Petersburg City, Virginia
Natural disaster risk, federal disaster history and flood insurance facts.
Petersburg City, Virginia has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 83% of US counties. It ranks 88th of 133 counties in Virginia. The costliest hazards here are inland flooding, earthquakes and hurricanes. FEMA estimates about $5.4 million a year in expected losses, or roughly $162 per resident. Since 1972 it has been included in 15 federal disaster or emergency declarations for natural events (10 major disasters). The most recent was in January 2026 (severe winter storm). Fewer than 1 in 100 homes here carry federal flood insurance (100 policies). Since 1978, federal flood insurance has paid about $2.3 million on 129 claims here, including $786,000 for floods in 2025.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Petersburg City
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 34.0 | $3M | ||
| Earthquake | 66.1 | $532K | ||
| Hurricane | 68.9 | $445K | ||
| Tornado | 29.0 | $398K | ||
| Heat wave | 50.4 | $316K | ||
| Strong wind | 20.7 | $157K | ||
| Lightning | 35.1 | $111K | ||
| Ice storm | 49.3 | $69K | ||
| Winter weather | 48.0 | $50K | ||
| Hail | 11.6 | $31K | ||
| Coastal flooding | 36.2 | $8K | ||
| Wildfire | 15.1 | $4K | ||
| Cold wave | 3.8 | $4K | ||
| Landslide | 4.3 | $5 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is relatively low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Petersburg City. 2020s bar runs to November 2026.
By type
Most recent
Show all 15
Virginia also had 6 statewide declarations that did not name single counties.
Storm history since 1970
Tornado risk by county ›The National Weather Service has logged 112 storm reports in Petersburg City since 1970, with 0 deaths and 5 injuries and about $32.1 million in reported damage. The strongest on record here was an F3 tornado on May 8, 1984.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| May 8, 1984 | F3 | – | 0 / 0 |
| Jun 21, 1970 | F2 | – | 0 / 0 |
| Jul 9, 2008 | EF1 | Petersburg | 0 / 0 |
| Jun 1, 2012 | EF0 | Petersburg | 5 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| May 8, 1984 | Tornado | – | $25M |
| Jul 15, 2025 | Flash Flood | Petersburg | $5M |
| Sep 16, 1999 | Flash Flood | Petersburg | $850K |
| Jul 9, 2008 | Tornado | Petersburg | $500K |
| Jun 21, 1970 | Tornado | – | $250K |
| Jun 1, 2012 | Tornado | Petersburg | $175K |
Source: NOAA Storm Events Database, county-based reports through Jun 14, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1859, 5 hurricanes and 22 tropical storms have passed within 65 miles of the center of Petersburg City, 11 of them since 1950. The strongest was an unnamed hurricane in 1878, with top winds near 100 mph about 33 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 23, 1878 | Unnamed | Category 2, 100 mph | 33 mi |
| Oct 13, 1893 | Unnamed | Category 1, 85 mph | 58 mi |
| Sep 18, 2003 | Isabel | Category 1, 80 mph | 54 mi |
| Aug 23, 1933 | Unnamed | Category 1, 80 mph | 57 mi |
| Sep 17, 1876 | Unnamed | Category 1, 80 mph | 58 mi |
| Jul 13, 1996 | Bertha | Tropical storm, 70 mph | 57 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Sep 23, 2023 | Ophelia | Tropical storm, 45 mph | 63 mi |
| Jul 9, 2021 | Elsa | Tropical storm, 55 mph | 58 mi |
| Aug 4, 2020 | Isaias | Tropical storm, 70 mph | 59 mi |
| Sep 6, 2008 | Hanna | Tropical storm, 50 mph | 57 mi |
| Aug 30, 2004 | Gaston | Tropical storm, 40 mph | 44 mi |
| Sep 18, 2003 | Isabel | Category 1, 80 mph | 54 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Petersburg City
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Petersburg City
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 18,075 housing units.
Compare in Virginia
All 133 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Fairfax County | Inland flooding | |
| Prince William County | Inland flooding | |
| Virginia Beach City | Hurricane | |
| Loudoun County | Inland flooding | |
| Chesterfield County | Inland flooding | |
| Henrico County | Inland flooding | |
| Chesapeake City | Inland flooding | |
| Arlington County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Chesterfield County | 23 | |
| Prince George County | 17 | |
| Dinwiddie County | 20 | |
| Colonial Heights City | 13 |
Cities in Petersburg City
Common questions about Petersburg City
What is the biggest natural hazard in Petersburg City?
Inland flooding has the highest expected yearly losses in Petersburg City, about $3.3 million a year in FEMA's estimate. Earthquake is second at $532,064.
How many federal disasters has Petersburg City had?
Petersburg City has been included in 15 federal disaster or emergency declarations for natural events since 1972, including 10 major disasters. The most recent was Severe Winter Storm in January 2026.
Is Petersburg City a high-risk place to live?
Its overall rating is Very Low, 88th highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Petersburg City?
Standard home insurance does not cover flooding. About 1 in 111 homes in Petersburg City has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Petersburg City had?
NOAA records list 4 tornadoes in Petersburg City since 1950. The strongest was an F3 tornado on May 8, 1984. The weather service has also logged 5 hail reports and 41 floods here.
How many hurricanes have hit Petersburg City?
NOAA's hurricane records show 5 hurricanes and 22 tropical storms passing within 65 miles of the center of Petersburg City. The strongest was an unnamed hurricane in 1878, with winds near 100 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole city, not a single property, and are not insurance or safety advice. Report a problem.