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Kittitas County, Washington

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Moderate overall risk
17th of 39highest risk in Washington
$78Mexpected losses a year
27federal declarations
1 in 43homes with flood insurance
Photo: U.S. Geological Survey, public domain

Kittitas County, Washington has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 89% of US counties. It ranks 17th of 39 counties in Washington. The costliest hazards here are wildfires, inland flooding and earthquakes. FEMA estimates about $78 million a year in expected losses, or roughly $1,751 per resident. Since 1964 it has been included in 27 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in April 2026 (severe storms, straight-line winds, flooding, landslides and mudslides). About 1 in 43 homes here carry federal flood insurance (491 policies). Since 1978, federal flood insurance has paid about $3.3 million on 255 claims here, including $1.3 million for floods in 2009.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Kittitas County

$41.9 million a yearExpected losses. Damaging events about once every 35 years.
  • Clear dry plants and debris within 5 feet of the house.
  • Get home insurance quotes early; availability varies by area.
$15.9 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Earthquake

Moderate
$10.8 million a yearExpected losses. Damaging events about once every 75 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
HazardRatingScoreExpected loss a year
WildfireHigh99.7
$42M
Inland floodingModerate74.8
$16M
EarthquakeModerate93.9
$11M
AvalancheVery High97.7
$5M
Cold waveLow65.3
$2M
Heat waveLow66.2
$768K
LandslideHigh98.2
$657K
LightningLow39.3
$155K
Winter weatherLow53.3
$71K
Strong windVery Low8.4
$61K
HailVery Low14.2
$47K
TornadoVery Low7.4
$38K
Ice stormVery Low22.6
$20K
DroughtVery Low16.5
$1K
Volcanic activityVery Low83.1
$1K

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively high in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Kittitas County. 2020s bar runs to November 2026.

By type

Fire10
Flood8
Severe Storm5
Drought1
Volcanic Eruption1
Earthquake1

Most recent

Apr 7, 2026Severe Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesMajor disaster
Dec 12, 2025Severe Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesEmergency
Feb 4, 2021Wildfires and Straight-Line WindsMajor disaster
Jul 10, 2018Ryegrass Coulee FireFire management
Sep 2, 2017Jolly Mountain FireFire management
Jan 15, 2016Severe Storms, Straight-Line Winds, Flooding, Landslides, and MudslidesMajor disaster
Aug 11, 2014WildfiresMajor disaster
Aug 3, 2014Snag Canyon FireFire management
Jul 19, 2014Saddle Mountain FireFire management
Jul 30, 2013Colockum Tarps FireFire management
Show all 27
Sep 20, 2012Table Mountain FireFire management
Aug 14, 2012Taylor Bridge FireFire management
Mar 25, 2011Severe Winter Storm, Flooding, Landslides, and MudslidesMajor disaster
Mar 2, 2009Severe Winter Storm and Record and Near Record SnowMajor disaster
Jan 30, 2009Severe Winter Storm, Landslides, Mudslides, and FloodingMajor disaster
Sep 7, 2005Hurricane Katrina EvacuationEmergency
Jul 30, 2004Elk Heights FireFire management
Mar 1, 2001EarthquakeMajor disaster
Jan 17, 1997Severe Winter Storms, Land & Muds Slides,FloodingMajor disaster
Feb 9, 1996High Winds, Severe Storms and FloodingMajor disaster
Jan 3, 1996Severe Storms, High Wind, and FloodingMajor disaster
Nov 26, 1990Severe Storms & FloodingMajor disaster
May 21, 1980Volcanic Eruption, Mt. St. HelensMajor disaster
Dec 10, 1977Severe Storms,Mudslides, & FloodingMajor disaster
Mar 31, 1977DroughtEmergency
Dec 13, 1975Severe Storms & FloodingMajor disaster
Dec 29, 1964Heavy Rains & FloodingMajor disaster

Washington also had 51 statewide declarations that did not name single counties.

Storm history since 1988

Tornado risk by county ›

The National Weather Service has logged 37 storm reports in Kittitas County since 1988 and about $16.6 million in reported damage. The strongest on record here was an EF0 tornado on May 1, 2024 near Vantage.

1tornadoes
7hail reports, largest 1.5 inches
1damaging thunderstorm winds
17floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 1, 2024EF0Vantage0 / 0

Most damaging storms

DateTypeNearDamage
Jan 7, 2009FloodEaston$10M
May 15, 2011FloodLiberty$4M
Jan 15, 2011FloodEaston$2M
May 14, 2011LightningBowers Fld Elle$300K
May 4, 2005Flash FloodVantage$90K
Sep 19, 2010LightningEllensburg$60K

Source: NOAA Storm Events Database, county-based reports through May 1, 2024. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Kittitas County

Check your address flood zone ›
2.3%of homes have federal flood insurance (491 policies)
0%of homes in mapped high-risk flood zones are insured
$3.3 millionpaid on 255 flood claims since 1978
2009costliest year, with $1.3 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Kittitas County

$497,400median home value (Washington $564,600, US $332,700)
1993median year homes were built (Washington 1985, US 1980)
36%of homes built before 1980, before many modern wind, quake and flood building rules
6.1%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 24,674 housing units.

Compare in Washington

All 39 ›
Largest countiesOverall riskTop hazard
King CountyVery HighEarthquake
Pierce CountyHighEarthquake
Snohomish CountyHighEarthquake
Spokane CountyModerateInland flooding
Clark CountyModerateInland flooding
Thurston CountyHighEarthquake
Kitsap CountyModerateEarthquake
Yakima CountyModerateInland flooding

Neighboring counties

CountyOverall riskDeclarations
King CountyVery High33
Yakima CountyModerate37
Grant CountyLow10
Chelan CountyModerate51
Douglas CountyLow17

Common questions about Kittitas County

What is the biggest natural hazard in Kittitas County?

Wildfire has the highest expected yearly losses in Kittitas County, about $41.9 million a year in FEMA's estimate. Inland flooding is second at $15.9 million.

How many federal disasters has Kittitas County had?

Kittitas County has been included in 27 federal disaster or emergency declarations for natural events since 1964, including 16 major disasters. The most recent was Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides in April 2026.

Is Kittitas County a high-risk place to live?

Its overall rating is Relatively Moderate, 17th highest of 39 in Washington. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Kittitas County?

Standard home insurance does not cover flooding. About 1 in 43 homes in Kittitas County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Kittitas County had?

NOAA records list 1 tornadoes in Kittitas County since 1950. The strongest was an EF0 tornado on May 1, 2024 near Vantage. The weather service has also logged 7 hail reports and 17 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.