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Oregon natural disaster risk

Ratings for all 36 counties, the federal disaster record and flood insurance across the state.

42major disasters since 1953 (33th most)
$2.5Bexpected losses a year
1%of homes with flood insurance
Photo: Tony Webster, CC BY 2.0

Oregon has had 42 major federal disaster declarations for natural events since 1953. FEMA expects about $2.5 billion a year in losses from natural hazards across the state. Inland flooding is the costliest hazard in 18 of its 36 counties, followed by earthquake in 12. None is rated Very High overall. About 1% of homes carry federal flood insurance, and the program has paid $109 million on 5,987 claims here since 1978.

Very High0counties
High6counties
Moderate12counties
Low6counties

Highest overall risk

Lowest risk (50,000+ people)

Top hazards

Inland floodingtop risk in 18 counties
Earthquaketop risk in 12 counties
Wildfiretop risk in 4 counties

Recent federal declarations

All states ›
Aug 14, 2026Fielder Mountain FireFire management
Aug 9, 2026Wrights Spring FireFire management
Aug 9, 2026Hagen FireFire management

All 36 counties

NamePeopleOverall riskTop hazardDeclarationsHomes insured
Baker County16,645LowInland flooding100.8%
Benton County94,807ModerateEarthquake132%
Clackamas County421,252HighEarthquake210.9%
Clatsop County41,036HighTsunami164.8%
Columbia County52,498LowEarthquake141.9%
Coos County64,845ModerateEarthquake170.8%
Crook County24,712Very LowInland flooding101.6%
Curry County23,357ModerateEarthquake141.1%
Deschutes County197,964ModerateInland flooding180.2%
Douglas County111,016ModerateInland flooding241.8%
Gilliam County1,988Very LowWildfire100.4%
Grant County7,203Very LowInland flooding131%
Harney County7,472Very LowWildfire61.1%
Hood River County23,966Very LowInland flooding150.2%
Jackson County222,969ModerateInland flooding191.1%
Jefferson County24,472Very LowInland flooding200.6%
Josephine County88,032ModerateInland flooding231%
Klamath County69,248LowInland flooding160.2%
Lake County8,104Very LowInland flooding100.6%
Lane County382,865HighInland flooding211.6%
Lincoln County50,204ModerateEarthquake214%
Linn County128,576ModerateEarthquake191.1%
Malheur County31,546Very LowInland flooding50.5%
Marion County344,064HighEarthquake131.3%
Morrow County12,173Very LowInland flooding80.8%
Multnomah County814,167HighEarthquake100.4%
Polk County87,390LowEarthquake131.2%
Sherman County1,868Very LowWildfire80.1%
Tillamook County27,318ModerateInland flooding225.7%
Umatilla County79,888ModerateInland flooding130.7%
Union County26,166LowCold wave81%
Wallowa County7,373Very LowInland flooding90.9%
Wasco County26,599LowWildfire240.4%
Washington County600,172HighEarthquake150.6%
Wheeler County1,446Very LowInland flooding120.5%
Yamhill County105,667ModerateEarthquake171%

Linked names have a full page. Overall risk from the FEMA National Risk Index (December 2025); declarations are federal disaster and emergency declarations for natural events since 1953 (OpenFEMA); homes insured is the share with NFIP flood policies.