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Forest County, Pennsylvania

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
63rd of 67highest risk in Pennsylvania
$5Mexpected losses a year
10federal declarations
1 in 333homes with flood insurance
Photo: U.S. Geological Survey, public domain

Forest County, Pennsylvania has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 80% of US counties. It ranks 63rd of 67 counties in Pennsylvania. The costliest hazards here are inland flooding, lightning and strong wind. FEMA estimates about $5.0 million a year in expected losses, or roughly $714 per resident. Since 1972 it has been included in 10 federal disaster or emergency declarations for natural events (7 major disasters). The most recent was in January 2013 (Hurricane Sandy). Only 18 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $194,000 on 14 claims here.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Forest County

$3.8 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$833,525 a yearExpected losses. Damaging events about 37 times a year.
  • Go indoors when you hear thunder.
  • Use surge protectors for electronics.
$116,804 a yearExpected losses. Damaging events about 2 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Inland floodingLow43.5
$4M
LightningHigh90.2
$834K
Strong windLow19.4
$117K
Cold waveVery Low13.4
$89K
TornadoVery Low14.0
$84K
HurricaneVery Low52.1
$61K
EarthquakeVery Low19.6
$19K
Winter weatherVery Low12.8
$7K
HailVery Low3.4
$5K
Ice stormVery Low10.6
$4K
Heat waveVery Low4.4
$3K
LandslideVery Low60.8
$2K
WildfireVery Low4.8
$1K
AvalancheVery Low45.5
$259

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Forest County. 2020s bar runs to November 2026.

By type

Hurricane4
Flood2
Severe Storm2
Tornado1
Snowstorm1

Most recent

Jan 10, 2013Hurricane SandyMajor disaster
Oct 29, 2012Hurricane SandyEmergency
Sep 10, 2005Hurricane KatrinaEmergency
Sep 19, 2004Severe Storms and Flooding Associated With Tropical Depression FrancesMajor disaster
Sep 19, 2004Tropical Depression IvanMajor disaster
Aug 23, 2003Severe Storms, Tornadoes, and FloodingMajor disaster
Jan 21, 1996Severe Storms and FloodingMajor disaster
Mar 16, 1993Severe Snowfall & Winter StormEmergency
Jun 3, 1985Severe Storms, High Winds & TornadoesMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Pennsylvania also had 7 statewide declarations that did not name single counties.

Storm history since 1974

Tornado risk by county ›

The National Weather Service has logged 171 storm reports in Forest County since 1974, with 8 deaths and 38 injuries and about $25.7 million in reported damage. The strongest on record here was an F4 tornado on May 31, 1985.

10tornadoes
16hail reports, largest 2 inches
127damaging thunderstorm winds
16floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 31, 1985F4–30 / 7
May 31, 1985F4–0 / 0
May 31, 1985F2–0 / 0
May 1, 2017EF2Marienville0 / 0
May 1, 2017EF2Marienville0 / 0

Most damaging storms

DateTypeNearDamage
May 31, 1985Tornado–$25M
Aug 19, 2001TornadoDuhring$100K
Jul 26, 2012Thunderstorm WindRedclytte$50K
Feb 12, 2009FloodEast Hickory$25K
May 1, 2017TornadoGultonville$25K
Jul 20, 2021Thunderstorm WindTionesta$25K

Source: NOAA Storm Events Database, county-based reports through Jul 18, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1955, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Forest County, 1 of them since 1950. The strongest was Tropical Storm Connie (1955), with top winds near 50 mph about 51 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
1955most recent: Connie

Strongest storms nearby

DateStormStrengthClosest
Aug 13, 1955ConnieTropical storm, 50 mph51 mi

Most recent storms

DateStormStrengthClosest
Aug 13, 1955ConnieTropical storm, 50 mph51 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Forest County

Check your address flood zone ›
0.3%of homes have federal flood insurance (18 policies)
3.5%of homes in mapped high-risk flood zones are insured
$193,566paid on 14 flood claims since 1978
2014costliest year, with $168,546 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Forest County

$115,300median home value (Pennsylvania $254,500, US $332,700)
1970median year homes were built (Pennsylvania 1965, US 1980)
70%of homes built before 1980, before many modern wind, quake and flood building rules
14.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 6,937 housing units.

Compare in Pennsylvania

All 67 ›
Largest countiesOverall riskTop hazard
Philadelphia CountyVery HighInland flooding
Allegheny CountyHighInland flooding
Montgomery CountyHighInland flooding
Bucks CountyHighInland flooding
Delaware CountyModerateInland flooding
Lancaster CountyHighInland flooding
Chester CountyModerateInland flooding
York CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Venango CountyLow13
Jefferson CountyLow12
McKean CountyLow11
Warren CountyLow8
Clarion CountyVery Low12
Elk CountyLow8

Common questions about Forest County

What is the biggest natural hazard in Forest County?

Inland flooding has the highest expected yearly losses in Forest County, about $3.8 million a year in FEMA's estimate. Lightning is second at $833,525.

How many federal disasters has Forest County had?

Forest County has been included in 10 federal disaster or emergency declarations for natural events since 1972, including 7 major disasters. The most recent was Hurricane Sandy in January 2013.

Is Forest County a high-risk place to live?

Its overall rating is Very Low, 63rd highest of 67 in Pennsylvania. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Forest County?

Standard home insurance does not cover flooding. About 1 in 333 homes in Forest County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Forest County had?

NOAA records list 10 tornadoes in Forest County since 1950. The strongest was an F4 tornado on May 31, 1985. The weather service has also logged 16 hail reports and 16 floods here.

How many hurricanes have hit Forest County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Forest County. The strongest was Tropical Storm Connie (1955), with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.