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Yukon-Koyukuk Census Area, Alaska

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
7th of 30highest risk in Alaska
$12Mexpected losses a year
17federal declarations
1 in 42homes with flood insurance
Photo: Bold Frontiers, CC BY 2.0

Yukon-Koyukuk Census Area, Alaska has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 62% of US counties. It ranks 7th of 30 boroughs and census areas in Alaska. The costliest hazards here are cold waves, wildfires and earthquakes. FEMA estimates about $12 million a year in expected losses, or roughly $2,345 per resident. Since 1986 it has been included in 17 federal disaster or emergency declarations for natural events (14 major disasters). The most recent was in October 2025 (severe storms, flooding and remnants of typhoon halong). About 1 in 42 homes here carry federal flood insurance (67 policies). Since 1978, federal flood insurance has paid about $3.3 million on 72 claims here, including $3.0 million for floods in 2013.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Yukon-Koyukuk Census Area

$9.3 million a yearExpected losses. Damaging events about 5 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.

Wildfire

Moderate
$1.3 million a yearExpected losses. Damaging events about once every 100 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
$647,327 a yearExpected losses. Damaging events about once every 10 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
Cold waveHigh97.3
$9M
WildfireModerate93.0
$1M
EarthquakeLow75.3
$647K
Inland floodingVery Low6.6
$527K
AvalancheModerate84.1
$457K
Winter weatherModerate79.6
$113K
LandslideModerate94.8
$68K
LightningVery Low13.6
$26K
Ice stormVery Low19.4
$9K
Strong windVery Low0.9
$25
HailVery Low0.7
$6
Volcanic activityVery Low40.4
$4
TornadoVery Low0.7
$1

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Yukon-Koyukuk Census Area. 2020s bar runs to November 2026.

By type

Flood8
Severe Storm3
Fire3
Freezing1
Snowstorm1
Earthquake1

Most recent

Oct 22, 2025Severe Storms, Flooding, and Remnants of Typhoon HalongMajor disaster
Jul 6, 2025Nenana Ridge ComplexFire management
Aug 23, 2023FloodingMajor disaster
Jun 26, 2022Clear FireFire management
Mar 24, 2022Severe Winter Storm and Straight-Line WindsMajor disaster
Jun 25, 2013FloodingMajor disaster
Jun 11, 2009Flooding and Ice JamsMajor disaster
Sep 26, 2008Severe Storms, Flooding, Landslides, and MudslidesMajor disaster
Aug 4, 2006Snow Melt and Ice Jam FloodingMajor disaster
Jun 8, 2006Parks Highway (Tamarack) FireFire management
Show all 17
Nov 8, 2002EarthquakeMajor disaster
Jun 26, 2002FloodingMajor disaster
Sep 13, 1994Severe Storms and FloodingMajor disaster
May 30, 1991Heavy Snow, Ice Jams & FloodingMajor disaster
Jun 10, 1989FloodingMajor disaster
May 10, 1989Severe FreezingMajor disaster
Oct 27, 1986Severe Storms & FloodingMajor disaster

Alaska also had 33 statewide declarations that did not name single counties.

Flood insurance in Yukon-Koyukuk Census Area

Check your address flood zone ›
2.4%of homes have federal flood insurance (67 policies)
0%of homes in mapped high-risk flood zones are insured
$3.3 millionpaid on 72 flood claims since 1978
2013costliest year, with $3 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Yukon-Koyukuk Census Area

$98,500median home value (Alaska $352,900, US $332,700)
1984median year homes were built (Alaska 1986, US 1980)
36%of homes built before 1980, before many modern wind, quake and flood building rules
1.4%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 3,724 housing units.

Compare in Alaska

All 30 ›
Largest countiesOverall riskTop hazard
Anchorage MunicipalityHighEarthquake
Matanuska-Susitna BoroughModerateEarthquake
Fairbanks North Star BoroughModerateEarthquake
Kenai Peninsula BoroughModerateEarthquake
Juneau City and BoroughVery LowEarthquake
Bethel Census AreaLowCold wave
Ketchikan Gateway BoroughVery LowInland flooding
Kodiak Island BoroughLowEarthquake

Neighboring counties

CountyOverall riskDeclarations
Matanuska-Susitna BoroughModerate18
Fairbanks North Star BoroughModerate14
Bethel Census AreaLow18
North Slope BoroughVery Low6
Nome Census AreaVery Low9
Kusilvak Census AreaLow1
Northwest Arctic BoroughLow5
Southeast Fairbanks Census AreaLow11

Common questions about Yukon-Koyukuk Census Area

What is the biggest natural hazard in Yukon-Koyukuk Census Area?

Cold wave has the highest expected yearly losses in Yukon-Koyukuk Census Area, about $9.3 million a year in FEMA's estimate. Wildfire is second at $1.3 million.

How many federal disasters has Yukon-Koyukuk Census Area had?

Yukon-Koyukuk Census Area has been included in 17 federal disaster or emergency declarations for natural events since 1986, including 14 major disasters. The most recent was Severe Storms, Flooding, and Remnants of Typhoon Halong in October 2025.

Is Yukon-Koyukuk Census Area a high-risk place to live?

Its overall rating is Relatively Low, 7th highest of 30 in Alaska. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Yukon-Koyukuk Census Area?

Standard home insurance does not cover flooding. About 1 in 42 homes in Yukon-Koyukuk Census Area has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole borough, not a single property, and are not insurance or safety advice. Report a problem.