Home › Virginia › Petersburg City

Petersburg City, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
88th of 133highest risk in Virginia
$5Mexpected losses a year
15federal declarations
1 in 111homes with flood insurance
Photo: U.S. Geological Survey, public domain

Petersburg City, Virginia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 83% of US counties. It ranks 88th of 133 counties in Virginia. The costliest hazards here are inland flooding, earthquakes and hurricanes. FEMA estimates about $5.4 million a year in expected losses, or roughly $162 per resident. Since 1972 it has been included in 15 federal disaster or emergency declarations for natural events (10 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (100 policies). Since 1978, federal flood insurance has paid about $2.3 million on 129 claims here, including $786,000 for floods in 2025.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Petersburg City

$3.3 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$532,064 a yearExpected losses. Damaging events about once every 590 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$445,319 a yearExpected losses. Damaging events about once every 6 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingVery Low34.0
$3M
EarthquakeLow66.1
$532K
HurricaneLow68.9
$445K
TornadoLow29.0
$398K
Heat waveLow50.4
$316K
Strong windLow20.7
$157K
LightningLow35.1
$111K
Ice stormLow49.3
$69K
Winter weatherLow48.0
$50K
HailVery Low11.6
$31K
Coastal floodingVery Low36.2
$8K
WildfireVery Low15.1
$4K
Cold waveVery Low3.8
$4K
LandslideVery Low4.3
$5

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Petersburg City. 2020s bar runs to November 2026.

By type

Hurricane6
Snowstorm3
Severe Storm3
Flood1
Freezing1
Winter Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Sep 11, 2018Hurricane FlorenceEmergency
Oct 29, 2012Hurricane SandyEmergency
Sep 3, 2011Hurricane IreneMajor disaster
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Sep 3, 2004Severe Storms, Flooding and Tornadoes Associated W Td GastonMajor disaster
Sep 18, 2003Hurricane IsabelMajor disaster
Feb 28, 2000Severe Winter StormsMajor disaster
Sep 18, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Show all 15
Mar 10, 1994Severe Ice Storms, FloodingMajor disaster
Dec 22, 1993Severe Storms and TornadoesMajor disaster
Mar 25, 1993Severe Winter StormEmergency
Jan 26, 1977Ice ConditionsMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1970

Tornado risk by county ›

The National Weather Service has logged 112 storm reports in Petersburg City since 1970, with 0 deaths and 5 injuries and about $32.1 million in reported damage. The strongest on record here was an F3 tornado on May 8, 1984.

4tornadoes
5hail reports, largest 1.75 inches
41damaging thunderstorm winds
41floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 8, 1984F3–0 / 0
Jun 21, 1970F2–0 / 0
Jul 9, 2008EF1Petersburg0 / 0
Jun 1, 2012EF0Petersburg5 / 0

Most damaging storms

DateTypeNearDamage
May 8, 1984Tornado–$25M
Jul 15, 2025Flash FloodPetersburg$5M
Sep 16, 1999Flash FloodPetersburg$850K
Jul 9, 2008TornadoPetersburg$500K
Jun 21, 1970Tornado–$250K
Jun 1, 2012TornadoPetersburg$175K

Source: NOAA Storm Events Database, county-based reports through Jun 14, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1859, 5 hurricanes and 22 tropical storms have passed within 65 miles of the center of Petersburg City, 11 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 100 mph about 33 miles away.

5hurricanes
0major hurricanes (Category 3+)
22tropical storms
2023most recent: Ophelia

Strongest storms nearby

DateStormStrengthClosest
Oct 23, 1878UnnamedCategory 2, 100 mph33 mi
Oct 13, 1893UnnamedCategory 1, 85 mph58 mi
Sep 18, 2003IsabelCategory 1, 80 mph54 mi
Aug 23, 1933UnnamedCategory 1, 80 mph57 mi
Sep 17, 1876UnnamedCategory 1, 80 mph58 mi
Jul 13, 1996BerthaTropical storm, 70 mph57 mi

Most recent storms

DateStormStrengthClosest
Sep 23, 2023OpheliaTropical storm, 45 mph63 mi
Jul 9, 2021ElsaTropical storm, 55 mph58 mi
Aug 4, 2020IsaiasTropical storm, 70 mph59 mi
Sep 6, 2008HannaTropical storm, 50 mph57 mi
Aug 30, 2004GastonTropical storm, 40 mph44 mi
Sep 18, 2003IsabelCategory 1, 80 mph54 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Petersburg City

Check your address flood zone ›
0.9%of homes have federal flood insurance (100 policies)
0%of homes in mapped high-risk flood zones are insured
$2.3 millionpaid on 129 flood claims since 1978
2025costliest year, with $785,645 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Petersburg City

$189,000median home value (Virginia $383,700, US $332,700)
1970median year homes were built (Virginia 1984, US 1980)
66%of homes built before 1980, before many modern wind, quake and flood building rules
1.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 18,075 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Chesterfield CountyModerate23
Prince George CountyVery Low17
Dinwiddie CountyVery Low20
Colonial Heights CityVery Low13

Cities in Petersburg City

Common questions about Petersburg City

What is the biggest natural hazard in Petersburg City?

Inland flooding has the highest expected yearly losses in Petersburg City, about $3.3 million a year in FEMA's estimate. Earthquake is second at $532,064.

How many federal disasters has Petersburg City had?

Petersburg City has been included in 15 federal disaster or emergency declarations for natural events since 1972, including 10 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Petersburg City a high-risk place to live?

Its overall rating is Very Low, 88th highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Petersburg City?

Standard home insurance does not cover flooding. About 1 in 111 homes in Petersburg City has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Petersburg City had?

NOAA records list 4 tornadoes in Petersburg City since 1950. The strongest was an F3 tornado on May 8, 1984. The weather service has also logged 5 hail reports and 41 floods here.

How many hurricanes have hit Petersburg City?

NOAA's hurricane records show 5 hurricanes and 22 tropical storms passing within 65 miles of the center of Petersburg City. The strongest was an unnamed hurricane in 1878, with winds near 100 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole city, not a single property, and are not insurance or safety advice. Report a problem.