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Natrona County, Wyoming

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
3rd of 23highest risk in Wyoming
$33Mexpected losses a year
6federal declarations
1 in 200homes with flood insurance
Photo: U.S. Geological Survey, public domain

Natrona County, Wyoming has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 69% of US counties. It ranks 3rd of 23 counties in Wyoming. The costliest hazards here are inland flooding, cold waves and wildfires. FEMA estimates about $33 million a year in expected losses, or roughly $408 per resident. Since 1978 it has been included in 6 federal disaster or emergency declarations for natural events (2 major disasters). The most recent was in September 2023 (flooding). Fewer than 1 in 100 homes here carry federal flood insurance (161 policies). Since 1978, federal flood insurance has paid about $247,000 on 57 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Natrona County

$18.7 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$5 million a yearExpected losses. Damaging events about 2 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Wildfire

Moderate
$2.7 million a yearExpected losses. Damaging events about once every 425 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
HazardRatingScoreExpected loss a year
Inland floodingModerate74.7
$19M
Cold waveModerate82.5
$5M
WildfireModerate93.0
$3M
EarthquakeLow82.8
$3M
Winter weatherVery High97.1
$1M
TornadoLow36.9
$875K
AvalancheModerate81.6
$594K
LightningModerate67.3
$524K
HailLow41.1
$217K
LandslideModerate91.7
$84K
Ice stormLow41.7
$67K
Heat waveVery Low17.2
$54K
Strong windVery Low5.6
$44K
DroughtVery Low21.0
$6K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Natrona County. 2020s bar runs to November 2026.

By type

Fire4
Flood2

Most recent

Sep 11, 2023FloodingMajor disaster
Oct 11, 2015Station FireFire management
Sep 9, 2012Sheep Herder Hill Fire ComplexFire management
Aug 14, 2006Jackson Canyon FireFire management
Jul 31, 2000Wy - Dead Horse FireFire management
May 29, 1978Severe Storms, Flooding & MudslidesMajor disaster

Wyoming also had 5 statewide declarations that did not name single counties.

Storm history since 1959

Tornado risk by county ›

The National Weather Service has logged 398 storm reports in Natrona County since 1959, with 0 deaths and 10 injuries and about $10.8 million in reported damage. The strongest on record here was an F2 tornado on June 18, 1987.

40tornadoes
167hail reports, largest 3 inches
156damaging thunderstorm winds
29floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 18, 1987F2–0 / 0
Jun 11, 1962F2–4 / 0
Jul 20, 1978F2–1 / 0
May 29, 1971F2–3 / 0
Jul 21, 1987F2–0 / 0

Most damaging storms

DateTypeNearDamage
Jul 3, 2009Flash FloodMountain View$5M
Jun 15, 2023Flash FloodBessemer Bend$3M
Jul 25, 2005Flash FloodCasper$500K
Aug 2, 2007Flash FloodNatrona Co Arpt$500K
Jul 25, 2007Flash FloodMills$300K
Jun 18, 1987Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jul 7, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Natrona County

Check your address flood zone ›
0.5%of homes have federal flood insurance (161 policies)
18.9%of homes in mapped high-risk flood zones are insured
$247,435paid on 57 flood claims since 1978
2022costliest year, with $84,421 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Natrona County

$273,000median home value (Wyoming $309,700, US $332,700)
1977median year homes were built (Wyoming 1981, US 1980)
55%of homes built before 1980, before many modern wind, quake and flood building rules
8.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 37,309 housing units.

Compare in Wyoming

All 23 ›
Largest countiesOverall riskTop hazard
Laramie CountyLowInland flooding
Natrona CountyLowInland flooding
Campbell CountyLowCold wave
Sweetwater CountyVery LowInland flooding
Fremont CountyLowInland flooding
Albany CountyLowInland flooding
Sheridan CountyLowInland flooding
Park CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Fremont CountyLow4
Carbon CountyVery Low3
Converse CountyVery Low3
Johnson CountyVery Low5
Washakie CountyVery Low3

Cities in Natrona County

Common questions about Natrona County

What is the biggest natural hazard in Natrona County?

Inland flooding has the highest expected yearly losses in Natrona County, about $18.7 million a year in FEMA's estimate. Cold wave is second at $5 million.

How many federal disasters has Natrona County had?

Natrona County has been included in 6 federal disaster or emergency declarations for natural events since 1978, including 2 major disasters. The most recent was Flooding in September 2023.

Is Natrona County a high-risk place to live?

Its overall rating is Relatively Low, 3rd highest of 23 in Wyoming. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Natrona County?

Standard home insurance does not cover flooding. About 1 in 200 homes in Natrona County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Natrona County had?

NOAA records list 40 tornadoes in Natrona County since 1950. The strongest was an F2 tornado on June 18, 1987. The weather service has also logged 167 hail reports and 29 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.