Kittitas County, Washington
Natural disaster risk, federal disaster history and flood insurance facts.
Kittitas County, Washington has a moderate overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 89% of US counties. It ranks 17th of 39 counties in Washington. The costliest hazards here are wildfires, inland flooding and earthquakes. FEMA estimates about $78 million a year in expected losses, or roughly $1,751 per resident. Since 1964 it has been included in 27 federal disaster or emergency declarations for natural events (16 major disasters). The most recent was in April 2026 (severe storms, straight-line winds, flooding, landslides and mudslides). About 1 in 43 homes here carry federal flood insurance (491 policies). Since 1978, federal flood insurance has paid about $3.3 million on 255 claims here, including $1.3 million for floods in 2009.
FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.
Top risks in Kittitas County
- Clear dry plants and debris within 5 feet of the house.
- Get home insurance quotes early; availability varies by area.
- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
All 18 hazards
What the ratings mean ›| Hazard | Rating | Score | Expected loss a year | |
|---|---|---|---|---|
| Wildfire | 99.7 | $42M | ||
| Inland flooding | 74.8 | $16M | ||
| Earthquake | 93.9 | $11M | ||
| Avalanche | 97.7 | $5M | ||
| Cold wave | 65.3 | $2M | ||
| Heat wave | 66.2 | $768K | ||
| Landslide | 98.2 | $657K | ||
| Lightning | 39.3 | $155K | ||
| Winter weather | 53.3 | $71K | ||
| Strong wind | 8.4 | $61K | ||
| Hail | 14.2 | $47K | ||
| Tornado | 7.4 | $38K | ||
| Ice storm | 22.6 | $20K | ||
| Drought | 16.5 | $1K | ||
| Volcanic activity | 83.1 | $1K |
Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively high in FEMA's measures.
Federal disaster history
Recent disasters nationwide ›Declarations by decade
Federal declarations for natural events that included Kittitas County. 2020s bar runs to November 2026.
By type
Most recent
Show all 27
Washington also had 51 statewide declarations that did not name single counties.
Storm history since 1988
Tornado risk by county ›The National Weather Service has logged 37 storm reports in Kittitas County since 1988 and about $16.6 million in reported damage. The strongest on record here was an EF0 tornado on May 1, 2024 near Vantage.
Strongest tornadoes
| Date | Strength | Near | Hurt / killed |
|---|---|---|---|
| May 1, 2024 | EF0 | Vantage | 0 / 0 |
Most damaging storms
| Date | Type | Near | Damage |
|---|---|---|---|
| Jan 7, 2009 | Flood | Easton | $10M |
| May 15, 2011 | Flood | Liberty | $4M |
| Jan 15, 2011 | Flood | Easton | $2M |
| May 14, 2011 | Lightning | Bowers Fld Elle | $300K |
| May 4, 2005 | Flash Flood | Vantage | $90K |
| Sep 19, 2010 | Lightning | Ellensburg | $60K |
Source: NOAA Storm Events Database, county-based reports through May 1, 2024. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.
Flood insurance in Kittitas County
Check your address flood zone ›National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.
Homes in Kittitas County
Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 24,674 housing units.
Compare in Washington
All 39 ›| Largest counties | Overall risk | Top hazard |
|---|---|---|
| King County | Earthquake | |
| Pierce County | Earthquake | |
| Snohomish County | Earthquake | |
| Spokane County | Inland flooding | |
| Clark County | Inland flooding | |
| Thurston County | Earthquake | |
| Kitsap County | Earthquake | |
| Yakima County | Inland flooding |
Neighboring counties
| County | Overall risk | Declarations |
|---|---|---|
| King County | 33 | |
| Yakima County | 37 | |
| Grant County | 10 | |
| Chelan County | 51 | |
| Douglas County | 17 |
Common questions about Kittitas County
What is the biggest natural hazard in Kittitas County?
Wildfire has the highest expected yearly losses in Kittitas County, about $41.9 million a year in FEMA's estimate. Inland flooding is second at $15.9 million.
How many federal disasters has Kittitas County had?
Kittitas County has been included in 27 federal disaster or emergency declarations for natural events since 1964, including 16 major disasters. The most recent was Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides in April 2026.
Is Kittitas County a high-risk place to live?
Its overall rating is Relatively Moderate, 17th highest of 39 in Washington. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.
Do I need flood insurance in Kittitas County?
Standard home insurance does not cover flooding. About 1 in 43 homes in Kittitas County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.
How many tornadoes has Kittitas County had?
NOAA records list 1 tornadoes in Kittitas County since 1950. The strongest was an EF0 tornado on May 1, 2024 near Vantage. The weather service has also logged 7 hail reports and 17 floods here.
Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.