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Lackawanna County, Pennsylvania

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
14th of 67highest risk in Pennsylvania
$72Mexpected losses a year
20federal declarations
1 in 83homes with flood insurance
Photo: U.S. Geological Survey, public domain

Lackawanna County, Pennsylvania has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 90% of US counties. It ranks 14th of 67 counties in Pennsylvania. The costliest hazards here are inland flooding, cold waves and hurricanes. FEMA estimates about $72 million a year in expected losses, or roughly $336 per resident. Since 1972 it has been included in 20 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in November 2018 (severe storms and flooding). About 1 in 83 homes here carry federal flood insurance (878 policies). Since 1978, federal flood insurance has paid about $21 million on 1,369 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Lackawanna County

$57.2 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$5.9 million a yearExpected losses. Damaging events about 3 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Hurricane

Moderate
$2.2 million a yearExpected losses. Damaging events about once every 25 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingHigh94.1
$57M
Cold waveHigh89.6
$6M
HurricaneModerate82.0
$2M
TornadoModerate68.1
$2M
Heat waveModerate83.6
$2M
LightningHigh90.6
$1M
EarthquakeLow75.0
$999K
Strong windModerate62.0
$671K
Winter weatherHigh92.4
$427K
Ice stormModerate68.6
$177K
HailVery Low27.2
$91K
WildfireVery Low41.4
$25K
LandslideLow73.1
$7K
AvalancheVery Low37.0
$157

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Lackawanna County. 2020s bar runs to November 2026.

By type

Flood7
Severe Storm7
Hurricane4
Snowstorm2

Most recent

Nov 27, 2018Severe Storms and FloodingMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Sep 12, 2011Tropical Storm LeeMajor disaster
Sep 8, 2011Remnants of Tropical Storm LeeEmergency
Feb 23, 2007Severe Storms and FloodingMajor disaster
Jun 30, 2006Severe Storms, Flooding, and MudslidesMajor disaster
Sep 10, 2005Hurricane KatrinaEmergency
Apr 14, 2005Severe Storms and FloodingMajor disaster
Sep 19, 2004Tropical Depression IvanMajor disaster
Sep 19, 2004Severe Storms and Flooding Associated With Tropical Depression FrancesMajor disaster
Show all 20
Aug 23, 2003Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 21, 1996Severe Storms and FloodingMajor disaster
Jan 13, 1996Blizzard of 96Major disaster
Mar 10, 1994Severe Winter StormsMajor disaster
Mar 16, 1993Severe Snowfall & Winter StormEmergency
Oct 8, 1985Hurricane GloriaMajor disaster
Oct 20, 1976Severe Storms & FloodingMajor disaster
Jul 7, 1976High Winds, Flash FloodsMajor disaster
Sep 26, 1975Severe Storms, Heavy Rains & FloodingMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Pennsylvania also had 7 statewide declarations that did not name single counties.

Storm history since 1958

Tornado risk by county ›

The National Weather Service has logged 450 storm reports in Lackawanna County since 1958, with 3 deaths and 14 injuries and about $117 million in reported damage. The strongest on record here was an EF2 tornado on February 25, 2017 near Hillside Jct.

12tornadoes
74hail reports, largest 2.75 inches
254damaging thunderstorm winds
94floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Feb 25, 2017EF2Hillside Jct0 / 0
Jun 2, 1998F1La Plume0 / 0
Nov 17, 2010EF1Jessup0 / 0
Jan 14, 1992F1–0 / 0
May 28, 2019EF1Newton0 / 0

Most damaging storms

DateTypeNearDamage
Jun 27, 2006Flash FloodCountywide$50M
Sep 18, 2004Flash FloodCountywide$20M
Jan 19, 1996Flash FloodCountywide$20M
Sep 9, 2023Flash FloodThroop$10M
Sep 3, 2003Flash FloodCountywide$5M
Jun 27, 2006FloodOld Forge$5M

Source: NOAA Storm Events Database, county-based reports through Jul 4, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1878, 1 hurricane and 8 tropical storms have passed within 65 miles of the center of Lackawanna County, 3 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 85 mph about 57 miles away.

1hurricanes
0major hurricanes (Category 3+)
8tropical storms
2020most recent: Isaias

Strongest storms nearby

DateStormStrengthClosest
Oct 23, 1878UnnamedCategory 1, 85 mph57 mi
Aug 4, 2020IsaiasTropical storm, 65 mph46 mi
Sep 16, 1903UnnamedTropical storm, 65 mph64 mi
Aug 29, 1893UnnamedTropical storm, 65 mph65 mi
Sep 1, 1952AbleTropical storm, 60 mph60 mi
Aug 29, 1949UnnamedTropical storm, 55 mph19 mi

Most recent storms

DateStormStrengthClosest
Aug 4, 2020IsaiasTropical storm, 65 mph46 mi
Sep 6, 1979DavidTropical storm, 45 mph59 mi
Sep 1, 1952AbleTropical storm, 60 mph60 mi
Aug 29, 1949UnnamedTropical storm, 55 mph19 mi
Aug 24, 1933UnnamedTropical storm, 50 mph62 mi
Sep 16, 1903UnnamedTropical storm, 65 mph64 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Lackawanna County

Check your address flood zone ›
1.2%of homes have federal flood insurance (878 policies)
28.7%of homes in mapped high-risk flood zones are insured
$20.5 millionpaid on 1,369 flood claims since 1978
1996costliest year, with $6.1 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Lackawanna County

$201,800median home value (Pennsylvania $254,500, US $332,700)
1955median year homes were built (Pennsylvania 1965, US 1980)
76%of homes built before 1980, before many modern wind, quake and flood building rules
2.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 100,177 housing units.

Compare in Pennsylvania

All 67 ›
Largest countiesOverall riskTop hazard
Philadelphia CountyVery HighInland flooding
Allegheny CountyHighInland flooding
Montgomery CountyHighInland flooding
Bucks CountyHighInland flooding
Delaware CountyModerateInland flooding
Lancaster CountyHighInland flooding
Chester CountyModerateInland flooding
York CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Luzerne CountyModerate21
Monroe CountyModerate19
Wayne CountyLow23
Susquehanna CountyLow22
Wyoming CountyLow25

Cities in Lackawanna County

Common questions about Lackawanna County

What is the biggest natural hazard in Lackawanna County?

Inland flooding has the highest expected yearly losses in Lackawanna County, about $57.2 million a year in FEMA's estimate. Cold wave is second at $5.9 million.

How many federal disasters has Lackawanna County had?

Lackawanna County has been included in 20 federal disaster or emergency declarations for natural events since 1972, including 16 major disasters. The most recent was Severe Storms and Flooding in November 2018.

Is Lackawanna County a high-risk place to live?

Its overall rating is Relatively Moderate, 14th highest of 67 in Pennsylvania. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Lackawanna County?

Standard home insurance does not cover flooding. About 1 in 83 homes in Lackawanna County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Lackawanna County had?

NOAA records list 12 tornadoes in Lackawanna County since 1950. The strongest was an EF2 tornado on February 25, 2017 near Hillside Jct. The weather service has also logged 74 hail reports and 94 floods here.

How many hurricanes have hit Lackawanna County?

NOAA's hurricane records show 1 hurricane and 8 tropical storms passing within 65 miles of the center of Lackawanna County. The strongest was an unnamed hurricane in 1878, with winds near 85 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.