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Meeker County, Minnesota

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
58th of 87highest risk in Minnesota
$12Mexpected losses a year
9federal declarations
1 in 333homes with flood insurance
Photo: U.S. Geological Survey, public domain

Meeker County, Minnesota has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 73% of US counties. It ranks 58th of 87 counties in Minnesota. The costliest hazards here are inland flooding, cold waves and tornadoes. FEMA estimates about $12 million a year in expected losses, or roughly $510 per resident. Since 1965 it has been included in 9 federal disaster or emergency declarations for natural events (7 major disasters). The most recent was in July 2012 (severe storms and flooding). Only 26 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Meeker County

$5.7 million a yearExpected losses. Damaging events about once every 3 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$1.7 million a yearExpected losses. Damaging events about 12 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$1.6 million a yearExpected losses. Damaging events about once every 2 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
Inland floodingLow36.3
$6M
Cold waveLow57.5
$2M
TornadoLow48.4
$2M
Strong windModerate71.3
$1M
HailLow71.6
$800K
Heat waveLow43.7
$364K
LightningLow29.5
$142K
Winter weatherModerate62.3
$131K
DroughtLow43.8
$124K
Ice stormLow32.8
$51K
WildfireVery Low26.0
$15K
EarthquakeVery Low6.0
$8K
LandslideVery Low44.0
$1K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very low and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Meeker County. 2020s bar runs to November 2026.

By type

Severe Storm4
Flood3
Drought1
Hurricane1

Most recent

Jul 6, 2012Severe Storms and FloodingMajor disaster
Jul 28, 2011Severe Storms, Flooding, and TornadoesMajor disaster
Sep 13, 2005Hurricane Katrina EvacuationEmergency
May 16, 2001Severe Winter Storms, Flooding, and TornadoesMajor disaster
Jan 16, 1997Severe Winter StormsMajor disaster
Jun 11, 1993Severe Storms, Tornadoes & FloodingMajor disaster
Jun 17, 1976DroughtEmergency
Apr 18, 1969FloodingMajor disaster
Apr 11, 1965FloodingMajor disaster

Minnesota also had 26 statewide declarations that did not name single counties.

Storm history since 1956

Tornado risk by county ›

The National Weather Service has logged 366 storm reports in Meeker County since 1956, with 0 deaths and 8 injuries and about $17.9 million in reported damage. The strongest on record here was an F2 tornado on July 27, 1977.

26tornadoes
188hail reports, largest 4.25 inches
140damaging thunderstorm winds
6floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jul 27, 1977F2–0 / 0
Jul 11, 2016EF2Litchfield0 / 0
Jul 11, 2016EF2Watkins1 / 0
Jul 12, 1978F1–0 / 0
Jun 25, 1969F1–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 11, 2001Thunderstorm WindGrove City$13M
Sep 21, 2005HailDassel$800K
Jul 17, 2010HailKingston$525K
Jun 24, 2003Thunderstorm WindCosmos$500K
Jun 17, 2012Thunderstorm WindGrove City$500K
Jun 22, 1997HailCosmos$400K

Source: NOAA Storm Events Database, county-based reports through Jun 23, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Meeker County

Check your address flood zone ›
0.3%of homes have federal flood insurance (26 policies)
7.7%of homes in mapped high-risk flood zones are insured
$141,584paid on 6 flood claims since 1978
1984costliest year, with $68,342 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Meeker County

$249,000median home value (Minnesota $329,300, US $332,700)
1975median year homes were built (Minnesota 1979, US 1980)
58%of homes built before 1980, before many modern wind, quake and flood building rules
4.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 10,735 housing units.

Compare in Minnesota

All 87 ›
Largest countiesOverall riskTop hazard
Hennepin CountyHighInland flooding
Ramsey CountyHighInland flooding
Dakota CountyModerateInland flooding
Anoka CountyModerateInland flooding
Washington CountyModerateInland flooding
St. Louis CountyModerateCold wave
Olmsted CountyModerateInland flooding
Stearns CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
Stearns CountyModerate11
Wright CountyLow15
Kandiyohi CountyLow14
McLeod CountyLow16
Renville CountyVery Low20

Common questions about Meeker County

What is the biggest natural hazard in Meeker County?

Inland flooding has the highest expected yearly losses in Meeker County, about $5.7 million a year in FEMA's estimate. Cold wave is second at $1.7 million.

How many federal disasters has Meeker County had?

Meeker County has been included in 9 federal disaster or emergency declarations for natural events since 1965, including 7 major disasters. The most recent was Severe Storms and Flooding in July 2012.

Is Meeker County a high-risk place to live?

Its overall rating is Very Low, 58th highest of 87 in Minnesota. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Meeker County?

Standard home insurance does not cover flooding. About 1 in 333 homes in Meeker County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Meeker County had?

NOAA records list 26 tornadoes in Meeker County since 1950. The strongest was an F2 tornado on July 27, 1977. The weather service has also logged 188 hail reports and 6 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.