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Lehigh County, Pennsylvania

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
6th of 67highest risk in Pennsylvania
$128Mexpected losses a year
15federal declarations
1 in 250homes with flood insurance
Photo: U.S. Geological Survey, public domain

Lehigh County, Pennsylvania has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 94% of US counties. It ranks 6th of 67 counties in Pennsylvania. The costliest hazards here are inland flooding, cold waves and heat waves. FEMA estimates about $128 million a year in expected losses, or roughly $343 per resident. Since 1965 it has been included in 15 federal disaster or emergency declarations for natural events (9 major disasters). The most recent was in March 2016 (severe winter storm and snowstorm). Fewer than 1 in 100 homes here carry federal flood insurance (423 policies). Since 1978, federal flood insurance has paid about $12 million on 967 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Lehigh County

$68 million a yearExpected losses. Damaging events about 3 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Very High
$29.6 million a yearExpected losses. Damaging events about once a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Heat wave

Moderate
$7.3 million a yearExpected losses. Damaging events about 6 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.
HazardRatingScoreExpected loss a year
Inland floodingHigh95.4
$68M
Cold waveVery High98.9
$30M
Heat waveModerate96.5
$7M
HurricaneModerate90.2
$7M
TornadoModerate87.4
$5M
EarthquakeLow89.8
$4M
Strong windHigh95.6
$3M
LightningHigh95.7
$2M
Winter weatherVery High98.8
$1M
DroughtModerate64.5
$334K
Ice stormModerate78.2
$310K
HailLow38.8
$149K
LandslideLow79.5
$13K
WildfireVery Low30.3
$13K
AvalancheVery Low15.4
$17

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Lehigh County. 2020s bar runs to November 2026.

By type

Hurricane5
Flood3
Snowstorm3
Severe Storm3
Drought1

Most recent

Mar 23, 2016Severe Winter Storm and SnowstormMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Sep 8, 2011Remnants of Tropical Storm LeeEmergency
Sep 3, 2011Hurricane IreneMajor disaster
Aug 29, 2011Hurricane IreneEmergency
Sep 10, 2005Hurricane KatrinaEmergency
Sep 19, 2004Tropical Depression IvanMajor disaster
Sep 19, 2004Severe Storms and Flooding Associated With Tropical Depression FrancesMajor disaster
Mar 14, 2003SnowEmergency
Jan 21, 1996Severe Storms and FloodingMajor disaster
Show all 15
Jan 13, 1996Blizzard of 96Major disaster
Mar 10, 1994Severe Winter StormsMajor disaster
Mar 16, 1993Severe Snowfall & Winter StormEmergency
Jun 23, 1972Tropical Storm AgnesMajor disaster
Aug 18, 1965Water ShortageMajor disaster

Pennsylvania also had 7 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 696 storm reports in Lehigh County since 1950, with 1 death and 10 injuries and about $73.2 million in reported damage. The strongest on record here was an F2 tornado on July 5, 1984.

15tornadoes
93hail reports, largest 2.5 inches
402damaging thunderstorm winds
118floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jul 5, 1984F2–0 / 0
Jul 5, 1984F2–0 / 0
Jul 5, 1950F2–2 / 0
Aug 11, 1983F1–0 / 0
Sep 6, 2008EF1East Penn Jct0 / 0

Most damaging storms

DateTypeNearDamage
Aug 11, 1983Tornado–$25M
Sep 1, 2021Flash FloodSteinsville$20M
Aug 11, 2001Flash FloodSoutheast Portion$10M
Sep 18, 2004Flash FloodCountywide$5M
Jul 5, 1984Tornado–$3M
Jul 5, 1984Tornado–$3M

Source: NOAA Storm Events Database, county-based reports through Jul 28, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1863, 1 hurricane and 11 tropical storms have passed within 65 miles of the center of Lehigh County, 5 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 85 mph about 45 miles away.

1hurricanes
0major hurricanes (Category 3+)
11tropical storms
2020most recent: Isaias

Strongest storms nearby

DateStormStrengthClosest
Oct 23, 1878UnnamedCategory 1, 85 mph45 mi
Jul 13, 1996BerthaTropical storm, 70 mph64 mi
Sep 16, 1903UnnamedTropical storm, 70 mph58 mi
Aug 4, 2020IsaiasTropical storm, 65 mph54 mi
Aug 29, 1893UnnamedTropical storm, 65 mph64 mi
Sep 1, 1952AbleTropical storm, 60 mph64 mi

Most recent storms

DateStormStrengthClosest
Aug 4, 2020IsaiasTropical storm, 65 mph54 mi
Jul 13, 1996BerthaTropical storm, 70 mph64 mi
Sep 26, 1992DanielleTropical storm, 40 mph64 mi
Aug 19, 1955DianeTropical storm, 45 mph58 mi
Sep 1, 1952AbleTropical storm, 60 mph64 mi
Aug 29, 1949UnnamedTropical storm, 60 mph54 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Lehigh County

Check your address flood zone ›
0.4%of homes have federal flood insurance (423 policies)
23%of homes in mapped high-risk flood zones are insured
$12.4 millionpaid on 967 flood claims since 1978
2020costliest year, with $3 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Lehigh County

$300,400median home value (Pennsylvania $254,500, US $332,700)
1968median year homes were built (Pennsylvania 1965, US 1980)
65%of homes built before 1980, before many modern wind, quake and flood building rules
1.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 151,220 housing units.

Compare in Pennsylvania

All 67 ›
Largest countiesOverall riskTop hazard
Philadelphia CountyVery HighInland flooding
Allegheny CountyHighInland flooding
Montgomery CountyHighInland flooding
Bucks CountyHighInland flooding
Delaware CountyModerateInland flooding
Lancaster CountyHighInland flooding
Chester CountyModerateInland flooding
York CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Montgomery CountyHigh27
Bucks CountyHigh25
Berks CountyModerate21
Northampton CountyModerate22
Schuylkill CountyModerate22
Carbon CountyLow16

Cities in Lehigh County

Common questions about Lehigh County

What is the biggest natural hazard in Lehigh County?

Inland flooding has the highest expected yearly losses in Lehigh County, about $68 million a year in FEMA's estimate. Cold wave is second at $29.6 million.

How many federal disasters has Lehigh County had?

Lehigh County has been included in 15 federal disaster or emergency declarations for natural events since 1965, including 9 major disasters. The most recent was Severe Winter Storm and Snowstorm in March 2016.

Is Lehigh County a high-risk place to live?

Its overall rating is Relatively Moderate, 6th highest of 67 in Pennsylvania. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Lehigh County?

Standard home insurance does not cover flooding. About 1 in 250 homes in Lehigh County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Lehigh County had?

NOAA records list 15 tornadoes in Lehigh County since 1950. The strongest was an F2 tornado on July 5, 1984. The weather service has also logged 93 hail reports and 118 floods here.

How many hurricanes have hit Lehigh County?

NOAA's hurricane records show 1 hurricane and 11 tropical storms passing within 65 miles of the center of Lehigh County. The strongest was an unnamed hurricane in 1878, with winds near 85 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.