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Fremont County, Wyoming

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
5th of 23highest risk in Wyoming
$19Mexpected losses a year
4federal declarations
1 in 500homes with flood insurance
Photo: U.S. Geological Survey, public domain

Fremont County, Wyoming has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 60% of US counties. It ranks 5th of 23 counties in Wyoming. The costliest hazards here are inland flooding, earthquakes and wildfires. FEMA estimates about $19 million a year in expected losses, or roughly $474 per resident. Since 2010 it has been included in 4 federal disaster or emergency declarations for natural events (3 major disasters). The most recent was in August 2017 (flooding). Only 31 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $50,000 on 17 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Fremont County

$10 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$2.7 million a yearExpected losses. Damaging events about once every 125 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.

Wildfire

Moderate
$1.9 million a yearExpected losses. Damaging events about once every 530 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
HazardRatingScoreExpected loss a year
Inland floodingLow66.5
$10M
EarthquakeLow86.2
$3M
WildfireModerate92.6
$2M
Cold waveModerate67.7
$2M
LightningHigh83.9
$774K
AvalancheModerate81.0
$392K
LandslideModerate97.1
$265K
Winter weatherModerate84.4
$232K
TornadoVery Low19.6
$198K
Strong windLow22.6
$185K
HailLow36.5
$138K
DroughtLow35.7
$39K
Heat waveVery Low15.1
$32K
Ice stormVery Low17.7
$11K
Volcanic activityVery Low22.5
$0

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Fremont County. 2020s bar runs to November 2026.

By type

Flood2
Severe Storm1
Fire1

Most recent

Aug 5, 2017FloodingMajor disaster
Jul 25, 2016Lava Mountain FireFire management
Jul 22, 2011Severe Storms, Flooding, and LandslidesMajor disaster
Jul 14, 2010FloodingMajor disaster

Wyoming also had 5 statewide declarations that did not name single counties.

Storm history since 1958

Tornado risk by county ›

The National Weather Service has logged 457 storm reports in Fremont County since 1958, with 2 deaths and 5 injuries and about $21.7 million in reported damage. The strongest on record here was an F3 tornado on June 16, 1962.

23tornadoes
138hail reports, largest 2 inches
219damaging thunderstorm winds
66floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 16, 1962F3–0 / 0
Jun 7, 1986F2–0 / 0
Aug 27, 1973F2–0 / 0
Jun 6, 1967F2–2 / 0
Aug 3, 1980F1–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 4, 2010FloodSinks Canyon Sp$12M
Jun 23, 2023HailSt Stephens$3M
Jun 4, 2017FloodRiverton Rgnl A$2M
May 7, 2016FloodSweetwater Station$1M
Jun 24, 2011FloodRiverton$665K
Jul 1, 2011FloodRiverton$600K

Source: NOAA Storm Events Database, county-based reports through Jul 23, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Fremont County

Check your address flood zone ›
0.2%of homes have federal flood insurance (31 policies)
14.2%of homes in mapped high-risk flood zones are insured
$49,942paid on 17 flood claims since 1978
2016costliest year, with $28,853 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Fremont County

$268,800median home value (Wyoming $309,700, US $332,700)
1978median year homes were built (Wyoming 1981, US 1980)
54%of homes built before 1980, before many modern wind, quake and flood building rules
17.2%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 17,469 housing units.

Compare in Wyoming

All 23 ›
Largest countiesOverall riskTop hazard
Laramie CountyLowInland flooding
Natrona CountyLowInland flooding
Campbell CountyLowCold wave
Sweetwater CountyVery LowInland flooding
Fremont CountyLowInland flooding
Albany CountyLowInland flooding
Sheridan CountyLowInland flooding
Park CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Natrona CountyLow6
Sweetwater CountyVery Low2
Park CountyLow2
Teton CountyLow3
Carbon CountyVery Low3
Sublette CountyVery Low2
Washakie CountyVery Low3
Hot Springs CountyVery Low2

Common questions about Fremont County

What is the biggest natural hazard in Fremont County?

Inland flooding has the highest expected yearly losses in Fremont County, about $10 million a year in FEMA's estimate. Earthquake is second at $2.7 million.

How many federal disasters has Fremont County had?

Fremont County has been included in 4 federal disaster or emergency declarations for natural events since 2010, including 3 major disasters. The most recent was Flooding in August 2017.

Is Fremont County a high-risk place to live?

Its overall rating is Relatively Low, 5th highest of 23 in Wyoming. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Fremont County?

Standard home insurance does not cover flooding. About 1 in 500 homes in Fremont County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Fremont County had?

NOAA records list 23 tornadoes in Fremont County since 1950. The strongest was an F3 tornado on June 16, 1962. The weather service has also logged 138 hail reports and 66 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.