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Blacksburg, Virginia: natural disaster risk

How exposed Blacksburg is to floods, storms and other hazards, from FEMA and NOAA records for Montgomery County.

Relatively Low overall risk
45,446people
Inland floodingtop hazard
22federal declarations, Montgomery County
5tornadoes in the county since 1950
Photo: U.S. Geological Survey, public domain

Blacksburg is a city of 45,446 people in Montgomery County, Virginia. FEMA's National Risk Index rates Montgomery County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, cold wave and earthquake, with about $16.6 million in expected losses a year across the county. The weather service has logged 514 storm reports in the county since 1965, including 5 tornadoes and 100 floods. NOAA hurricane records show 0 hurricanes and 6 tropical storms passing within 65 miles of the county's center. About 0.5% of homes in the county carry federal flood insurance.

Risk figures are for Montgomery County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.

Top risks in Blacksburg

Full Montgomery County report ›
$11.2 million a year in the county
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Cold wave

Moderate
$2.3 million a year in the county
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
$1.1 million a year in the county
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.

All hazards

HazardRatingA year
Inland floodingLow$11M
Cold waveModerate$2M
EarthquakeLow$1M
Strong windLow$457K
TornadoVery Low$363K
LightningModerate$348K
DroughtLow$247K
HailLow$220K
HurricaneVery Low$165K
Winter weatherModerate$137K
LandslideModerate$70K
Ice stormVery Low$28K

Homes in Blacksburg

Median home value$446,300
Montgomery County median$304,600
Median year built1985
Built before 198042%
Mobile homes1.9%

Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.

Strongest tornadoes in Montgomery County

1987F1
2017EF1 near Whitethorne
2021EF1 near Childress

Common questions about Blacksburg

Is Blacksburg safe from natural disasters?

Blacksburg is in Montgomery County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, cold wave, earthquake. No place is free of risk, so check the flood map and insurance for any home you consider.

What natural disasters happen in Blacksburg?

By expected yearly losses in Montgomery County, the top hazards are inland flooding (Low), cold wave (Moderate), earthquake (Low). Montgomery County has been part of 22 federal disaster or emergency declarations for natural events.

Does Blacksburg get tornadoes?

Yes. NOAA records list 5 tornadoes in Montgomery County since 1950; the strongest was an F1 tornado on March 30, 1987. FEMA rates tornado risk in the county very low.

Do I need flood insurance in Blacksburg?

Standard home insurance does not cover floods. In Montgomery County, about 0.5% of homes have federal flood insurance, and FEMA rates inland flooding risk low. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.