Frontier County, Nebraska
Natural disaster risk, federal disaster history and flood insurance facts.
Frontier County, Nebraska has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 86% of US counties. It ranks 60th of 93 counties in Nebraska. The costliest hazards here are hail, strong wind and inland flooding. FEMA estimates about $4.2 million a year in expected losses, or roughly $1,658 per resident. Since 1967 it has been included in 14 federal disaster or emergency declarations for natural events (12 major disasters). The most recent was in April 2022 (Road 702 Fire). No homes here carry federal flood insurance.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Frontier County
- Ask about the roof age and any impact-rated shingles.
- Check your home policy for a separate wind and hail deductible.
- Secure outdoor furniture and trash bins before storms.
- Have trees near the house checked.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Hail | 90.1 | $1M | ||
| Strong wind | 81.0 | $1M | ||
| Inland flooding | 7.4 | $770K | ||
| Drought | 73.2 | $462K | ||
| Tornado | 29.2 | $361K | ||
| Cold wave | 15.8 | $120K | ||
| Winter weather | 49.1 | $46K | ||
| Heat wave | 17.3 | $35K | ||
| Lightning | 11.8 | $30K | ||
| Wildfire | 41.8 | $22K | ||
| Ice storm | 27.7 | $21K | ||
| Earthquake | 10.1 | $7K | ||
| Landslide | 33.9 | $306 |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Frontier County. 2020s bar runs to November 2026.
By type
Most recent
Show all 14
Nebraska also had 14 statewide declarations that did not name single counties.
Storm history since 1954
Tornado risk by county ›The National Weather Service has logged 535 storm reports in Frontier County since 1954, with 0 deaths and 2 injuries and about $34.5 million in reported damage. The strongest on record here was an EF3 tornado on May 17, 2019 near Stockville.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| May 17, 2019 | EF3 | Stockville | 0 / 0 |
| Apr 20, 1954 | F3 | – | 0 / 0 |
| Jun 18, 1975 | F3 | – | 0 / 0 |
| Jun 18, 1975 | F3 | – | 0 / 0 |
| May 18, 1960 | F2 | – | 1 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jun 25, 1997 | Thunderstorm Wind | Curtis | $11M |
| Jun 11, 1997 | Hail | Moorefield | $6M |
| Apr 8, 2013 | Thunderstorm Wind | Stockville | $6M |
| Jun 25, 1997 | Hail | Maywood | $3M |
| Jul 7, 1996 | Thunderstorm Wind | Moorefield | $2M |
| Jun 29, 2000 | Hail | Eustis | $900K |
Source: NOAA Storm Events Database, county-based reports through Jul 2, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Flood insurance in Frontier County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Frontier County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 1,350 housing units.
Compare in Nebraska
All 93 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| Douglas County | Inland flooding | |
| Lancaster County | Tornado | |
| Sarpy County | Tornado | |
| Hall County | Inland flooding | |
| Buffalo County | Hail | |
| Dodge County | Inland flooding | |
| Scotts Bluff County | Hail | |
| Madison County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Lincoln County | 18 | |
| Dawson County | 13 | |
| Red Willow County | 12 | |
| Furnas County | 14 | |
| Hitchcock County | 7 | |
| Gosper County | 12 | |
| Hayes County | 17 |
Common questions about Frontier County
What is the biggest natural hazard in Frontier County?
Hail has the highest expected yearly losses in Frontier County, about $1.3 million a year in FEMA's estimate. Strong wind is second at $1 million.
How many federal disasters has Frontier County had?
Frontier County has been included in 14 federal disaster or emergency declarations for natural events since 1967, including 12 major disasters. The most recent was Road 702 Fire in April 2022.
Is Frontier County a high-risk place to live?
Its overall rating is Very Low, 60th highest of 93 in Nebraska. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Frontier County?
Standard home insurance does not cover flooding. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Frontier County had?
NOAA records list 36 tornadoes in Frontier County since 1950. The strongest was an EF3 tornado on May 17, 2019 near Stockville. The weather service has also logged 348 hail reports and 25 floods here.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.