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Gentry County, Missouri

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
87th of 115highest risk in Missouri
$8Mexpected losses a year
20federal declarations
Photo: U.S. Geological Survey, public domain

Gentry County, Missouri has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 71% of US counties. It ranks 87th of 115 counties in Missouri. The costliest hazards here are inland flooding, heat waves and drought. FEMA estimates about $7.5 million a year in expected losses, or roughly $1,225 per resident. Since 1973 it has been included in 20 federal disaster or emergency declarations for natural events (15 major disasters). The most recent was in August 2026 (severe storms, straight-line winds, tornadoes and flooding). No homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Gentry County

$2.5 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Heat wave

Moderate
$1.3 million a yearExpected losses. Damaging events about 9 times a year.
  • Check that cooling works before summer.
  • Know where the nearest cooling center is.

Drought

Moderate
$1.2 million a yearExpected losses. Damaging events about 23 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
Inland floodingVery Low27.1
$3M
Heat waveModerate82.3
$1M
DroughtModerate88.6
$1M
TornadoLow53.8
$1M
Cold waveLow46.4
$660K
HailLow62.6
$333K
Strong windLow26.7
$204K
LightningVery Low18.0
$49K
WildfireVery Low51.9
$42K
Ice stormVery Low24.4
$18K
EarthquakeVery Low17.3
$18K
Winter weatherVery Low23.1
$17K
LandslideVery Low60.2
$2K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Gentry County. 2020s bar runs to November 2026.

By type

Severe Storm12
Flood3
Severe Ice Storm3
Drought1
Hurricane1

Most recent

Aug 3, 2026Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Sep 21, 2023Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jul 9, 2019Severe Storms, Tornadoes, and FloodingMajor disaster
Aug 7, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Oct 31, 2014Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 3, 2011Severe Winter StormEmergency
Aug 17, 2010Severe Storms, Flooding, and TornadoesMajor disaster
Jan 30, 2009Severe Winter StormEmergency
Jun 25, 2008Severe Storms and FloodingMajor disaster
Dec 27, 2007Severe Winter StormsMajor disaster
Show all 20
Dec 12, 2007Severe Winter StormsEmergency
Jun 11, 2007Severe Storms and FloodingMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Jun 11, 2004Severe Storms, Tornadoes, and FloodingMajor disaster
Jun 2, 1995Severe Storms, Tornadoes, Hail, FloodingMajor disaster
Jul 9, 1993Severe Storms & FloodingMajor disaster
Jun 21, 1984Severe Storms & FloodingMajor disaster
Sep 24, 1976DroughtEmergency
Nov 1, 1973Severe Storms & FloodingMajor disaster
Apr 19, 1973Heavy Rains, Tornadoes & FloodingMajor disaster

Missouri also had 5 statewide declarations that did not name single counties.

Storm history since 1952

Tornado risk by county ›

The National Weather Service has logged 236 storm reports in Gentry County since 1952, with 0 deaths and 1 injury and about $16.5 million in reported damage. The strongest on record here was an F2 tornado on May 24, 2004 near Stanberry.

21tornadoes
114hail reports, largest 2.75 inches
75damaging thunderstorm winds
21floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 24, 2004F2Stanberry1 / 0
Apr 26, 1984F2–0 / 0
Apr 19, 1973F2–0 / 0
Apr 19, 1973F2–0 / 0
Apr 13, 1981F1–0 / 0

Most damaging storms

DateTypeNearDamage
May 24, 2004TornadoStanberry$10M
Jun 12, 2004HailAlbany$6M
Apr 13, 1981Tornado–$250K
Apr 26, 1984Tornado–$250K
Jun 18, 1998Thunderstorm WindAlbany Meml Arpt$100K
Jul 16, 2004Flash FloodGentry$100K

Source: NOAA Storm Events Database, county-based reports through May 18, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Gentry County

Check your address flood zone ›
0%of homes have federal flood insurance (0 policies)
0%of homes in mapped high-risk flood zones are insured
$35,554paid on 2 flood claims since 1978
2017costliest year, with $20,619 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Gentry County

$134,000median home value (Missouri $230,300, US $332,700)
1971median year homes were built (Missouri 1978, US 1980)
66%of homes built before 1980, before many modern wind, quake and flood building rules
10.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 2,923 housing units.

Compare in Missouri

All 115 ›
Largest countiesOverall riskTop hazard
St. Louis CountyHighHeat wave
Jackson CountyHighInland flooding
St. Charles CountyModerateInland flooding
St. Louis CityHighHeat wave
Greene CountyModerateInland flooding
Clay CountyModerateInland flooding
Jefferson CountyModerateInland flooding
Boone CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Nodaway CountyLow20
Andrew CountyVery Low30
DeKalb CountyVery Low20
Daviess CountyVery Low22
Harrison CountyVery Low17
Worth CountyVery Low19

Common questions about Gentry County

What is the biggest natural hazard in Gentry County?

Inland flooding has the highest expected yearly losses in Gentry County, about $2.5 million a year in FEMA's estimate. Heat wave is second at $1.3 million.

How many federal disasters has Gentry County had?

Gentry County has been included in 20 federal disaster or emergency declarations for natural events since 1973, including 15 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in August 2026.

Is Gentry County a high-risk place to live?

Its overall rating is Very Low, 87th highest of 115 in Missouri. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Gentry County?

Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Gentry County had?

NOAA records list 21 tornadoes in Gentry County since 1950. The strongest was an F2 tornado on May 24, 2004 near Stanberry. The weather service has also logged 114 hail reports and 21 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.