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Nodaway County, Missouri

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
67th of 115highest risk in Missouri
$17Mexpected losses a year
20federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Nodaway County, Missouri has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 54% of US counties. It ranks 67th of 115 counties in Missouri. The costliest hazards here are inland flooding, tornadoes and drought. FEMA estimates about $17 million a year in expected losses, or roughly $793 per resident. Since 1965 it has been included in 20 federal disaster or emergency declarations for natural events (15 major disasters). The most recent was in August 2026 (severe storms, straight-line winds, tornadoes and flooding). Only 7 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Nodaway County

$7.9 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$3.7 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Drought

Moderate
$1.4 million a yearExpected losses. Damaging events about 19 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
Inland floodingLow51.0
$8M
TornadoModerate75.3
$4M
DroughtModerate84.5
$1M
Cold waveLow54.4
$1M
HailLow72.9
$742K
Heat waveLow57.2
$601K
LightningModerate66.3
$501K
Strong windLow38.0
$451K
Ice stormLow41.0
$64K
WildfireVery Low53.0
$64K
Winter weatherLow39.9
$53K
EarthquakeVery Low19.4
$32K
LandslideLow70.5
$7K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Nodaway County. 2020s bar runs to November 2026.

By type

Severe Storm11
Flood4
Severe Ice Storm3
Drought1
Hurricane1

Most recent

Aug 3, 2026Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jul 9, 2019Severe Storms, Tornadoes, and FloodingMajor disaster
Aug 7, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Oct 31, 2014Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 3, 2011Severe Winter StormEmergency
Aug 17, 2010Severe Storms, Flooding, and TornadoesMajor disaster
Jan 30, 2009Severe Winter StormEmergency
Jun 25, 2008Severe Storms and FloodingMajor disaster
Dec 27, 2007Severe Winter StormsMajor disaster
Dec 12, 2007Severe Winter StormsEmergency
Show all 20
Jun 11, 2007Severe Storms and FloodingMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Jun 11, 2004Severe Storms, Tornadoes, and FloodingMajor disaster
Jun 2, 1995Severe Storms, Tornadoes, Hail, FloodingMajor disaster
Jul 9, 1993Severe Storms & FloodingMajor disaster
Sep 24, 1976DroughtEmergency
Jun 10, 1974Severe Storms & FloodingMajor disaster
Nov 1, 1973Severe Storms & FloodingMajor disaster
Apr 19, 1973Heavy Rains, Tornadoes & FloodingMajor disaster
Jul 27, 1965Severe Storms & FloodingMajor disaster

Missouri also had 5 statewide declarations that did not name single counties.

Storm history since 1951

Tornado risk by county ›

The National Weather Service has logged 506 storm reports in Nodaway County since 1951, with 1 death and 6 injuries and about $11.3 million in reported damage. The strongest on record here was an F4 tornado on March 29, 1979.

35tornadoes
242hail reports, largest 5 inches
182damaging thunderstorm winds
44floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 29, 1979F4–4 / 0
Oct 8, 1958F3–0 / 0
Nov 16, 1952F3–2 / 0
Apr 12, 1964F2–0 / 0
Jun 29, 1969F2–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 25, 1994HailBurlington Junction$5M
Apr 12, 1964Tornado–$3M
Aug 18, 2011Thunderstorm WindMaryville$1M
Jul 23, 1997Thunderstorm WindSkidmore$750K
Apr 8, 1999TornadoPumpkin Center$350K
Jun 5, 2008FloodClearmont$260K

Source: NOAA Storm Events Database, county-based reports through Jul 3, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Nodaway County

Check your address flood zone ›
0.1%of homes have federal flood insurance (7 policies)
1.5%of homes in mapped high-risk flood zones are insured
$148,619paid on 7 flood claims since 1978
2007costliest year, with $94,781 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Nodaway County

$177,500median home value (Missouri $230,300, US $332,700)
1977median year homes were built (Missouri 1978, US 1980)
56%of homes built before 1980, before many modern wind, quake and flood building rules
4.5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 9,536 housing units.

Compare in Missouri

All 115 ›
Largest countiesOverall riskTop hazard
St. Louis CountyHighHeat wave
Jackson CountyHighInland flooding
St. Charles CountyModerateInland flooding
St. Louis CityHighHeat wave
Greene CountyModerateInland flooding
Clay CountyModerateInland flooding
Jefferson CountyModerateInland flooding
Boone CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Andrew CountyVery Low30
Page County, IAVery Low14
Gentry CountyVery Low20
Taylor County, IAVery Low12
Atchison CountyVery Low21
Holt CountyVery Low23
Worth CountyVery Low19

Common questions about Nodaway County

What is the biggest natural hazard in Nodaway County?

Inland flooding has the highest expected yearly losses in Nodaway County, about $7.9 million a year in FEMA's estimate. Tornado is second at $3.7 million.

How many federal disasters has Nodaway County had?

Nodaway County has been included in 20 federal disaster or emergency declarations for natural events since 1965, including 15 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in August 2026.

Is Nodaway County a high-risk place to live?

Its overall rating is Relatively Low, 67th highest of 115 in Missouri. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Nodaway County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Nodaway County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Nodaway County had?

NOAA records list 35 tornadoes in Nodaway County since 1950. The strongest was an F4 tornado on March 29, 1979. The weather service has also logged 242 hail reports and 44 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.