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Schuylkill County, Pennsylvania

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
17th of 67highest risk in Pennsylvania
$49Mexpected losses a year
22federal declarations
1 in 100homes with flood insurance
Photo: U.S. Geological Survey, public domain

Schuylkill County, Pennsylvania has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 85% of US counties. It ranks 17th of 67 counties in Pennsylvania. The costliest hazards here are inland flooding, cold waves and hurricanes. FEMA estimates about $49 million a year in expected losses, or roughly $342 per resident. Since 1965 it has been included in 22 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in September 2021 (remnants of hurricane ida). About 1 in 100 homes here carry federal flood insurance (596 policies). Since 1978, federal flood insurance has paid about $26 million on 1,041 claims here, including $9.7 million for floods in 2011.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Schuylkill County

$36.3 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$2.8 million a yearExpected losses. Damaging events about 2 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Hurricane

Moderate
$2.5 million a yearExpected losses. Damaging events about once every 20 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingModerate90.8
$36M
Cold waveModerate78.3
$3M
HurricaneModerate82.6
$2M
TornadoModerate66.2
$2M
Strong windHigh90.5
$2M
Heat waveLow74.3
$967K
LightningHigh85.3
$821K
EarthquakeLow71.9
$785K
Winter weatherHigh96.1
$727K
Ice stormModerate62.3
$129K
WildfireVery Low55.6
$56K
HailVery Low18.2
$55K
LandslideModerate90.1
$50K
AvalancheVery Low39.6
$222

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Schuylkill County. 2020s bar runs to November 2026.

By type

Flood7
Severe Storm6
Snowstorm4
Hurricane4
Drought1

Most recent

Sep 10, 2021Remnants of Hurricane IdaMajor disaster
Nov 27, 2018Severe Storms and FloodingMajor disaster
Mar 23, 2016Severe Winter Storm and SnowstormMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Sep 12, 2011Tropical Storm LeeMajor disaster
Sep 8, 2011Remnants of Tropical Storm LeeEmergency
Feb 23, 2007Severe Storms and FloodingMajor disaster
Jun 30, 2006Severe Storms, Flooding, and MudslidesMajor disaster
Sep 10, 2005Hurricane KatrinaEmergency
Sep 19, 2004Tropical Depression IvanMajor disaster
Show all 22
Sep 19, 2004Severe Storms and Flooding Associated With Tropical Depression FrancesMajor disaster
Mar 14, 2003SnowEmergency
Jan 21, 1996Severe Storms and FloodingMajor disaster
Jan 13, 1996Blizzard of 96Major disaster
Mar 10, 1994Severe Winter StormsMajor disaster
Mar 16, 1993Severe Snowfall & Winter StormEmergency
Jan 29, 1977SnowstormsEmergency
Oct 20, 1976Severe Storms & FloodingMajor disaster
Sep 26, 1975Severe Storms, Heavy Rains & FloodingMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster
Aug 19, 1969Severe Storms & FloodingMajor disaster
Aug 18, 1965Water ShortageMajor disaster

Pennsylvania also had 7 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 374 storm reports in Schuylkill County since 1953, with 2 deaths and 6 injuries and about $8.1 million in reported damage. The strongest on record here was an F2 tornado on July 15, 1992.

15tornadoes
51hail reports, largest 2.5 inches
259damaging thunderstorm winds
49floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jul 15, 1992F2–2 / 0
Jul 26, 1981F2–0 / 0
Nov 19, 1957F1–0 / 0
May 26, 2011EF1Cressona0 / 0
Nov 10, 1975F1–1 / 0

Most damaging storms

DateTypeNearDamage
Sep 7, 2011FloodTamaqua$4M
Jul 15, 1992Tornado–$3M
Nov 19, 1957Tornado–$250K
May 26, 2011TornadoCressona$250K
Aug 12, 2009Flash FloodRavine$100K
Jul 6, 1994Thunderstorm WindWestern$50K

Source: NOAA Storm Events Database, county-based reports through Jul 3, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1878, 1 hurricane and 12 tropical storms have passed within 65 miles of the center of Schuylkill County, 6 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 90 mph about 63 miles away.

1hurricanes
0major hurricanes (Category 3+)
12tropical storms
2020most recent: Isaias

Strongest storms nearby

DateStormStrengthClosest
Oct 23, 1878UnnamedCategory 1, 90 mph63 mi
Aug 4, 2020IsaiasTropical storm, 65 mph50 mi
Sep 16, 1903UnnamedTropical storm, 65 mph62 mi
Aug 29, 1893UnnamedTropical storm, 65 mph56 mi
Sep 1, 1952AbleTropical storm, 60 mph54 mi
Aug 29, 1949UnnamedTropical storm, 60 mph39 mi

Most recent storms

DateStormStrengthClosest
Aug 4, 2020IsaiasTropical storm, 65 mph50 mi
Sep 26, 1992DanielleTropical storm, 35 mph56 mi
Sep 6, 1979DavidTropical storm, 45 mph43 mi
Aug 19, 1955DianeTropical storm, 45 mph64 mi
Aug 13, 1955ConnieTropical storm, 55 mph63 mi
Sep 1, 1952AbleTropical storm, 60 mph54 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Schuylkill County

Check your address flood zone ›
1%of homes have federal flood insurance (596 policies)
16.8%of homes in mapped high-risk flood zones are insured
$26.3 millionpaid on 1,041 flood claims since 1978
2011costliest year, with $9.7 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Schuylkill County

$153,000median home value (Pennsylvania $254,500, US $332,700)
1946median year homes were built (Pennsylvania 1965, US 1980)
79%of homes built before 1980, before many modern wind, quake and flood building rules
3.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 67,295 housing units.

Compare in Pennsylvania

All 67 ›
Largest countiesOverall riskTop hazard
Philadelphia CountyVery HighInland flooding
Allegheny CountyHighInland flooding
Montgomery CountyHighInland flooding
Bucks CountyHighInland flooding
Delaware CountyModerateInland flooding
Lancaster CountyHighInland flooding
Chester CountyModerateInland flooding
York CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Berks CountyModerate21
Lehigh CountyModerate15
Luzerne CountyModerate21
Dauphin CountyModerate20
Lebanon CountyLow17
Northumberland CountyLow17
Carbon CountyLow16
Columbia CountyLow18

Common questions about Schuylkill County

What is the biggest natural hazard in Schuylkill County?

Inland flooding has the highest expected yearly losses in Schuylkill County, about $36.3 million a year in FEMA's estimate. Cold wave is second at $2.8 million.

How many federal disasters has Schuylkill County had?

Schuylkill County has been included in 22 federal disaster or emergency declarations for natural events since 1965, including 16 major disasters. The most recent was Remnants of Hurricane Ida in September 2021.

Is Schuylkill County a high-risk place to live?

Its overall rating is Relatively Moderate, 17th highest of 67 in Pennsylvania. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Schuylkill County?

Standard home insurance does not cover flooding. About 1 in 100 homes in Schuylkill County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Schuylkill County had?

NOAA records list 15 tornadoes in Schuylkill County since 1950. The strongest was an F2 tornado on July 15, 1992. The weather service has also logged 51 hail reports and 49 floods here.

How many hurricanes have hit Schuylkill County?

NOAA's hurricane records show 1 hurricane and 12 tropical storms passing within 65 miles of the center of Schuylkill County. The strongest was an unnamed hurricane in 1878, with winds near 90 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.