Lehigh County, Pennsylvania
Natural disaster risk, federal disaster history and flood insurance facts.
Lehigh County, Pennsylvania has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 94% of US counties. It ranks 6th of 67 counties in Pennsylvania. The costliest hazards here are inland flooding, cold waves and heat waves. FEMA estimates about $128 million a year in expected losses, or roughly $343 per resident. Since 1965 it has been included in 15 federal disaster or emergency declarations for natural events (9 major disasters). The most recent was in March 2016 (severe winter storm and snowstorm). Fewer than 1 in 100 homes here carry federal flood insurance (423 policies). Since 1978, federal flood insurance has paid about $12 million on 967 claims here.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Lehigh County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Check that cooling works before summer.
- Know where the nearest cooling center is.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 95.4 | $68M | ||
| Cold wave | 98.9 | $30M | ||
| Heat wave | 96.5 | $7M | ||
| Hurricane | 90.2 | $7M | ||
| Tornado | 87.4 | $5M | ||
| Earthquake | 89.8 | $4M | ||
| Strong wind | 95.6 | $3M | ||
| Lightning | 95.7 | $2M | ||
| Winter weather | 98.8 | $1M | ||
| Drought | 64.5 | $334K | ||
| Ice storm | 78.2 | $310K | ||
| Hail | 38.8 | $149K | ||
| Landslide | 79.5 | $13K | ||
| Wildfire | 30.3 | $13K | ||
| Avalanche | 15.4 | $17 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively high in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Lehigh County. 2020s bar runs to November 2026.
By type
Most recent
Show all 15
Pennsylvania also had 7 statewide declarations that did not name single counties.
Storm history since 1950
Tornado risk by county ›The National Weather Service has logged 696 storm reports in Lehigh County since 1950, with 1 death and 10 injuries and about $73.2 million in reported damage. The strongest on record here was an F2 tornado on July 5, 1984.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Jul 5, 1984 | F2 | – | 0 / 0 |
| Jul 5, 1984 | F2 | – | 0 / 0 |
| Jul 5, 1950 | F2 | – | 2 / 0 |
| Aug 11, 1983 | F1 | – | 0 / 0 |
| Sep 6, 2008 | EF1 | East Penn Jct | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Aug 11, 1983 | Tornado | – | $25M |
| Sep 1, 2021 | Flash Flood | Steinsville | $20M |
| Aug 11, 2001 | Flash Flood | Southeast Portion | $10M |
| Sep 18, 2004 | Flash Flood | Countywide | $5M |
| Jul 5, 1984 | Tornado | – | $3M |
| Jul 5, 1984 | Tornado | – | $3M |
Source: NOAA Storm Events Database, county-based reports through Jul 28, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1863, 1 hurricane and 11 tropical storms have passed within 65 miles of the center of Lehigh County, 5 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 85 mph about 45 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 23, 1878 | Unnamed | Category 1, 85 mph | 45 mi |
| Jul 13, 1996 | Bertha | Tropical storm, 70 mph | 64 mi |
| Sep 16, 1903 | Unnamed | Tropical storm, 70 mph | 58 mi |
| Aug 4, 2020 | Isaias | Tropical storm, 65 mph | 54 mi |
| Aug 29, 1893 | Unnamed | Tropical storm, 65 mph | 64 mi |
| Sep 1, 1952 | Able | Tropical storm, 60 mph | 64 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Aug 4, 2020 | Isaias | Tropical storm, 65 mph | 54 mi |
| Jul 13, 1996 | Bertha | Tropical storm, 70 mph | 64 mi |
| Sep 26, 1992 | Danielle | Tropical storm, 40 mph | 64 mi |
| Aug 19, 1955 | Diane | Tropical storm, 45 mph | 58 mi |
| Sep 1, 1952 | Able | Tropical storm, 60 mph | 64 mi |
| Aug 29, 1949 | Unnamed | Tropical storm, 60 mph | 54 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Lehigh County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Lehigh County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 151,220 housing units.
Compare in Pennsylvania
All 67 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Philadelphia County | Inland flooding | |
| Allegheny County | Inland flooding | |
| Montgomery County | Inland flooding | |
| Bucks County | Inland flooding | |
| Delaware County | Inland flooding | |
| Lancaster County | Inland flooding | |
| Chester County | Inland flooding | |
| York County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Montgomery County | 27 | |
| Bucks County | 25 | |
| Berks County | 21 | |
| Northampton County | 22 | |
| Schuylkill County | 22 | |
| Carbon County | 16 |
Cities in Lehigh County
Common questions about Lehigh County
What is the biggest natural hazard in Lehigh County?
Inland flooding has the highest expected yearly losses in Lehigh County, about $68 million a year in FEMA's estimate. Cold wave is second at $29.6 million.
How many federal disasters has Lehigh County had?
Lehigh County has been included in 15 federal disaster or emergency declarations for natural events since 1965, including 9 major disasters. The most recent was Severe Winter Storm and Snowstorm in March 2016.
Is Lehigh County a high-risk place to live?
Its overall rating is Relatively Moderate, 6th highest of 67 in Pennsylvania. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Lehigh County?
Standard home insurance does not cover flooding. About 1 in 250 homes in Lehigh County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Lehigh County had?
NOAA records list 15 tornadoes in Lehigh County since 1950. The strongest was an F2 tornado on July 5, 1984. The weather service has also logged 93 hail reports and 118 floods here.
How many hurricanes have hit Lehigh County?
NOAA's hurricane records show 1 hurricane and 11 tropical storms passing within 65 miles of the center of Lehigh County. The strongest was an unnamed hurricane in 1878, with winds near 85 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.