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Sublette County, Wyoming

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
17th of 23highest risk in Wyoming
$8Mexpected losses a year
2federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Sublette County, Wyoming has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 78% of US counties. It ranks 17th of 23 counties in Wyoming. The costliest hazards here are inland flooding, avalanches and earthquakes. FEMA estimates about $8.1 million a year in expected losses, or roughly $930 per resident. Since 1977 it has been included in 2 federal disaster or emergency declarations for natural events (no major disasters). The most recent was in September 2018 (Roosevelt Fire). Only 8 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Sublette County

$2.7 million a yearExpected losses. Damaging events about once every 4 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.9 million a yearExpected losses. Damaging events about once a year.
  • Check avalanche forecasts before backcountry trips.
  • Ask about slide paths near mountain homes.
$1.3 million a yearExpected losses. Damaging events about once every 85 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Inland floodingVery Low21.4
$3M
AvalancheHigh90.5
$2M
EarthquakeLow76.2
$1M
WildfireLow87.7
$1M
LightningModerate79.1
$738K
Cold waveVery Low19.7
$231K
LandslideModerate93.7
$105K
TornadoVery Low5.8
$26K
Strong windVery Low3.5
$21K
HailVery Low5.9
$17K
DroughtVery Low20.4
$5K
Ice stormVery Low7.7
$4K
Winter weatherVery Low3.2
$2K
Volcanic activityVery Low19.5
$0

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Sublette County. 2020s bar runs to November 2026.

By type

Drought1
Fire1

Most recent

Sep 18, 2018Roosevelt FireFire management
Jun 15, 1977DroughtEmergency

Wyoming also had 5 statewide declarations that did not name single counties.

Storm history since 1971

Tornado risk by county ›

The National Weather Service has logged 99 storm reports in Sublette County since 1971, with 1 death and 5 injuries and about $670,230 in reported damage. The strongest on record here was an EF1 tornado on September 4, 2016 near Warren Bridge.

8tornadoes
18hail reports, largest 1.75 inches
58damaging thunderstorm winds
10floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Sep 4, 2016EF1Warren Bridge0 / 0
Jul 30, 1975F1–0 / 0
Apr 26, 2019EF0Marbleton0 / 0
May 2, 1991F0–0 / 0
Jul 19, 1997F0Big Piney0 / 0

Most damaging storms

DateTypeNearDamage
Jul 2, 1998Thunderstorm WindBig Piney$400K
Aug 30, 1999Thunderstorm WindBig Piney Arpt$63K
Jul 1, 2011FloodDaniel$50K
May 18, 2010LightningCora$42K
Jun 7, 2005Thunderstorm WindPinedale$40K
Apr 26, 2019TornadoMarbleton$20K

Source: NOAA Storm Events Database, county-based reports through Jul 7, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Sublette County

Check your address flood zone ›
0.1%of homes have federal flood insurance (8 policies)
0%of homes in mapped high-risk flood zones are insured
$0paid on 7 flood claims since 1978
1997costliest year

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Sublette County

$376,200median home value (Wyoming $309,700, US $332,700)
1985median year homes were built (Wyoming 1981, US 1980)
39%of homes built before 1980, before many modern wind, quake and flood building rules
10.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 5,280 housing units.

Compare in Wyoming

All 23 ›
Largest countiesOverall riskTop hazard
Laramie CountyLowInland flooding
Natrona CountyLowInland flooding
Campbell CountyLowCold wave
Sweetwater CountyVery LowInland flooding
Fremont CountyLowInland flooding
Albany CountyLowInland flooding
Sheridan CountyLowInland flooding
Park CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Sweetwater CountyVery Low2
Fremont CountyLow4
Teton CountyLow3
Lincoln CountyLow3

Common questions about Sublette County

What is the biggest natural hazard in Sublette County?

Inland flooding has the highest expected yearly losses in Sublette County, about $2.7 million a year in FEMA's estimate. Avalanche is second at $1.9 million.

How many federal disasters has Sublette County had?

Sublette County has been included in 2 federal disaster or emergency declarations for natural events since 1977, including no major disasters. The most recent was Roosevelt Fire in September 2018.

Is Sublette County a high-risk place to live?

Its overall rating is Very Low, 17th highest of 23 in Wyoming. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Sublette County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Sublette County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Sublette County had?

NOAA records list 8 tornadoes in Sublette County since 1950. The strongest was an EF1 tornado on September 4, 2016 near Warren Bridge. The weather service has also logged 18 hail reports and 10 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.