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Mahaska County, Iowa

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
65th of 99highest risk in Iowa
$11Mexpected losses a year
18federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Mahaska County, Iowa has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 70% of US counties. It ranks 65th of 99 counties in Iowa. The costliest hazards here are inland flooding, tornadoes and drought. FEMA estimates about $11 million a year in expected losses, or roughly $499 per resident. Since 1965 it has been included in 18 federal disaster or emergency declarations for natural events (17 major disasters). The most recent was in March 2019 (severe storms and flooding). Only 12 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $134,000 on 11 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Mahaska County

$4.9 million a yearExpected losses. Damaging events about 4 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.7 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Drought

Moderate
$1.3 million a yearExpected losses. Damaging events about 9 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
Inland floodingLow36.4
$5M
TornadoLow54.6
$2M
DroughtModerate83.9
$1M
Strong windModerate69.3
$1M
Cold waveLow34.7
$597K
Heat waveLow54.9
$537K
HailLow64.6
$509K
LightningLow35.0
$152K
EarthquakeVery Low29.5
$81K
Ice stormLow44.5
$76K
Winter weatherLow46.6
$66K
WildfireVery Low42.4
$34K
LandslideVery Low58.9
$3K
HurricaneVery Low11.1
$3K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Mahaska County. 2020s bar runs to November 2026.

By type

Severe Storm8
Flood7
Snowstorm1
Hurricane1
Severe Ice Storm1

Most recent

Mar 23, 2019Severe Storms and FloodingMajor disaster
Aug 5, 2014Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Jul 2, 2013Severe Storms, Tornadoes, and FloodingMajor disaster
Jul 29, 2010Severe Storms, Flooding, and TornadoesMajor disaster
May 27, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 4, 2008Severe Winter StormMajor disaster
Sep 14, 2007Severe Storms and FloodingMajor disaster
Mar 14, 2007Severe Winter StormsMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Jul 2, 1998Severe Storms, Tornadoes and FloodingMajor disaster
Show all 18
Nov 20, 1997Severe SnowstormsMajor disaster
Jun 24, 1996Severe Storms and FloodingMajor disaster
Jul 9, 1993Severe Storms & FloodingMajor disaster
May 26, 1990Severe Storms & FloodingMajor disaster
Jun 27, 1984Severe Storms, Tornadoes, Hail & FloodsMajor disaster
Jun 24, 1974Severe Storms & FloodingMajor disaster
May 23, 1973Severe Storms & FloodingMajor disaster
Apr 22, 1965FloodingMajor disaster

Iowa also had 11 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 423 storm reports in Mahaska County since 1953, with 1 death and 37 injuries and about $65.5 million in reported damage. The strongest on record here was an F4 tornado on June 7, 1984.

27tornadoes
91hail reports, largest 4.75 inches
151damaging thunderstorm winds
107floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 7, 1984F4–30 / 1
Sep 30, 2007EF2Peoria0 / 0
Jul 19, 2018EF2Peoria0 / 0
Nov 11, 2015EF2Indianapolis0 / 0
Aug 18, 1956F2–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 7, 1984Tornado–$25M
Jun 12, 2010FloodPeoria$20M
Aug 1, 2010FloodCedar$2M
Jun 26, 2010FloodPeoria$1M
Jun 1, 2008FloodPeoria$1M
Sep 30, 2007TornadoPeoria$750K

Source: NOAA Storm Events Database, county-based reports through Jun 20, 2025. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Mahaska County

Check your address flood zone ›
0.1%of homes have federal flood insurance (12 policies)
7.2%of homes in mapped high-risk flood zones are insured
$134,429paid on 11 flood claims since 1978
2008costliest year, with $106,674 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Mahaska County

$157,800median home value (Iowa $208,000, US $332,700)
1965median year homes were built (Iowa 1972, US 1980)
67%of homes built before 1980, before many modern wind, quake and flood building rules
4.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 9,728 housing units.

Compare in Iowa

All 99 ›
Largest countiesOverall riskTop hazard
Polk CountyModerateInland flooding
Linn CountyModerateInland flooding
Scott CountyModerateInland flooding
Johnson CountyModerateTornado
Black Hawk CountyLowInland flooding
Woodbury CountyModerateInland flooding
Dallas CountyLowInland flooding
Dubuque CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Jasper CountyLow17
Wapello CountyLow18
Marion CountyVery Low17
Poweshiek CountyVery Low13
Keokuk CountyVery Low17
Monroe CountyVery Low14

Common questions about Mahaska County

What is the biggest natural hazard in Mahaska County?

Inland flooding has the highest expected yearly losses in Mahaska County, about $4.9 million a year in FEMA's estimate. Tornado is second at $1.7 million.

How many federal disasters has Mahaska County had?

Mahaska County has been included in 18 federal disaster or emergency declarations for natural events since 1965, including 17 major disasters. The most recent was Severe Storms and Flooding in March 2019.

Is Mahaska County a high-risk place to live?

Its overall rating is Very Low, 65th highest of 99 in Iowa. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Mahaska County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Mahaska County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Mahaska County had?

NOAA records list 27 tornadoes in Mahaska County since 1950. The strongest was an F4 tornado on June 7, 1984. The weather service has also logged 91 hail reports and 107 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.