Crawford County, Missouri
Natural disaster risk, federal disaster history and flood insurance facts.
Crawford County, Missouri has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 55% of US counties. It ranks 51st of 115 counties in Missouri. The costliest hazards here are inland flooding, cold waves and heat waves. FEMA estimates about $18 million a year in expected losses, or roughly $799 per resident. Since 1976 it has been included in 22 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in September 2026 (severe storms, straight-line winds and flooding). Only 21 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $6.1 million on 125 claims here, including $1.9 million for floods in 2015.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Crawford County
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Check that cooling works before summer.
- Know where the nearest cooling center is.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Inland flooding | 47.6 | $6M | ||
| Cold wave | 85.2 | $5M | ||
| Heat wave | 87.2 | $2M | ||
| Earthquake | 78.9 | $1M | ||
| Tornado | 52.9 | $1M | ||
| Strong wind | 61.5 | $772K | ||
| Ice storm | 81.6 | $467K | ||
| Hail | 51.0 | $274K | ||
| Lightning | 39.0 | $155K | ||
| Winter weather | 55.8 | $79K | ||
| Wildfire | 53.6 | $58K | ||
| Drought | 25.9 | $14K | ||
| Hurricane | 30.2 | $14K | ||
| Landslide | 74.2 | $9K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively low in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Crawford County. 2020s bar runs to November 2026.
By type
Most recent
Show all 22
Missouri also had 5 statewide declarations that did not name single counties.
Storm history since 1957
Tornado risk by county ›The National Weather Service has logged 356 storm reports in Crawford County since 1957, with 3 deaths and 7 injuries and about $27.8 million in reported damage. The strongest on record here was an F2 tornado on April 14, 1974.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| Apr 14, 1974 | F2 | – | 0 / 0 |
| Dec 2, 1982 | F2 | – | 1 / 0 |
| Apr 16, 1982 | F2 | – | 0 / 0 |
| Jun 19, 2011 | EF2 | Keysville | 3 / 0 |
| May 11, 2016 | EF2 | Bourbon | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Nov 15, 1988 | Tornado | – | $25M |
| Sep 13, 1993 | Tornado | To 1 E | $505K |
| Dec 28, 2015 | Flood | Bourbon | $500K |
| Jul 10, 2026 | Flash Flood | Fanning | $500K |
| Apr 14, 1974 | Tornado | – | $250K |
| Dec 2, 1982 | Tornado | – | $250K |
Source: NOAA Storm Events Database, county-based reports through Jul 31, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Hurricanes and tropical storms
Hurricane risk by county ›Since 1923, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Crawford County. The strongest was an unnamed storm in 1923, with top winds near 45 mph about 56 miles away.
Strongest storms nearby
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 17, 1923 | Unnamed | Tropical storm, 45 mph | 56 mi |
Most recent storms
| Date | Storm | Strength | Closest |
|---|---|---|---|
| Oct 17, 1923 | Unnamed | Tropical storm, 45 mph | 56 mi |
Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.
Flood insurance in Crawford County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Crawford County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 11,416 housing units.
Compare in Missouri
All 115 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| St. Louis County | Heat wave | |
| Jackson County | Inland flooding | |
| St. Charles County | Inland flooding | |
| St. Louis City | Heat wave | |
| Greene County | Inland flooding | |
| Clay County | Inland flooding | |
| Jefferson County | Inland flooding | |
| Boone County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| Franklin County | 22 | |
| Phelps County | 23 | |
| Washington County | 26 | |
| Gasconade County | 19 | |
| Dent County | 16 | |
| Iron County | 25 |
Common questions about Crawford County
What is the biggest natural hazard in Crawford County?
Inland flooding has the highest expected yearly losses in Crawford County, about $6.2 million a year in FEMA's estimate. Cold wave is second at $5.1 million.
How many federal disasters has Crawford County had?
Crawford County has been included in 22 federal disaster or emergency declarations for natural events since 1976, including 16 major disasters. The most recent was Severe Storms, Straight-Line Winds, and Flooding in September 2026.
Is Crawford County a high-risk place to live?
Its overall rating is Relatively Low, 51st highest of 115 in Missouri. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Crawford County?
Standard home insurance does not cover flooding. About 1 in 500 homes in Crawford County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Crawford County had?
NOAA records list 26 tornadoes in Crawford County since 1950. The strongest was an F2 tornado on April 14, 1974. The weather service has also logged 152 hail reports and 38 floods here.
How many hurricanes have hit Crawford County?
NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Crawford County. The strongest was an unnamed storm in 1923, with winds near 45 mph.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.