Dunn County, North Dakota
Natural disaster risk, federal disaster history and flood insurance facts.
Dunn County, North Dakota has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 89% of US counties. It ranks 32nd of 53 counties in North Dakota. The costliest hazards here are inland flooding, hail and cold waves. FEMA estimates about $4.8 million a year in expected losses, or roughly $1,184 per resident. Since 1969 it has been included in 16 federal disaster or emergency declarations for natural events (13 major disasters). The most recent was in July 2023 (flooding). Only 18 homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Dunn County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 10.1 | $1M | ||
| Hail | 84.0 | $1M | ||
| Cold wave | 52.1 | $991K | ||
| Wildfire | 83.9 | $608K | ||
| Tornado | 24.0 | $326K | ||
| Winter weather | 80.9 | $214K | ||
| Strong wind | 18.1 | $152K | ||
| Ice storm | 60.1 | $131K | ||
| Lightning | 11.9 | $39K | ||
| Drought | 27.9 | $18K | ||
| Heat wave | 8.7 | $13K | ||
| Earthquake | 3.4 | $3K | ||
| Landslide | 47.3 | $1K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Dunn County. 2020s bar runs to November 2026.
By type
Most recent
Show all 16
North Dakota also had 25 statewide declarations that did not name single counties.
Storm history since 1960
Tornado risk by county ›The National Weather Service has logged 312 storm reports in Dunn County since 1960, with 0 deaths and 3 injuries and about $28.7 million in reported damage. The strongest on record here was an EF2 tornado on June 1, 2018 near Killdeer.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Jun 1, 2018 | EF2 | Killdeer | 0 / 0 |
| May 26, 1978 | F2 | – | 0 / 0 |
| Jul 14, 2018 | EF1 | Dodge | 0 / 0 |
| Jun 4, 1980 | F1 | – | 0 / 0 |
| Jun 4, 1980 | F1 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jul 10, 2016 | Hail | Killdeer | $21M |
| Sep 3, 2014 | Hail | Manning | $2M |
| Aug 15, 2014 | Flood | Killdeer | $2M |
| Apr 16, 2023 | Flood | Killdeer | $540K |
| Sep 3, 2014 | Thunderstorm Wind | Dunn Center | $300K |
| Jul 20, 2017 | Thunderstorm Wind | Halliday | $275K |
Source: NOAA Storm Events Database, county-based reports through Jul 5, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Flood insurance in Dunn County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Dunn County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 2,088 housing units.
Compare in North Dakota
All 53 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Cass County | Inland flooding | |
| Burleigh County | Inland flooding | |
| Grand Forks County | Inland flooding | |
| Ward County | Cold wave | |
| Williams County | Cold wave | |
| Stark County | Cold wave | |
| Morton County | Inland flooding | |
| Stutsman County | Cold wave |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Stark County | 14 | |
| McKenzie County | 22 | |
| Mountrail County | 25 | |
| McLean County | 23 | |
| Mercer County | 23 | |
| Billings County | 10 |
Common questions about Dunn County
What is the biggest natural hazard in Dunn County?
Inland flooding has the highest expected yearly losses in Dunn County, about $1.3 million a year in FEMA's estimate. Hail is second at $1.1 million.
How many federal disasters has Dunn County had?
Dunn County has been included in 16 federal disaster or emergency declarations for natural events since 1969, including 13 major disasters. The most recent was Flooding in July 2023.
Is Dunn County a high-risk place to live?
Its overall rating is Very Low, 32nd highest of 53 in North Dakota. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Dunn County?
Standard home insurance does not cover flooding. About 1 in 167 homes in Dunn County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Dunn County had?
NOAA records list 24 tornadoes in Dunn County since 1950. The strongest was an EF2 tornado on June 1, 2018 near Killdeer. The weather service has also logged 168 hail reports and 11 floods here.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.