Lake and Peninsula Borough, Alaska
Natural disaster risk, federal disaster history and flood insurance facts.
Lake and Peninsula Borough, Alaska has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 94% of US counties. It ranks 23rd of 30 boroughs and census areas in Alaska. The costliest hazards here are earthquakes, tsunamis and cold waves. FEMA estimates about $2.0 million a year in expected losses, or roughly $1,358 per resident. Since 2000 it has been included in 1 federal disaster or emergency declaration for natural events (1 major disaster). The most recent was in February 2000 (severe winter storms and avalanches). No homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Lake and Peninsula Borough
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Learn the tsunami evacuation route signs.
- If you feel a strong quake near the coast, move to high ground right away.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Earthquake | 79.7 | $919K | ||
| Tsunami | 50.8 | $721K | ||
| Cold wave | 34.2 | $296K | ||
| Wildfire | 45.5 | $21K | ||
| Winter weather | 30.5 | $18K | ||
| Avalanche | 76.2 | $12K | ||
| Volcanic activity | 90.2 | $9K | ||
| Landslide | 66.7 | $3K | ||
| Lightning | 0.5 | $1K | ||
| Ice storm | 1.0 | $283 | ||
| Tornado | 0.8 | $3 | ||
| Hail | 0.6 | $0 | ||
| Inland flooding | 0.2 | $0 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Lake and Peninsula Borough. 2020s bar runs to November 2026.
By type
Most recent
Alaska also had 33 statewide declarations that did not name single counties.
Flood insurance in Lake and Peninsula Borough
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Lake and Peninsula Borough
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,336 housing units.
Compare in Alaska
All 30 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Anchorage Municipality | Earthquake | |
| Matanuska-Susitna Borough | Earthquake | |
| Fairbanks North Star Borough | Earthquake | |
| Kenai Peninsula Borough | Earthquake | |
| Juneau City and Borough | Earthquake | |
| Bethel Census Area | Cold wave | |
| Ketchikan Gateway Borough | Inland flooding | |
| Kodiak Island Borough | Earthquake |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Kenai Peninsula Borough | 18 | |
| Bethel Census Area | 18 | |
| Kodiak Island Borough | 5 | |
| Dillingham Census Area | 4 | |
| Aleutians East Borough | 1 | |
| Bristol Bay Borough | 2 |
Common questions about Lake and Peninsula Borough
What is the biggest natural hazard in Lake and Peninsula Borough?
Earthquake has the highest expected yearly losses in Lake and Peninsula Borough, about $919,487 a year in FEMA's estimate. Tsunami is second at $720,558.
How many federal disasters has Lake and Peninsula Borough had?
Lake and Peninsula Borough has been included in 1 federal disaster or emergency declaration for natural events since 2000, including 1 major disaster. The most recent was Severe Winter Storms and Avalanches in February 2000.
Is Lake and Peninsula Borough a high-risk place to live?
Its overall rating is Very Low, 23rd highest of 30 in Alaska. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Lake and Peninsula Borough?
Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole borough, not a single property, and are not insurance or safety advice. Report a problem.