Home › Alaska › Sitka City and Borough

Sitka City and Borough, Alaska

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
16th of 30highest risk in Alaska
$7Mexpected losses a year
0federal declarations
1 in 48homes with flood insurance
Photo: U.S. Geological Survey, CC0

Sitka City and Borough, Alaska has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 76% of US counties. It ranks 16th of 30 boroughs and census areas in Alaska. The costliest hazards here are earthquakes, tsunamis and landslides. FEMA estimates about $7.3 million a year in expected losses, or roughly $870 per resident. About 1 in 48 homes here carry federal flood insurance (55 policies).

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Sitka City and Borough

$2.2 million a yearExpected losses. Damaging events about once every 20 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$2 million a yearExpected losses. Damaging events about once every 3 years.
  • Learn the tsunami evacuation route signs.
  • If you feel a strong quake near the coast, move to high ground right away.
$1.6 million a yearExpected losses. Damaging events about 14 times a year.
  • Look for cracks, tilting trees or fences on slopes nearby.
  • Ask the county about past slides on the street.
HazardRatingScoreExpected loss a year
EarthquakeLow83.9
$2M
TsunamiLow55.4
$2M
LandslideHigh99.2
$2M
AvalancheModerate85.2
$913K
Inland floodingVery Low2.6
$415K
Volcanic activityModerate93.8
$141K
Winter weatherLow35.7
$34K
Ice stormVery Low23.0
$19K
LightningVery Low4.5
$13K
Coastal floodingVery Low34.0
$7K
WildfireVery Low8.7
$3K
Cold waveVery Low3.0
$37
TornadoVery Low0.1
$0

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is very high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Sitka City and Borough. 2020s bar runs to November 2026.

By type

Most recent

Alaska also had 33 statewide declarations that did not name single counties.

Storm history since 2008

Tornado risk by county ›

The National Weather Service has logged 18 storm reports in Sitka City and Borough since 2008 and about $13 million in reported damage. No tornadoes are on record here.

0tornadoes
0hail reports
1damaging thunderstorm winds
16floods and flash floods

Most damaging storms

DateTypeNearDamage
May 9, 2009FloodStevens Village$7M
May 7, 2009FloodFt Yukon$2M
May 19, 2013FloodCircle$2M
May 6, 2009FloodCircle$1M
May 6, 2009FloodChalkyitsik$715K
May 20, 2013FloodFt Yukon$300K

Source: NOAA Storm Events Database, county-based reports through Jul 7, 2023. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Sitka City and Borough

Check your address flood zone ›
2.1%of homes have federal flood insurance (55 policies)
31.8%of homes in mapped high-risk flood zones are insured
$20,130paid on 6 flood claims since 1978
2009costliest year, with $20,130 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Sitka City and Borough

$450,300median home value (Alaska $352,900, US $332,700)
1980median year homes were built (Alaska 1986, US 1980)
51%of homes built before 1980, before many modern wind, quake and flood building rules
9.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 4,161 housing units.

Compare in Alaska

All 30 ›
Largest countiesOverall riskTop hazard
Anchorage MunicipalityHighEarthquake
Matanuska-Susitna BoroughModerateEarthquake
Fairbanks North Star BoroughModerateEarthquake
Kenai Peninsula BoroughModerateEarthquake
Juneau City and BoroughVery LowEarthquake
Bethel Census AreaLowCold wave
Ketchikan Gateway BoroughVery LowInland flooding
Kodiak Island BoroughLowEarthquake

Neighboring counties

CountyOverall riskDeclarations
Prince of Wales-Hyder Census AreaVery Low1
Hoonah-Angoon Census AreaVery Low0

Common questions about Sitka City and Borough

What is the biggest natural hazard in Sitka City and Borough?

Earthquake has the highest expected yearly losses in Sitka City and Borough, about $2.2 million a year in FEMA's estimate. Tsunami is second at $2 million.

How many federal disasters has Sitka City and Borough had?

Sitka City and Borough has been included in 0 federal disaster or emergency declarations for natural events, including no major disasters.

Is Sitka City and Borough a high-risk place to live?

Its overall rating is Very Low, 16th highest of 30 in Alaska. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Sitka City and Borough?

Standard home insurance does not cover flooding. About 1 in 48 homes in Sitka City and Borough has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Sitka City and Borough had?

NOAA records list 0 tornadoes in Sitka City and Borough since 1950. The weather service has also logged 0 hail reports and 16 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole borough, not a single property, and are not insurance or safety advice. Report a problem.