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Menifee County, Kentucky

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
119th of 120highest risk in Kentucky
$3Mexpected losses a year
30federal declarations
1 in 125homes with flood insurance
Photo: U.S. Geological Survey, public domain

Menifee County, Kentucky has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 94% of US counties. It ranks 119th of 120 counties in Kentucky. The costliest hazards here are inland flooding, tornadoes and strong wind. FEMA estimates about $3.4 million a year in expected losses, or roughly $563 per resident. Since 1993 it has been included in 30 federal disaster or emergency declarations for natural events (24 major disasters). The most recent was in May 2026 (severe winter storm). Only 27 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $1.0 million on 17 claims here, including $931,000 for floods in 2021.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Menifee County

$2.6 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Very Low
$224,174 a yearExpected losses. Damaging events about once every 15 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$200,645 a yearExpected losses. Damaging events about 5 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Inland floodingVery Low21.8
$3M
TornadoVery Low19.8
$224K
Strong windLow22.1
$201K
Cold waveVery Low12.6
$115K
Heat waveVery Low20.2
$63K
HailVery Low15.2
$51K
WildfireVery Low51.5
$51K
LightningVery Low14.7
$49K
EarthquakeVery Low20.4
$30K
Winter weatherVery Low23.8
$22K
LandslideLow80.8
$17K
Ice stormVery Low14.1
$8K
HurricaneVery Low16.6
$4K
DroughtVery Low15.5
$799
AvalancheVery Low21.8
$44

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Menifee County. 2020s bar runs to November 2026.

By type

Severe Storm17
Snowstorm4
Severe Ice Storm3
Flood2
Winter Storm2
Hurricane1

Most recent

May 29, 2026Severe Winter StormMajor disaster
Jan 24, 2026Severe Winter StormEmergency
May 23, 2025Severe Storms, Straight-Line Winds, and TornadoesMajor disaster
Apr 3, 2025Severe Storms, Straight-Line Winds, Tornadoes, and FloodingEmergency
Feb 24, 2025Severe Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesMajor disaster
Feb 16, 2025Severe Storms, Straight-Line Winds, Flooding, and LandslidesEmergency
Nov 26, 2024Remnants of Hurricane HeleneMajor disaster
Jul 23, 2024Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and MudslidesMajor disaster
Apr 10, 2023Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and MudslidesMajor disaster
Apr 23, 2021Severe, Storms, Flooding, Landslides, and MudslidesMajor disaster
Show all 30
Mar 31, 2021Severe Winter Storms, Landslides, and MudslidesMajor disaster
Apr 24, 2020Severe Storms, Flooding, Landslides, and MudslidesMajor disaster
Aug 12, 2015Severe Storms, Tornadoes, Straight-Line Winds, Flooding, Landslides, and MudslideMajor disaster
May 12, 2015Severe Winter Storm, Snowstorm, Flooding, Landslides, and MudslidesMajor disaster
Apr 30, 2015Severe Winter Storms, Snowstorms, Flooding, Landslides, and MudslidesMajor disaster
Mar 6, 2012Severe Storms, Tornadoes, Straight-Line Winds and FloodingMajor disaster
May 4, 2011Severe Storms, Tornadoes, and FloodingMajor disaster
May 11, 2010Severe Storms, Flooding, Mudslides, and TornadoesMajor disaster
Feb 5, 2009Severe Winter Storm and FloodingMajor disaster
Jan 28, 2009Severe Winter StormEmergency
Sep 10, 2005Hurricane KatrinaEmergency
Jun 10, 2004Severe Storms, Tornadoes, Flooding, and MudslidesMajor disaster
Mar 14, 2003Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud AndMajor disaster
Apr 4, 2002Severe Storms and FloodingMajor disaster
Aug 15, 2001Severe Storms and FloodingMajor disaster
Mar 3, 1998Severe Winter StormMajor disaster
Mar 4, 1997Severe Storm, Flooding, and TornadoesMajor disaster
Jan 13, 1996Blizzard of 96Major disaster
Mar 16, 1994Severe Weather, Freezing Rain, Sleet, SnwMajor disaster
Mar 16, 1993Severe Snowfall & Winter StormEmergency

Kentucky also had 4 statewide declarations that did not name single counties.

