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Bollinger County, Missouri

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
91st of 115highest risk in Missouri
$10Mexpected losses a year
26federal declarations
1 in 500homes with flood insurance
Photo: U.S. Geological Survey, public domain

Bollinger County, Missouri has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 74% of US counties. It ranks 91st of 115 counties in Missouri. The costliest hazards here are inland flooding, tornadoes and earthquakes. FEMA estimates about $9.6 million a year in expected losses, or roughly $907 per resident. Since 1973 it has been included in 26 federal disaster or emergency declarations for natural events (21 major disasters). The most recent was in September 2026 (severe storms, straight-line winds and flooding). Only 14 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $2.3 million on 116 claims here, including $886,000 for floods in 2008.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Bollinger County

$4.2 million a yearExpected losses. Damaging events about 2 times a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.5 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$1.5 million a yearExpected losses. Damaging events about once every 105 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Inland floodingVery Low33.0
$4M
TornadoLow53.5
$2M
EarthquakeLow78.0
$2M
Cold waveLow39.7
$717K
Strong windLow51.1
$627K
Heat waveLow55.2
$525K
Ice stormModerate62.5
$165K
HailVery Low22.3
$88K
DroughtLow39.6
$69K
LightningVery Low17.7
$66K
Winter weatherLow45.1
$60K
WildfireVery Low22.1
$10K
HurricaneVery Low24.2
$9K
LandslideLow70.6
$7K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Bollinger County. 2020s bar runs to November 2026.

By type

Severe Storm18
Flood4
Severe Ice Storm3
Hurricane1

Most recent

Sep 1, 2026Severe Storms, Straight-Line Winds, and FloodingMajor disaster
May 21, 2025Severe Storms, Straight-Line Winds, Tornadoes, and WildfiresMajor disaster
May 21, 2025Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jul 23, 2024Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Sep 21, 2023Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jan 10, 2022Severe Storms, Straight-Line Winds, and TornadoesMajor disaster
Jul 9, 2019Severe Storms, Tornadoes, and FloodingMajor disaster
Jun 2, 2017Severe Storms, Tornadoes, Straight-Line Winds and FloodingMajor disaster
Jan 21, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Jan 2, 2016Severe Storms, Tornadoes, Straight-Line Winds, and FloodingEmergency
Show all 26
May 9, 2011Severe Storms, Tornadoes, and FloodingMajor disaster
Feb 3, 2011Severe Winter StormEmergency
Jun 19, 2009Severe Storms, Tornadoes, and FloodingMajor disaster
Feb 17, 2009Severe Winter StormMajor disaster
Jan 30, 2009Severe Winter StormEmergency
Nov 13, 2008Severe Storms, Flooding, and A TornadoMajor disaster
Mar 19, 2008Severe Storms and FloodingMajor disaster
Mar 12, 2008Severe Winter Storms and FloodingMajor disaster
Dec 12, 2007Severe Winter StormsEmergency
Mar 16, 2006Severe Storms, Tornadoes and FloodingMajor disaster
Sep 10, 2005Hurricane Katrina EvacuationEmergency
May 6, 2003Severe Storms, Tornadoes, and FloodingMajor disaster
May 6, 2002Severe Storms, Tornadoes and FloodingMajor disaster
Dec 1, 1993Severe Storms, Tornadoes, and FloodingMajor disaster
Dec 10, 1982Severe Storms and FloodingMajor disaster
Apr 19, 1973Heavy Rains, Tornadoes & FloodingMajor disaster

Missouri also had 5 statewide declarations that did not name single counties.

Storm history since 1955

Tornado risk by county ›

The National Weather Service has logged 327 storm reports in Bollinger County since 1955, with 12 deaths and 30 injuries and about $50.1 million in reported damage. The strongest on record here was an F3 tornado on April 27, 2002 near Marble Hill.

30tornadoes
112hail reports, largest 2.75 inches
108damaging thunderstorm winds
65floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 27, 2002F3Marble Hill16 / 1
Mar 14, 2025EF3Sitzke Store0 / 0
Apr 5, 2023EF2Grassy4 / 5
Jun 30, 1977F2–4 / 0
Feb 29, 2012EF2Mayfield0 / 0

Most damaging storms

DateTypeNearDamage
Aug 14, 2023Flash FloodMarble Hill$20M
May 8, 2009Thunderstorm WindNorth Patton$8M
Mar 18, 2008FloodPatton$5M
Apr 27, 2002TornadoMarble Hill$4M
Mar 14, 2025TornadoSitzke Store$3M
Apr 5, 2023TornadoGrassy$2M

Source: NOAA Storm Events Database, county-based reports through Apr 16, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1906, 0 hurricanes and 2 tropical storms have passed within 65 miles of the center of Bollinger County. The strongest was an unnamed storm in 1941, with top winds near 40 mph about 31 miles away.

0hurricanes
0major hurricanes (Category 3+)
2tropical storms
1941most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Sep 25, 1941UnnamedTropical storm, 40 mph31 mi
Sep 28, 1906UnnamedTropical storm, 40 mph64 mi

Most recent storms

DateStormStrengthClosest
Sep 25, 1941UnnamedTropical storm, 40 mph31 mi
Sep 28, 1906UnnamedTropical storm, 40 mph64 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Bollinger County

Check your address flood zone ›
0.2%of homes have federal flood insurance (14 policies)
0%of homes in mapped high-risk flood zones are insured
$2.3 millionpaid on 116 flood claims since 1978
2008costliest year, with $886,200 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Bollinger County

$179,800median home value (Missouri $230,300, US $332,700)
1982median year homes were built (Missouri 1978, US 1980)
48%of homes built before 1980, before many modern wind, quake and flood building rules
15.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 5,046 housing units.

Compare in Missouri

All 115 ›
Largest countiesOverall riskTop hazard
St. Louis CountyHighHeat wave
Jackson CountyHighInland flooding
St. Charles CountyModerateInland flooding
St. Louis CityHighHeat wave
Greene CountyModerateInland flooding
Clay CountyModerateInland flooding
Jefferson CountyModerateInland flooding
Boone CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Cape Girardeau CountyModerate27
Stoddard CountyLow24
Perry CountyLow27
Madison CountyLow24
Wayne CountyLow26

Common questions about Bollinger County

What is the biggest natural hazard in Bollinger County?

Inland flooding has the highest expected yearly losses in Bollinger County, about $4.2 million a year in FEMA's estimate. Tornado is second at $1.5 million.

How many federal disasters has Bollinger County had?

Bollinger County has been included in 26 federal disaster or emergency declarations for natural events since 1973, including 21 major disasters. The most recent was Severe Storms, Straight-Line Winds, and Flooding in September 2026.

Is Bollinger County a high-risk place to live?

Its overall rating is Very Low, 91st highest of 115 in Missouri. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Bollinger County?

Standard home insurance does not cover flooding. About 1 in 500 homes in Bollinger County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Bollinger County had?

NOAA records list 30 tornadoes in Bollinger County since 1950. The strongest was an F3 tornado on April 27, 2002 near Marble Hill. The weather service has also logged 112 hail reports and 65 floods here.

How many hurricanes have hit Bollinger County?

NOAA's hurricane records show 0 hurricanes and 2 tropical storms passing within 65 miles of the center of Bollinger County. The strongest was an unnamed storm in 1941, with winds near 40 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.