Pickett County, Tennessee
Natural disaster risk, federal disaster history and flood insurance facts.
Pickett County, Tennessee has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 95% of US counties. It ranks 94th of 95 counties in Tennessee. The costliest hazards here are inland flooding, cold waves and tornadoes. FEMA estimates about $2.1 million a year in expected losses, or roughly $427 per resident. Since 1974 it has been included in 19 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in February 2026 (severe winter storm). Only 4 homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Pickett County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 9.2 | $899K | ||
| Cold wave | 39.4 | $466K | ||
| Tornado | 25.7 | $277K | ||
| Strong wind | 25.7 | $177K | ||
| Lightning | 32.8 | $88K | ||
| Earthquake | 34.1 | $76K | ||
| Hail | 26.8 | $74K | ||
| Winter weather | 38.8 | $32K | ||
| Hurricane | 35.6 | $16K | ||
| Ice storm | 19.6 | $12K | ||
| Heat wave | 8.3 | $9K | ||
| Wildfire | 12.1 | $3K | ||
| Drought | 18.9 | $2K | ||
| Landslide | 48.3 | $891 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Pickett County. 2020s bar runs to November 2026.
By type
Most recent
Show all 19
Tennessee also had 1 statewide declarations that did not name single counties.
Storm history since 1973
Tornado risk by county ›The National Weather Service has logged 99 storm reports in Pickett County since 1973, with 5 deaths and 11 injuries and about $14.4 million in reported damage. The strongest on record here was an F4 tornado on April 3, 1974.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Apr 3, 1974 | F4 | – | 6 / 5 |
| Apr 16, 1998 | F3 | Byrdstown | 4 / 0 |
| Apr 3, 1998 | F1 | Byrdstown | 0 / 0 |
| May 26, 1986 | F0 | – | 0 / 0 |
| Dec 6, 2021 | EF0 | Midway | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Apr 16, 1998 | Tornado | Byrdstown | $11M |
| Apr 3, 1974 | Tornado | – | $3M |
| May 28, 1996 | Thunderstorm Wind | Static | $100K |
| Aug 3, 2003 | Flash Flood | Countywide | $100K |
| Feb 24, 2011 | Thunderstorm Wind | Chanute | $100K |
| Jul 14, 2015 | Thunderstorm Wind | Boom | $100K |
Source: NOAA Storm Events Database, county-based reports through Jun 28, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1957, 0 hurricanes and 2 tropical storms have passed within 65 miles of the center of Pickett County, 2 of them since 1950. The strongest was Tropical Storm Frederic (1979), with top winds near 45 mph about 49 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 14, 1979 | Frederic | Tropical storm, 45 mph | 49 mi |
| Jun 28, 1957 | Audrey | Tropical storm, 40 mph | 31 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 14, 1979 | Frederic | Tropical storm, 45 mph | 49 mi |
| Jun 28, 1957 | Audrey | Tropical storm, 40 mph | 31 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Pickett County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Pickett County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 3,360 housing units.
Compare in Tennessee
All 95 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Shelby County | Earthquake | |
| Davidson County | Inland flooding | |
| Knox County | Inland flooding | |
| Hamilton County | Inland flooding | |
| Rutherford County | Inland flooding | |
| Williamson County | Inland flooding | |
| Montgomery County | Inland flooding | |
| Sumner County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Overton County | 19 | |
| Scott County | 24 | |
| Wayne County, KY | 24 | |
| Fentress County | 22 | |
| Clinton County, KY | 17 | |
| Clay County | 20 |
Common questions about Pickett County
What is the biggest natural hazard in Pickett County?
Inland flooding has the highest expected yearly losses in Pickett County, about $899,252 a year in FEMA's estimate. Cold wave is second at $466,460.
How many federal disasters has Pickett County had?
Pickett County has been included in 19 federal disaster or emergency declarations for natural events since 1974, including 14 major disasters. The most recent was Severe Winter Storm in February 2026.
Is Pickett County a high-risk place to live?
Its overall rating is Very Low, 94th highest of 95 in Tennessee. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Pickett County?
Standard home insurance does not cover flooding. About 1 in 1000 homes in Pickett County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Pickett County had?
NOAA records list 6 tornadoes in Pickett County since 1950. The strongest was an F4 tornado on April 3, 1974. The weather service has also logged 27 hail reports and 9 floods here.
How many hurricanes have hit Pickett County?
NOAA's hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the center of Pickett County. The strongest was Tropical Storm Frederic (1979), with winds near 45 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.