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Marion County, Iowa

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
52nd of 99highest risk in Iowa
$14Mexpected losses a year
17federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Marion County, Iowa has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 66% of US counties. It ranks 52nd of 99 counties in Iowa. The costliest hazards here are inland flooding, tornadoes and drought. FEMA estimates about $14 million a year in expected losses, or roughly $426 per resident. Since 1965 it has been included in 17 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in September 2018 (severe storm and tornadoes). Only 9 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $486,000 on 26 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Marion County

$6.5 million a yearExpected losses. Damaging events about 3 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$3 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Drought

Moderate
$1.9 million a yearExpected losses. Damaging events about 7 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
Inland floodingLow41.2
$7M
TornadoModerate67.7
$3M
DroughtModerate88.5
$2M
Heat waveLow61.5
$798K
Strong windLow47.3
$655K
Cold waveLow25.4
$433K
HailLow53.5
$397K
LightningLow34.3
$166K
EarthquakeVery Low30.9
$108K
Ice stormLow42.5
$77K
WildfireVery Low50.6
$64K
Winter weatherLow30.8
$40K
LandslideLow73.2
$10K
HurricaneVery Low8.1
$2K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Marion County. 2020s bar runs to November 2026.

By type

Flood9
Severe Storm5
Snowstorm1
Hurricane1
Severe Ice Storm1

Most recent

Sep 12, 2018Severe Storm and TornadoesMajor disaster
Jul 31, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
May 31, 2013Severe Storms, Straight-Line Winds, and FloodingMajor disaster
Jul 29, 2010Severe Storms, Flooding, and TornadoesMajor disaster
May 27, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 4, 2008Severe Winter StormMajor disaster
Mar 14, 2007Severe Winter StormsMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Jul 2, 1998Severe Storms, Tornadoes and FloodingMajor disaster
Nov 20, 1997Severe SnowstormsMajor disaster
Show all 17
Jul 9, 1993Severe Storms & FloodingMajor disaster
May 26, 1990Severe Storms & FloodingMajor disaster
Jun 24, 1974Severe Storms & FloodingMajor disaster
May 23, 1973Severe Storms & FloodingMajor disaster
Aug 14, 1969Heavy Rains & FloodingMajor disaster
Apr 25, 1969FloodingMajor disaster
Apr 22, 1965FloodingMajor disaster

Iowa also had 11 statewide declarations that did not name single counties.

Storm history since 1957

Tornado risk by county ›

The National Weather Service has logged 696 storm reports in Marion County since 1957, with 0 deaths and 31 injuries and about $157 million in reported damage. The strongest on record here was an EF3 tornado on July 19, 2018 near Pella.

47tornadoes
196hail reports, largest 4 inches
236damaging thunderstorm winds
102floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jul 19, 2018EF3Pella13 / 0
May 30, 2008EF2Columbia10 / 0
May 28, 1962F2–0 / 0
Jun 22, 1964F2–0 / 0
Jun 5, 1972F2–0 / 0

Most damaging storms

DateTypeNearDamage
Jul 19, 2018TornadoPella$120M
Jun 12, 2010FloodSwan$20M
Jun 8, 2008FloodBussey$2M
Jun 21, 1997Thunderstorm WindKnoxville$1M
May 30, 2008TornadoColumbia$775K
Jul 29, 2015FloodPleasantville$750K

Source: NOAA Storm Events Database, county-based reports through Jun 23, 2025. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Marion County

Check your address flood zone ›
0.1%of homes have federal flood insurance (9 policies)
1.7%of homes in mapped high-risk flood zones are insured
$486,469paid on 26 flood claims since 1978
2008costliest year, with $305,524 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Marion County

$233,000median home value (Iowa $208,000, US $332,700)
1975median year homes were built (Iowa 1972, US 1980)
61%of homes built before 1980, before many modern wind, quake and flood building rules
5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 14,386 housing units.

Compare in Iowa

All 99 ›
Largest countiesOverall riskTop hazard
Polk CountyModerateInland flooding
Linn CountyModerateInland flooding
Scott CountyModerateInland flooding
Johnson CountyModerateTornado
Black Hawk CountyLowInland flooding
Woodbury CountyModerateInland flooding
Dallas CountyLowInland flooding
Dubuque CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Polk CountyModerate19
Warren CountyVery Low16
Jasper CountyLow17
Mahaska CountyVery Low18
Lucas CountyVery Low13
Monroe CountyVery Low14

Common questions about Marion County

What is the biggest natural hazard in Marion County?

Inland flooding has the highest expected yearly losses in Marion County, about $6.5 million a year in FEMA's estimate. Tornado is second at $3 million.

How many federal disasters has Marion County had?

Marion County has been included in 17 federal disaster or emergency declarations for natural events since 1965, including 16 major disasters. The most recent was Severe Storm and Tornadoes in September 2018.

Is Marion County a high-risk place to live?

Its overall rating is Very Low, 52nd highest of 99 in Iowa. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Marion County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Marion County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Marion County had?

NOAA records list 47 tornadoes in Marion County since 1950. The strongest was an EF3 tornado on July 19, 2018 near Pella. The weather service has also logged 196 hail reports and 102 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.