Pulaski County, Missouri
Natural disaster risk, federal disaster history and flood insurance facts.
Pulaski County, Missouri has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 60% of US counties. It ranks 43rd of 115 counties in Missouri. The costliest hazards here are inland flooding, cold waves and heat waves. FEMA estimates about $29 million a year in expected losses, or roughly $539 per resident. Since 1973 it has been included in 23 federal disaster or emergency declarations for natural events (17 major disasters). The most recent was in January 2025 (severe storms, tornadoes, straight-line winds and flooding). Fewer than 1 in 100 homes here carry federal flood insurance (66 policies). Since 1978, federal flood insurance has paid about $7.0 million on 267 claims here, including $2.5 million for floods in 2017.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Pulaski County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Check that cooling works before summer.
- Know where the nearest cooling center is.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 62.4 | $13M | ||
| Cold wave | 80.4 | $5M | ||
| Heat wave | 89.8 | $4M | ||
| Tornado | 61.5 | $3M | ||
| Strong wind | 65.5 | $1M | ||
| Earthquake | 69.8 | $1M | ||
| Ice storm | 84.9 | $807K | ||
| Lightning | 67.3 | $604K | ||
| Hail | 39.9 | $240K | ||
| Winter weather | 72.6 | $200K | ||
| Wildfire | 62.5 | $135K | ||
| Drought | 26.7 | $22K | ||
| Landslide | 78.3 | $18K | ||
| Hurricane | 20.9 | $9K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is very low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Pulaski County. 2020s bar runs to November 2026.
By type
Most recent
Show all 23
Missouri also had 5 statewide declarations that did not name single counties.
Storm history since 1950
Tornado risk by county ›The National Weather Service has logged 566 storm reports in Pulaski County since 1950, with 13 deaths and 21 injuries and about $121 million in reported damage. The strongest on record here was an EF3 tornado on December 31, 2010 near Bloodland.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Dec 31, 2010 | EF3 | Bloodland | 4 / 0 |
| Jan 7, 2008 | EF3 | Hooker | 3 / 0 |
| Oct 14, 1966 | F2 | – | 6 / 0 |
| May 12, 1978 | F2 | – | 4 / 0 |
| Apr 7, 1980 | F2 | – | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Dec 31, 2010 | Tornado | Bloodland | $90M |
| Apr 30, 2017 | Flash Flood | Ft Leonard Wood | $5M |
| Aug 6, 2013 | Flash Flood | Waynesville | $5M |
| Oct 14, 1966 | Tornado | – | $3M |
| May 12, 1978 | Tornado | – | $3M |
| Apr 7, 1980 | Tornado | – | $3M |
Source: NOAA Storm Events Database, county-based reports through Jul 4, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1923, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Pulaski County. The strongest was an unnamed storm in 1923, with top winds near 45 mph about 53 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 17, 1923 | Unnamed | Tropical storm, 45 mph | 53 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 17, 1923 | Unnamed | Tropical storm, 45 mph | 53 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Pulaski County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Pulaski County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 19,431 housing units.
Compare in Missouri
All 115 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| St. Louis County | Heat wave | |
| Jackson County | Inland flooding | |
| St. Charles County | Inland flooding | |
| St. Louis City | Heat wave | |
| Greene County | Inland flooding | |
| Clay County | Inland flooding | |
| Jefferson County | Inland flooding | |
| Boone County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Phelps County | 23 | |
| Camden County | 26 | |
| Laclede County | 21 | |
| Miller County | 28 | |
| Texas County | 25 | |
| Maries County | 26 |
Common questions about Pulaski County
What is the biggest natural hazard in Pulaski County?
Inland flooding has the highest expected yearly losses in Pulaski County, about $13.2 million a year in FEMA's estimate. Cold wave is second at $5.1 million.
How many federal disasters has Pulaski County had?
Pulaski County has been included in 23 federal disaster or emergency declarations for natural events since 1973, including 17 major disasters. The most recent was Severe Storms, Tornadoes, Straight-Line Winds, and Flooding in January 2025.
Is Pulaski County a high-risk place to live?
Its overall rating is Relatively Low, 43rd highest of 115 in Missouri. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Pulaski County?
Standard home insurance does not cover flooding. About 1 in 250 homes in Pulaski County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Pulaski County had?
NOAA records list 19 tornadoes in Pulaski County since 1950. The strongest was an EF3 tornado on December 31, 2010 near Bloodland. The weather service has also logged 217 hail reports and 100 floods here.
How many hurricanes have hit Pulaski County?
NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Pulaski County. The strongest was an unnamed storm in 1923, with winds near 45 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.