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Aurora County, South Dakota

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
33rd of 66highest risk in South Dakota
$8Mexpected losses a year
21federal declarations
1 in 1000homes with flood insurance
Photo: Bold Frontiers, CC BY 2.0

Aurora County, South Dakota has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 80% of US counties. It ranks 33rd of 66 counties in South Dakota. The costliest hazards here are cold waves, inland flooding and drought. FEMA estimates about $8.1 million a year in expected losses, or roughly $2,963 per resident. Since 1976 it has been included in 21 federal disaster or emergency declarations for natural events (19 major disasters). The most recent was in August 2024 (severe storms, straight-line winds and flooding). Only 3 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Aurora County

Cold wave

Moderate
$3.5 million a yearExpected losses. Damaging events about 7 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$1.8 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Drought

Moderate
$902,406 a yearExpected losses. Damaging events about 18 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
HazardRatingScoreExpected loss a year
Cold waveModerate77.1
$3M
Inland floodingVery Low13.0
$2M
DroughtModerate77.5
$902K
TornadoLow32.3
$663K
Ice stormModerate81.9
$539K
HailLow50.7
$302K
Strong windVery Low16.1
$156K
WildfireLow65.4
$139K
Winter weatherLow54.5
$85K
EarthquakeVery Low17.1
$25K
Heat waveVery Low8.7
$16K
LightningVery Low2.5
$9K
LandslideVery Low14.3
$64

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Aurora County. 2020s bar runs to November 2026.

By type

Flood9
Severe Storm8
Snowstorm2
Drought1
Coastal Storm1

Most recent

Aug 15, 2024Severe Storms, Straight-Line Winds, and FloodingMajor disaster
Jun 29, 2022Severe Storm, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Nov 18, 2019Severe Storms, Tornadoes, and FloodingMajor disaster
Sep 23, 2019Severe Storms and FloodingMajor disaster
Jun 7, 2019Severe Winter Storm, Snowstorm, and FloodingMajor disaster
May 13, 2011FloodingMajor disaster
May 13, 2010FloodingMajor disaster
Mar 10, 2010Severe Winter StormMajor disaster
Jul 9, 2008Severe Storms and FloodingMajor disaster
May 22, 2007Severe Storms, Tornadoes, and FloodingMajor disaster
Show all 21
Dec 20, 2005Severe Winter StormMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
Apr 7, 1997Severe Flooding, Sever Winter Storms,Heavy Rains High WindsMajor disaster
Jan 10, 1997Severe Winter Storms and Blizzard ConditionsMajor disaster
Jan 5, 1996Severe Winter StormMajor disaster
May 26, 1995FloodingMajor disaster
Mar 14, 1995Severe Winter StormsMajor disaster
Jul 19, 1993Severe Storms, Tornadoes & FloodingMajor disaster
May 3, 1986Severe Storms & FloodingMajor disaster
Jul 19, 1984Severe Storms & FloodingMajor disaster
Jun 17, 1976DroughtEmergency

South Dakota also had 46 statewide declarations that did not name single counties.

Storm history since 1958

Tornado risk by county ›

The National Weather Service has logged 313 storm reports in Aurora County since 1958, with 0 deaths and 1 injury and about $21.8 million in reported damage. The strongest on record here was an EF3 tornado on May 5, 2007 near Plankinton.

16tornadoes
153hail reports, largest 4.25 inches
122damaging thunderstorm winds
20floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 5, 2007EF3Plankinton0 / 0
Jul 28, 1986F2–0 / 0
Jul 1, 1973F1–1 / 0
Aug 30, 1973F1–0 / 0
Jun 9, 1971F0–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 1, 2019FloodAurora Center$16M
Jun 20, 2024FloodAurora Center$3M
Sep 12, 2019FloodAurora Center$709K
Mar 16, 2019FloodPlankinton$600K
Mar 13, 2019FloodAurora Center$600K
May 5, 2007TornadoPlankinton$300K

Source: NOAA Storm Events Database, county-based reports through Jul 25, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Aurora County

Check your address flood zone ›
0.1%of homes have federal flood insurance (3 policies)
15.4%of homes in mapped high-risk flood zones are insured
$99,980paid on 2 flood claims since 1978
2019costliest year, with $99,980 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Aurora County

$151,900median home value (South Dakota $257,400, US $332,700)
1962median year homes were built (South Dakota 1980, US 1980)
69%of homes built before 1980, before many modern wind, quake and flood building rules
6.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,261 housing units.

Compare in South Dakota

All 66 ›
Largest countiesOverall riskTop hazard
Minnehaha CountyModerateTornado
Pennington CountyLowInland flooding
Lincoln CountyLowTornado
Brown CountyLowCold wave
Brookings CountyLowInland flooding
Meade CountyLowInland flooding
Codington CountyLowInland flooding
Lawrence CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Davison CountyVery Low13
Charles Mix CountyLow15
Brule CountyLow19
Douglas CountyVery Low16
Sanborn CountyVery Low20
Jerauld CountyVery Low19

Common questions about Aurora County

What is the biggest natural hazard in Aurora County?

Cold wave has the highest expected yearly losses in Aurora County, about $3.5 million a year in FEMA's estimate. Inland flooding is second at $1.8 million.

How many federal disasters has Aurora County had?

Aurora County has been included in 21 federal disaster or emergency declarations for natural events since 1976, including 19 major disasters. The most recent was Severe Storms, Straight-Line Winds, and Flooding in August 2024.

Is Aurora County a high-risk place to live?

Its overall rating is Very Low, 33rd highest of 66 in South Dakota. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Aurora County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Aurora County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Aurora County had?

NOAA records list 16 tornadoes in Aurora County since 1950. The strongest was an EF3 tornado on May 5, 2007 near Plankinton. The weather service has also logged 153 hail reports and 20 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.