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Juneau City and Borough, Alaska

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
22nd of 30highest risk in Alaska
$6Mexpected losses a year
2federal declarations
1 in 10homes with flood insurance
Photo: U.S. Geological Survey, CC0

Juneau City and Borough, Alaska has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 88% of US counties. It ranks 22nd of 30 boroughs and census areas in Alaska. The costliest hazards here are earthquakes, inland flooding and avalanches. FEMA estimates about $6.0 million a year in expected losses, or roughly $187 per resident. Since 2021 it has been included in 2 federal disaster or emergency declarations for natural events (2 major disasters). The most recent was in October 2024 (flooding). About 1 in 10 homes here carry federal flood insurance (945 policies). Since 1978, federal flood insurance has paid about $4.9 million on 102 claims here, including $2.6 million for floods in 2024.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Juneau City and Borough

$2 million a yearExpected losses. Damaging events about once every 65 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$1.8 million a yearExpected losses. Damaging events about once every 100 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Avalanche

Moderate
$1.1 million a yearExpected losses. Damaging events about once every 6 years.
  • Check avalanche forecasts before backcountry trips.
  • Ask about slide paths near mountain homes.
HazardRatingScoreExpected loss a year
EarthquakeLow80.5
$2M
Inland floodingVery Low12.2
$2M
AvalancheModerate84.5
$1M
Winter weatherHigh90.1
$475K
TsunamiVery Low27.7
$288K
LandslideModerate95.8
$185K
Cold waveVery Low13.6
$154K
LightningVery Low5.3
$20K
Coastal floodingVery Low38.0
$14K
Ice stormVery Low14.2
$10K
WildfireVery Low19.5
$8K
Volcanic activityVery Low50.5
$15
TornadoVery Low0.6
$1

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Juneau City and Borough. 2020s bar runs to November 2026.

By type

Mud/Landslide1
Flood1

Most recent

Oct 16, 2024FloodingMajor disaster
Feb 17, 2021Severe Storm, Flooding, Landslides, and MudslidesMajor disaster

Alaska also had 33 statewide declarations that did not name single counties.

Flood insurance in Juneau City and Borough

Check your address flood zone ›
10.4%of homes have federal flood insurance (945 policies)
87.9%of homes in mapped high-risk flood zones are insured
$4.9 millionpaid on 102 flood claims since 1978
2024costliest year, with $2.6 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Juneau City and Borough

$449,300median home value (Alaska $352,900, US $332,700)
1982median year homes were built (Alaska 1986, US 1980)
46%of homes built before 1980, before many modern wind, quake and flood building rules
6.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 14,249 housing units.

Compare in Alaska

All 30 ›
Largest countiesOverall riskTop hazard
Anchorage MunicipalityHighEarthquake
Matanuska-Susitna BoroughModerateEarthquake
Fairbanks North Star BoroughModerateEarthquake
Kenai Peninsula BoroughModerateEarthquake
Juneau City and BoroughVery LowEarthquake
Bethel Census AreaLowCold wave
Ketchikan Gateway BoroughVery LowInland flooding
Kodiak Island BoroughLowEarthquake

Neighboring counties

CountyOverall riskDeclarations
Hoonah-Angoon Census AreaVery Low0
Haines BoroughVery Low1

Cities in Juneau City and Borough

Common questions about Juneau City and Borough

What is the biggest natural hazard in Juneau City and Borough?

Earthquake has the highest expected yearly losses in Juneau City and Borough, about $2 million a year in FEMA's estimate. Inland flooding is second at $1.8 million.

How many federal disasters has Juneau City and Borough had?

Juneau City and Borough has been included in 2 federal disaster or emergency declarations for natural events since 2021, including 2 major disasters. The most recent was Flooding in October 2024.

Is Juneau City and Borough a high-risk place to live?

Its overall rating is Very Low, 22nd highest of 30 in Alaska. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Juneau City and Borough?

Standard home insurance does not cover flooding. About 1 in 10 homes in Juneau City and Borough has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole borough, not a single property, and are not insurance or safety advice. Report a problem.