Storm history since 1982

Tornado risk by county ›

The National Weather Service has logged 226 storm reports in Menifee County since 1982, with 3 deaths and 31 injuries and about $7.6 million in reported damage. The strongest on record here was an EF3 tornado on March 2, 2012 near Mariba.

6tornadoes
36hail reports, largest 1.75 inches
124damaging thunderstorm winds
56floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Mar 2, 2012EF3Mariba30 / 3
Jun 2, 1990F1–0 / 0
Feb 6, 2008EF0Denniston0 / 0
Apr 9, 2011EF0Pomeroyton0 / 0
Mar 1, 1997F0Frenchburg0 / 0

Most damaging storms

DateTypeNearDamage
Mar 2, 2012TornadoMariba$2M
Jul 30, 2021Flash FloodFrenchburg$2M
Mar 1, 1997Flash FloodFrenchburg$1M
Mar 1, 1997Flash FloodFrenchburg$1M
Sep 9, 2018Flash FloodDenniston$550K
Jun 2, 1990Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Mar 16, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1888, 0 hurricanes and 3 tropical storms have passed within 65 miles of the center of Menifee County, 2 of them since 1950. The strongest was an unnamed storm in 1888, with top winds near 50 mph about 47 miles away.

0hurricanes
0major hurricanes (Category 3+)
3tropical storms
1979most recent: Frederic

Strongest storms nearby

DateStormStrengthClosest
Aug 21, 1888UnnamedTropical storm, 50 mph47 mi
Jun 28, 1957AudreyTropical storm, 45 mph53 mi
Sep 14, 1979FredericTropical storm, 40 mph40 mi

Most recent storms

DateStormStrengthClosest
Sep 14, 1979FredericTropical storm, 40 mph40 mi
Jun 28, 1957AudreyTropical storm, 45 mph53 mi
Aug 21, 1888UnnamedTropical storm, 50 mph47 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Menifee County

Check your address flood zone ›
0.8%of homes have federal flood insurance (27 policies)
17.5%of homes in mapped high-risk flood zones are insured
$1 millionpaid on 17 flood claims since 1978
2021costliest year, with $931,069 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Menifee County

$125,800median home value (Kentucky $205,600, US $332,700)
1989median year homes were built (Kentucky 1982, US 1980)
31%of homes built before 1980, before many modern wind, quake and flood building rules
18.7%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 3,367 housing units.

Compare in Kentucky

All 120 ›
Largest countiesOverall riskTop hazard
Jefferson CountyHighInland flooding
Fayette CountyModerateInland flooding
Kenton CountyLowInland flooding
Boone CountyLowInland flooding
Warren CountyModerateInland flooding
Hardin CountyLowInland flooding
Daviess CountyModerateInland flooding
Campbell CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Montgomery CountyVery Low22
Rowan CountyLow30
Morgan CountyVery Low32
Powell CountyVery Low33
Bath CountyVery Low27
Wolfe CountyVery Low32

Common questions about Menifee County

What is the biggest natural hazard in Menifee County?

Inland flooding has the highest expected yearly losses in Menifee County, about $2.6 million a year in FEMA's estimate. Tornado is second at $224,174.

How many federal disasters has Menifee County had?

Menifee County has been included in 30 federal disaster or emergency declarations for natural events since 1993, including 24 major disasters. The most recent was Severe Winter Storm in May 2026.

Is Menifee County a high-risk place to live?

Its overall rating is Very Low, 119th highest of 120 in Kentucky. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Menifee County?

Standard home insurance does not cover flooding. About 1 in 125 homes in Menifee County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Menifee County had?

NOAA records list 6 tornadoes in Menifee County since 1950. The strongest was an EF3 tornado on March 2, 2012 near Mariba. The weather service has also logged 36 hail reports and 56 floods here.

How many hurricanes have hit Menifee County?

NOAA's hurricane records show 0 hurricanes and 3 tropical storms passing within 65 miles of the center of Menifee County. The strongest was an unnamed storm in 1888, with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.