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Butler County, Pennsylvania

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
24th of 67highest risk in Pennsylvania
$48Mexpected losses a year
9federal declarations
1 in 200homes with flood insurance
Photo: U.S. Geological Survey, public domain

Butler County, Pennsylvania has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 79% of US counties. It ranks 24th of 67 counties in Pennsylvania. The costliest hazards here are inland flooding, tornadoes and strong wind. FEMA estimates about $48 million a year in expected losses, or roughly $246 per resident. Since 1972 it has been included in 9 federal disaster or emergency declarations for natural events (6 major disasters). The most recent was in October 2012 (Hurricane Sandy). Fewer than 1 in 100 homes here carry federal flood insurance (326 policies). Since 1978, federal flood insurance has paid about $15 million on 874 claims here, including $8.3 million for floods in 2004.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Butler County

$41.3 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$2.1 million a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Strong wind

Moderate
$1.5 million a yearExpected losses. Damaging events about 2 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Inland floodingModerate89.0
$41M
TornadoLow59.8
$2M
Strong windModerate79.6
$2M
LightningHigh90.0
$1M
EarthquakeVery Low52.1
$359K
Heat waveLow41.1
$285K
Cold waveVery Low15.5
$187K
HurricaneVery Low57.0
$175K
Winter weatherModerate67.3
$139K
HailVery Low26.2
$116K
Ice stormLow52.8
$113K
LandslideLow83.9
$31K
WildfireVery Low39.0
$28K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Butler County. 2020s bar runs to November 2026.

By type

Flood3
Hurricane3
Snowstorm2
Severe Storm1

Most recent

Oct 29, 2012Hurricane SandyEmergency
Apr 16, 2010Severe Winter Storms and SnowstormsMajor disaster
Sep 10, 2005Hurricane KatrinaEmergency
Sep 19, 2004Severe Storms and Flooding Associated With Tropical Depression FrancesMajor disaster
Sep 19, 2004Tropical Depression IvanMajor disaster
Jan 21, 1996Severe Storms and FloodingMajor disaster
Mar 16, 1993Severe Snowfall & Winter StormEmergency
Aug 19, 1980Severe Storms & FloodingMajor disaster
Jun 23, 1972Tropical Storm AgnesMajor disaster

Pennsylvania also had 7 statewide declarations that did not name single counties.

Storm history since 1954

Tornado risk by county ›

The National Weather Service has logged 946 storm reports in Butler County since 1954, with 7 deaths and 91 injuries and about $57 million in reported damage. The strongest on record here was an F3 tornado on May 31, 1985.

33tornadoes
201hail reports, largest 2.5 inches
599damaging thunderstorm winds
105floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 31, 1985F3–80 / 6
Jul 20, 1981F2–0 / 0
Jun 1, 1954F2–0 / 0
Apr 28, 1981F2–0 / 0
Jul 29, 1994F1Mars0 / 0

Most damaging storms

DateTypeNearDamage
May 31, 1985Tornado–$25M
May 28, 2019Flash FloodZelienople$5M
May 29, 2019FloodEidenau$5M
Aug 6, 2024Thunderstorm WindBoyers$3M
Aug 6, 2024Thunderstorm WindBoyers$3M
Oct 6, 2024Thunderstorm WindQueen Jct$3M

Source: NOAA Storm Events Database, county-based reports through Jul 21, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1979, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Butler County, 1 of them since 1950. The strongest was Tropical Storm Frederic (1979), with top winds near 40 mph about 64 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
1979most recent: Frederic

Strongest storms nearby

DateStormStrengthClosest
Sep 14, 1979FredericTropical storm, 40 mph64 mi

Most recent storms

DateStormStrengthClosest
Sep 14, 1979FredericTropical storm, 40 mph64 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Butler County

Check your address flood zone ›
0.5%of homes have federal flood insurance (326 policies)
20.2%of homes in mapped high-risk flood zones are insured
$15.4 millionpaid on 874 flood claims since 1978
2004costliest year, with $8.3 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Butler County

$294,200median home value (Pennsylvania $254,500, US $332,700)
1980median year homes were built (Pennsylvania 1965, US 1980)
50%of homes built before 1980, before many modern wind, quake and flood building rules
6.8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 87,382 housing units.

Compare in Pennsylvania

All 67 ›
Largest countiesOverall riskTop hazard
Philadelphia CountyVery HighInland flooding
Allegheny CountyHighInland flooding
Montgomery CountyHighInland flooding
Bucks CountyHighInland flooding
Delaware CountyModerateInland flooding
Lancaster CountyHighInland flooding
Chester CountyModerateInland flooding
York CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Allegheny CountyHigh16
Westmoreland CountyModerate18
Beaver CountyLow13
Mercer CountyLow11
Lawrence CountyLow10
Armstrong CountyLow15
Venango CountyLow13
Clarion CountyVery Low12

Common questions about Butler County

What is the biggest natural hazard in Butler County?

Inland flooding has the highest expected yearly losses in Butler County, about $41.3 million a year in FEMA's estimate. Tornado is second at $2.1 million.

How many federal disasters has Butler County had?

Butler County has been included in 9 federal disaster or emergency declarations for natural events since 1972, including 6 major disasters. The most recent was Hurricane Sandy in October 2012.

Is Butler County a high-risk place to live?

Its overall rating is Relatively Low, 24th highest of 67 in Pennsylvania. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Butler County?

Standard home insurance does not cover flooding. About 1 in 200 homes in Butler County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Butler County had?

NOAA records list 33 tornadoes in Butler County since 1950. The strongest was an F3 tornado on May 31, 1985. The weather service has also logged 201 hail reports and 105 floods here.

How many hurricanes have hit Butler County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Butler County. The strongest was Tropical Storm Frederic (1979), with winds near 40 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.