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Dillingham Census Area, Alaska

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
13th of 30highest risk in Alaska
$7Mexpected losses a year
4federal declarations
Photo: Bold Frontiers, CC BY 2.0

Dillingham Census Area, Alaska has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 64% of US counties. It ranks 13th of 30 boroughs and census areas in Alaska. The costliest hazards here are cold waves, earthquakes and inland flooding. FEMA estimates about $6.7 million a year in expected losses, or roughly $1,385 per resident. Since 1989 it has been included in 4 federal disaster or emergency declarations for natural events (4 major disasters). The most recent was in December 2011 (severe winter storms and flooding). No homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Dillingham Census Area

$5.6 million a yearExpected losses. Damaging events about 3 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$681,214 a yearExpected losses. Damaging events about once every 25 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$302,085 a yearExpected losses. Damaging events about once every 100 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
HazardRatingScoreExpected loss a year
Cold waveHigh93.2
$6M
EarthquakeLow75.0
$681K
Inland floodingVery Low3.1
$302K
WildfireVery Low62.2
$58K
Winter weatherModerate61.5
$57K
LandslideModerate89.4
$32K
AvalancheLow72.4
$4K
LightningVery Low2.0
$4K
TsunamiVery Low1.5
$2K
Ice stormVery Low1.4
$354
Volcanic activityVery Low61.9
$26
HailVery Low0.7
$2
TornadoVery Low0.6
$1
Strong windVery Low0.8
$0

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Dillingham Census Area. 2020s bar runs to November 2026.

By type

Severe Storm2
Freezing1
Flood1

Most recent

Dec 22, 2011Severe Winter Storms and FloodingMajor disaster
Jun 26, 2002FloodingMajor disaster
Feb 17, 2000Severe Winter Storms and AvalanchesMajor disaster
May 10, 1989Severe FreezingMajor disaster

Alaska also had 33 statewide declarations that did not name single counties.

Flood insurance in Dillingham Census Area

Check your address flood zone ›
0%of homes have federal flood insurance (0 policies)
0%of homes in mapped high-risk flood zones are insured
$0paid on 0 flood claims since 1978
n/acostliest year

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Dillingham Census Area

$159,000median home value (Alaska $352,900, US $332,700)
1985median year homes were built (Alaska 1986, US 1980)
36%of homes built before 1980, before many modern wind, quake and flood building rules
0.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 2,399 housing units.

Compare in Alaska

All 30 ›
Largest countiesOverall riskTop hazard
Anchorage MunicipalityHighEarthquake
Matanuska-Susitna BoroughModerateEarthquake
Fairbanks North Star BoroughModerateEarthquake
Kenai Peninsula BoroughModerateEarthquake
Juneau City and BoroughVery LowEarthquake
Bethel Census AreaLowCold wave
Ketchikan Gateway BoroughVery LowInland flooding
Kodiak Island BoroughLowEarthquake

Neighboring counties

CountyOverall riskDeclarations
Bethel Census AreaLow18
Lake and Peninsula BoroughVery Low1
Bristol Bay BoroughVery Low2

Common questions about Dillingham Census Area

What is the biggest natural hazard in Dillingham Census Area?

Cold wave has the highest expected yearly losses in Dillingham Census Area, about $5.6 million a year in FEMA's estimate. Earthquake is second at $681,214.

How many federal disasters has Dillingham Census Area had?

Dillingham Census Area has been included in 4 federal disaster or emergency declarations for natural events since 1989, including 4 major disasters. The most recent was Severe Winter Storms and Flooding in December 2011.

Is Dillingham Census Area a high-risk place to live?

Its overall rating is Very Low, 13th highest of 30 in Alaska. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Dillingham Census Area?

Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole borough, not a single property, and are not insurance or safety advice. Report a problem.