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Salem City, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
81st of 133highest risk in Virginia
$9Mexpected losses a year
12federal declarations
1 in 67homes with flood insurance
Photo: U.S. Geological Survey, public domain

Salem City, Virginia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 81% of US counties. It ranks 81st of 133 counties in Virginia. The costliest hazards here are inland flooding, strong wind and earthquakes. FEMA estimates about $9.0 million a year in expected losses, or roughly $356 per resident. Since 1972 it has been included in 12 federal disaster or emergency declarations for natural events (7 major disasters). The most recent was in January 2026 (severe winter storm). About 1 in 67 homes here carry federal flood insurance (135 policies). Since 1978, federal flood insurance has paid about $19 million on 812 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Salem City

$7.3 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$478,776 a yearExpected losses. Damaging events about 3 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.

Earthquake

Very Low
$336,286 a yearExpected losses. Damaging events about once every 735 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Inland floodingLow44.8
$7M
Strong windLow36.5
$479K
EarthquakeVery Low49.0
$336K
Cold waveVery Low17.7
$243K
HurricaneVery Low57.7
$205K
LightningLow32.3
$154K
TornadoVery Low12.6
$133K
HailVery Low12.7
$54K
Winter weatherLow26.2
$32K
Heat waveVery Low11.1
$27K
Ice stormVery Low13.3
$10K
WildfireVery Low1.4
$692
LandslideVery Low27.4
$317

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Salem City. 2020s bar runs to November 2026.

By type

Flood3
Severe Storm3
Hurricane3
Snowstorm2
Winter Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 11, 2018Hurricane FlorenceEmergency
Oct 29, 2012Hurricane SandyEmergency
Jul 27, 2012Severe Storms and Straight-Line WindsMajor disaster
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Oct 18, 2004Severe Storms and Flooding From the Remanants of Hurricane JeanneMajor disaster
Mar 27, 2003Severe Winter Storm, Record/Near Record Snowfall, Heavy Rain,Floodind, and MudslideMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Mar 25, 1993Severe Winter StormEmergency
May 19, 1992Severe Storms & FloodingMajor disaster
Show all 12
Nov 9, 1985Severe Storms & FloodingMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1978

Tornado risk by county ›

The National Weather Service has logged 79 storm reports in Salem City since 1978, with 1 death and 0 injuries and about $3 million in reported damage. The strongest on record here was an EF1 tornado on May 26, 2024 near Salem (C).

1tornadoes
22hail reports, largest 1.75 inches
29damaging thunderstorm winds
23floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 26, 2024EF1Salem (C)0 / 0

Most damaging storms

DateTypeNearDamage
May 26, 2024TornadoSalem (C)$1M
Aug 1, 2012HailSalem (C)$500K
Jun 19, 2013Thunderstorm WindSalem (C)$350K
Oct 11, 2018FloodSalem (C)$250K
Oct 11, 2018Flash FloodSalem (C)$200K
Jun 26, 2013LightningSalem (C)$150K

Source: NOAA Storm Events Database, county-based reports through Jun 12, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1878, 1 hurricane and 7 tropical storms have passed within 65 miles of the center of Salem City, 3 of them since 1950. The strongest was an unnamed hurricane in 1896, with top winds near 75 mph about 64 miles away.

1hurricanes
0major hurricanes (Category 3+)
7tropical storms
1996most recent: Fran

Strongest storms nearby

DateStormStrengthClosest
Sep 30, 1896UnnamedCategory 1, 75 mph64 mi
Aug 28, 1893UnnamedTropical storm, 70 mph52 mi
Aug 29, 1949UnnamedTropical storm, 60 mph37 mi
Sep 12, 1878UnnamedTropical storm, 60 mph56 mi
Sep 1, 1952AbleTropical storm, 50 mph60 mi
Sep 5, 1979DavidTropical storm, 45 mph59 mi

Most recent storms

DateStormStrengthClosest
Sep 6, 1996FranTropical storm, 45 mph60 mi
Sep 5, 1979DavidTropical storm, 45 mph59 mi
Sep 1, 1952AbleTropical storm, 50 mph60 mi
Aug 29, 1949UnnamedTropical storm, 60 mph37 mi
Aug 3, 1915UnnamedTropical storm, 45 mph36 mi
Sep 30, 1896UnnamedCategory 1, 75 mph64 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Salem City

Check your address flood zone ›
1.5%of homes have federal flood insurance (135 policies)
0%of homes in mapped high-risk flood zones are insured
$18.9 millionpaid on 812 flood claims since 1978
2004costliest year, with $4.1 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Salem City

$258,600median home value (Virginia $383,700, US $332,700)
1971median year homes were built (Virginia 1984, US 1980)
70%of homes built before 1980, before many modern wind, quake and flood building rules
2.6%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 11,112 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Roanoke CityLow17
Roanoke CountyLow21

Cities in Salem City

Common questions about Salem City

What is the biggest natural hazard in Salem City?

Inland flooding has the highest expected yearly losses in Salem City, about $7.3 million a year in FEMA's estimate. Strong wind is second at $478,776.

How many federal disasters has Salem City had?

Salem City has been included in 12 federal disaster or emergency declarations for natural events since 1972, including 7 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Salem City a high-risk place to live?

Its overall rating is Very Low, 81st highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Salem City?

Standard home insurance does not cover flooding. About 1 in 67 homes in Salem City has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Salem City had?

NOAA records list 1 tornadoes in Salem City since 1950. The strongest was an EF1 tornado on May 26, 2024 near Salem (C). The weather service has also logged 22 hail reports and 23 floods here.

How many hurricanes have hit Salem City?

NOAA's hurricane records show 1 hurricane and 7 tropical storms passing within 65 miles of the center of Salem City. The strongest was an unnamed hurricane in 1896, with winds near 75 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole city, not a single property, and are not insurance or safety advice. Report a problem.