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Halifax County, Virginia

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
41st of 133highest risk in Virginia
$9Mexpected losses a year
22federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Halifax County, Virginia has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 53% of US counties. It ranks 41st of 133 counties in Virginia. The costliest hazards here are inland flooding, drought and hurricanes. FEMA estimates about $8.9 million a year in expected losses, or roughly $263 per resident. Since 1972 it has been included in 22 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in January 2026 (severe winter storm). Only 13 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $2.3 million on 186 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Halifax County

$4.5 million a yearExpected losses. Damaging events about 4 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.2 million a yearExpected losses. Damaging events about 10 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
$953,330 a yearExpected losses. Damaging events about once every 15 years.
  • Know your evacuation zone and route before June 1.
  • Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
HazardRatingScoreExpected loss a year
Inland floodingLow54.4
$5M
DroughtHigh92.1
$1M
HurricaneLow78.6
$953K
Strong windModerate72.3
$624K
TornadoLow34.3
$392K
LightningModerate74.6
$353K
EarthquakeLow63.3
$328K
Heat waveLow48.0
$205K
HailLow50.1
$157K
Cold waveVery Low14.7
$90K
Winter weatherModerate64.2
$63K
Ice stormLow49.5
$50K
WildfireVery Low25.5
$7K
LandslideVery Low48.1
$725

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Halifax County. 2020s bar runs to November 2026.

By type

Hurricane8
Severe Storm7
Snowstorm3
Flood1
Drought1
Severe Ice Storm1

Most recent

Jan 23, 2026Severe Winter StormEmergency
Apr 4, 2025Severe Winter Storms and FloodingMajor disaster
May 10, 2021Severe Winter StormsMajor disaster
Dec 18, 2018Tropical Storm MichaelMajor disaster
Oct 15, 2018Hurricane FlorenceMajor disaster
Sep 11, 2018Hurricane FlorenceEmergency
Oct 29, 2012Hurricane SandyEmergency
Jul 27, 2012Severe Storms and Straight-Line WindsMajor disaster
Dec 9, 2009Severe Storms and Flooding Associated With Tropical Depression Ida and A Nor'EastMajor disaster
Sep 12, 2005Hurricane Katrina EvacuationEmergency
Show all 22
Sep 18, 2003Hurricane IsabelMajor disaster
Mar 27, 2003Severe Winter Storm, Record/Near Record Snowfall, Heavy Rain,Floodind, and MudslideMajor disaster
May 5, 2002Severe Storms, Tornadoes, and FloodingMajor disaster
Feb 28, 2000Severe Winter StormsMajor disaster
Sep 18, 1999Hurricane Floyd Major Disaster DeclarationsMajor disaster
Sep 6, 1996Hurricane Fran and Associated Severe Storm CondMajor disaster
Jan 13, 1996Blizzard of 96 (Severe Snow Storm)Major disaster
Jul 1, 1995Severe Storms and FloodingMajor disaster
Mar 10, 1994Severe Ice Storms, FloodingMajor disaster
Mar 25, 1993Severe Winter StormEmergency
Oct 15, 1976DroughtEmergency
Jun 23, 1972Tropical Storm AgnesMajor disaster

Virginia also had 6 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 766 storm reports in Halifax County since 1954, with 2 deaths and 23 injuries and about $17.9 million in reported damage. The strongest on record here was an F3 tornado on March 24, 1969.

17tornadoes
134hail reports, largest 3 inches
467damaging thunderstorm winds
114floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 24, 1969F3–4 / 1
Apr 27, 2011EF2High Rock7 / 1
Apr 16, 2011EF2Mayo4 / 0
Nov 2, 2018EF2Piney Grove0 / 0
Oct 27, 2010EF2Mayo0 / 0

Most damaging storms

DateTypeNearDamage
Sep 6, 1996Flash FloodCountywide$8M
Oct 11, 2018Flash FloodBarksdale$3M
Apr 16, 2011TornadoMayo$700K
Apr 28, 2008TornadoVirgilina$500K
Apr 24, 2017FloodBarksdale$500K
Nov 2, 2018TornadoPiney Grove$500K

Source: NOAA Storm Events Database, county-based reports through Jun 22, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1859, 2 hurricanes and 21 tropical storms have passed within 65 miles of the center of Halifax County, 7 of them since 1950. The strongest was an unnamed hurricane in 1893, with top winds near 85 mph about 46 miles away.

2hurricanes
0major hurricanes (Category 3+)
21tropical storms
2021most recent: Elsa

Strongest storms nearby

DateStormStrengthClosest
Oct 13, 1893UnnamedCategory 1, 85 mph46 mi
Sep 30, 1896UnnamedCategory 1, 80 mph31 mi
Sep 19, 2003IsabelTropical storm, 70 mph60 mi
Aug 28, 1893UnnamedTropical storm, 70 mph61 mi
Oct 31, 1899UnnamedTropical storm, 65 mph53 mi
Sep 6, 1996FranTropical storm, 60 mph57 mi

Most recent storms

DateStormStrengthClosest
Jul 8, 2021ElsaTropical storm, 50 mph63 mi
Oct 11, 2018MichaelTropical storm, 55 mph62 mi
Sep 19, 2003IsabelTropical storm, 70 mph60 mi
Sep 6, 1996FranTropical storm, 60 mph57 mi
Sep 5, 1979DavidTropical storm, 45 mph63 mi
Aug 17, 1955DianeTropical storm, 60 mph54 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Halifax County

Check your address flood zone ›
0.1%of homes have federal flood insurance (13 policies)
8.9%of homes in mapped high-risk flood zones are insured
$2.3 millionpaid on 186 flood claims since 1978
2018costliest year, with $651,827 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Halifax County

$155,700median home value (Virginia $383,700, US $332,700)
1974median year homes were built (Virginia 1984, US 1980)
59%of homes built before 1980, before many modern wind, quake and flood building rules
18%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 17,443 housing units.

Compare in Virginia

All 133 ›
Largest countiesOverall riskTop hazard
Fairfax CountyHighInland flooding
Prince William CountyModerateInland flooding
Virginia Beach CityLowHurricane
Loudoun CountyLowInland flooding
Chesterfield CountyModerateInland flooding
Henrico CountyModerateInland flooding
Chesapeake CityLowInland flooding
Arlington CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Granville County, NCLow24
Pittsylvania CountyLow25
Campbell CountyVery Low22
Person County, NCVery Low25
Mecklenburg CountyLow18
Caswell County, NCVery Low23
Charlotte CountyVery Low20

Common questions about Halifax County

What is the biggest natural hazard in Halifax County?

Inland flooding has the highest expected yearly losses in Halifax County, about $4.5 million a year in FEMA's estimate. Drought is second at $1.2 million.

How many federal disasters has Halifax County had?

Halifax County has been included in 22 federal disaster or emergency declarations for natural events since 1972, including 16 major disasters. The most recent was Severe Winter Storm in January 2026.

Is Halifax County a high-risk place to live?

Its overall rating is Relatively Low, 41st highest of 133 in Virginia. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Halifax County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Halifax County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Halifax County had?

NOAA records list 17 tornadoes in Halifax County since 1950. The strongest was an F3 tornado on March 24, 1969. The weather service has also logged 134 hail reports and 114 floods here.

How many hurricanes have hit Halifax County?

NOAA's hurricane records show 2 hurricanes and 21 tropical storms passing within 65 miles of the center of Halifax County. The strongest was an unnamed hurricane in 1893, with winds near 85 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.