding
Knox CountyModerateInland flooding
Hamilton CountyModerateInland flooding
Rutherford CountyModerateInland flooding
Williamson CountyModerateInland flooding
Montgomery CountyModerateInland flooding
Sumner CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Overton CountyVery Low19
Scott CountyVery Low24
Wayne County, KYLow24
Fentress CountyVery Low22
Clinton County, KYVery Low17
Clay CountyVery Low20

Common questions about Pickett County

What is the biggest natural hazard in Pickett County?

Inland flooding has the highest expected yearly losses in Pickett County, about $899,252 a year in FEMA's estimate. Cold wave is second at $466,460.

How many federal disasters has Pickett County had?

Pickett County has been included in 19 federal disaster or emergency declarations for natural events since 1974, including 14 major disasters. The most recent was Severe Winter Storm in February 2026.

Is Pickett County a high-risk place to live?

Its overall rating is Very Low, 94th highest of 95 in Tennessee. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Pickett County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Pickett County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Pickett County had?

NOAA records list 6 tornadoes in Pickett County since 1950. The strongest was an F4 tornado on April 3, 1974. The weather service has also logged 27 hail reports and 9 floods here.

How many hurricanes have hit Pickett County?

NOAA's hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the center of Pickett County. The strongest was Tropical Storm Frederic (1979), with winds near 45 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.