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Pulaski County, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
44th of 133highest risk in Virginia
$11Mexpected losses a year
20federal declarations
1 in 200homes with flood insurance
Photo: U.S. Geological Survey, public domain

Pulaski County, Virginia has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 54% of US counties. It ranks 44th of 133 counties in Virginia. The costliest hazards here are inland flooding, cold waves and earthquakes. FEMA estimates about $11 million a year in expected losses, or roughly $334 per resident. Since 1972 it has been included in 20 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (74 policies). Since 1978, federal flood insurance has paid about $2.7 million on 99 claims here, including $1.9 million for floods in 2024.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Pulaski County

$8.6 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$917,641 a yearExpected losses. Damaging events about 4 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$548,788 a yearExpected losses. Damaging events about once every 565 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Inland floodingLow65.8
$9M
Cold waveLow55.8
$918K
EarthquakeLow68.0
$549K
DroughtModerate68.3
$370K
Strong windLow44.9
$369K
TornadoVery Low17.7
$153K
LightningLow36.1
$108K
HailVery Low27.4
$82K
HurricaneVery Low51.9
$68K
Winter weatherLow46.3
$44K
LandslideModerate87.6
$33K
Ice stormVery Low23.0
$16K
WildfireVery Low25.9
$9K
AvalancheVery Low55.0
$697

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively moderate in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Pulaski County. 2020s bar runs to November 2026.

By type

Flood5
Severe Storm5
Hurricane4
Snowstorm3
Tropical Storm2
Winter Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Apr 4, 2025Severe Winter Storms and FloodingMajor disaster
Oct 1, 2024Tropical Storm HeleneMajor disaster
Sep 29, 2024Post-Tropical Cyclone HeleneEmergency
Oct 15, 2018Hurricane FlorenceMajor disaster
Sep 11, 2018Hurricane FlorenceEmergency
Oct 29, 2012Hurricane SandyEmergency
Jul 27, 2012Severe Storms and Straight-Line WindsMajor disaster
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Mar 27, 2003Severe Winter Storm, Record/Near Record Snowfall, Heavy Rain,Floodind, and MudslideMajor disaster
Show all 20
Feb 28, 2000Severe Winter StormsMajor disaster
Jan 27, 1996Flooding, High Winds, and Wind Driven RainMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Apr 11, 1994Severe Winter Ice StormMajor disaster
Mar 10, 1994Severe Ice Storms, FloodingMajor disaster
Mar 25, 1993Severe Winter StormEmergency
May 19, 1992Severe Storms & FloodingMajor disaster
Nov 12, 1977Severe Storms & FloodingMajor disaster
Apr 7, 1977Severe Storms & FloodingMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1965

Tornado risk by county ›

The National Weather Service has logged 339 storm reports in Pulaski County since 1965, with 0 deaths and 10 injuries and about $22 million in reported damage. The strongest on record here was an EF2 tornado on April 8, 2011 near Pulaski.

4tornadoes
97hail reports, largest 2.5 inches
152damaging thunderstorm winds
76floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 8, 2011EF2Pulaski9 / 0
Apr 8, 2011EF1Draper0 / 0
Oct 23, 2017EF1Cowan0 / 0
Aug 9, 2019EF1Wurno0 / 0

Most damaging storms

DateTypeNearDamage
Sep 27, 2024FloodDraper$7M
Sep 26, 2024FloodAllisonia$7M
Apr 8, 2011TornadoPulaski$4M
Apr 8, 2011TornadoDraper$1M
Oct 23, 2017TornadoCowan$500K
Jun 29, 2012Thunderstorm WindMt Olivet$450K

Source: NOAA Storm Events Database, county-based reports through Jun 12, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1878, 0 hurricanes and 8 tropical storms have passed within 65 miles of the center of Pulaski County, 4 of them since 1950. The strongest was an unnamed storm in 1893, with top winds near 70 mph about 63 miles away.

0hurricanes
0major hurricanes (Category 3+)
8tropical storms
1989most recent: Hugo

Strongest storms nearby

DateStormStrengthClosest
Aug 28, 1893UnnamedTropical storm, 70 mph63 mi
Sep 22, 1989HugoTropical storm, 60 mph60 mi
Aug 28, 1949UnnamedTropical storm, 60 mph46 mi
Sep 12, 1878UnnamedTropical storm, 60 mph64 mi
Sep 1, 1952AbleTropical storm, 45 mph59 mi
Sep 5, 1979DavidTropical storm, 45 mph59 mi

Most recent storms

DateStormStrengthClosest
Sep 22, 1989HugoTropical storm, 60 mph60 mi
Sep 5, 1979DavidTropical storm, 45 mph59 mi
Sep 30, 1959GracieTropical storm, 40 mph61 mi
Sep 1, 1952AbleTropical storm, 45 mph59 mi
Aug 28, 1949UnnamedTropical storm, 60 mph46 mi
Aug 3, 1915UnnamedTropical storm, 45 mph58 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Pulaski County

Check your address flood zone ›
0.5%of homes have federal flood insurance (74 policies)
14.4%of homes in mapped high-risk flood zones are insured
$2.7 millionpaid on 99 flood claims since 1978
2024costliest year, with $1.9 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Pulaski County

$191,700median home value (Virginia $383,700, US $332,700)
1975median year homes were built (Virginia 1984, US 1980)
60%of homes built before 1980, before many modern wind, quake and flood building rules
12.5%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 17,056 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Montgomery CountyLow22
Carroll CountyLow15
Wythe CountyLow16
Giles CountyVery Low20
Radford CityVery Low15
Floyd CountyVery Low20
Bland CountyVery Low16

Common questions about Pulaski County

What is the biggest natural hazard in Pulaski County?

Inland flooding has the highest expected yearly losses in Pulaski County, about $8.6 million a year in FEMA's estimate. Cold wave is second at $917,641.

How many federal disasters has Pulaski County had?

Pulaski County has been included in 20 federal disaster or emergency declarations for natural events since 1972, including 14 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Pulaski County a high-risk place to live?

Its overall rating is Relatively Low, 44th highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Pulaski County?

Standard home insurance does not cover flooding. About 1 in 200 homes in Pulaski County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Pulaski County had?

NOAA records list 4 tornadoes in Pulaski County since 1950. The strongest was an EF2 tornado on April 8, 2011 near Pulaski. The weather service has also logged 97 hail reports and 76 floods here.

How many hurricanes have hit Pulaski County?

NOAA's hurricane records show 0 hurricanes and 8 tropical storms passing within 65 miles of the center of Pulaski County. The strongest was an unnamed storm in 1893, with winds near 70 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.