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Campbell County, Wyoming

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
7th of 23highest risk in Wyoming
$25Mexpected losses a year
3federal declarations
1 in 1000homes with flood insurance
Photo: Bold Frontiers, CC BY 2.0

Campbell County, Wyoming has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 56% of US counties. It ranks 7th of 23 counties in Wyoming. The costliest hazards here are cold waves, inland flooding and hail. FEMA estimates about $25 million a year in expected losses, or roughly $532 per resident. Since 1978 it has been included in 3 federal disaster or emergency declarations for natural events (3 major disasters). The most recent was in November 2024 (wildfires). Only 18 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $38,000 on 22 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Campbell County

Cold wave

Moderate
$7.8 million a yearExpected losses. Damaging events about 5 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$6.5 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Hail

High
$3.6 million a yearExpected losses. Damaging events about 2 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.
HazardRatingScoreExpected loss a year
Cold waveModerate87.5
$8M
Inland floodingLow40.2
$7M
HailHigh94.4
$4M
WildfireModerate92.9
$3M
TornadoLow46.3
$1M
EarthquakeLow72.3
$1M
Winter weatherHigh89.2
$511K
LightningModerate62.5
$487K
Strong windLow31.5
$408K
Heat waveVery Low12.2
$34K
Ice stormVery Low15.4
$13K
LandslideLow68.2
$7K
DroughtVery Low17.3
$3K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Campbell County. 2020s bar runs to November 2026.

By type

Flood1
Tornado1
Fire1

Most recent

Nov 13, 2024WildfiresMajor disaster
Aug 22, 2005TornadoMajor disaster
May 29, 1978Severe Storms, Flooding & MudslidesMajor disaster

Wyoming also had 5 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 1,144 storm reports in Campbell County since 1953, with 4 deaths and 48 injuries and about $84.2 million in reported damage. The strongest on record here was an EF3 tornado on June 1, 2018 near Gillette Arpt.

93tornadoes
591hail reports, largest 4.25 inches
426damaging thunderstorm winds
25floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 1, 2018EF3Gillette Arpt2 / 0
Aug 12, 2005F2Wright13 / 2
May 6, 1988F2–2 / 0
May 27, 1959F2–0 / 0
Jul 22, 1966F2–6 / 0

Most damaging storms

DateTypeNearDamage
May 26, 2010HailGillette$46M
Jun 21, 2003HailGillette$17M
Aug 1, 2013HailWright$10M
Aug 12, 2005TornadoWright$5M
May 6, 1988Tornado–$3M
Aug 19, 1993TornadoGillette$500K

Source: NOAA Storm Events Database, county-based reports through Jul 31, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Campbell County

Check your address flood zone ›
0.1%of homes have federal flood insurance (18 policies)
7.2%of homes in mapped high-risk flood zones are insured
$38,089paid on 22 flood claims since 1978
1978costliest year, with $28,956 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Campbell County

$279,100median home value (Wyoming $309,700, US $332,700)
1991median year homes were built (Wyoming 1981, US 1980)
30%of homes built before 1980, before many modern wind, quake and flood building rules
20.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 20,023 housing units.

Compare in Wyoming

All 23 ›
Largest countiesOverall riskTop hazard
Laramie CountyLowInland flooding
Natrona CountyLowInland flooding
Campbell CountyLowCold wave
Sweetwater CountyVery LowInland flooding
Fremont CountyLowInland flooding
Albany CountyLowInland flooding
Sheridan CountyLowInland flooding
Park CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Sheridan CountyLow5
Converse CountyVery Low3
Johnson CountyVery Low5
Crook CountyVery Low5
Weston CountyVery Low5
Powder River County, MTVery Low10

Cities in Campbell County

Common questions about Campbell County

What is the biggest natural hazard in Campbell County?

Cold wave has the highest expected yearly losses in Campbell County, about $7.8 million a year in FEMA's estimate. Inland flooding is second at $6.5 million.

How many federal disasters has Campbell County had?

Campbell County has been included in 3 federal disaster or emergency declarations for natural events since 1978, including 3 major disasters. The most recent was Wildfires in November 2024.

Is Campbell County a high-risk place to live?

Its overall rating is Relatively Low, 7th highest of 23 in Wyoming. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Campbell County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Campbell County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Campbell County had?

NOAA records list 93 tornadoes in Campbell County since 1950. The strongest was an EF3 tornado on June 1, 2018 near Gillette Arpt. The weather service has also logged 591 hail reports and 25 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.