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Piute County, Utah

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
28th of 29highest risk in Utah
$1Mexpected losses a year
7federal declarations
1 in 59homes with flood insurance
Photo: U.S. Geological Survey, public domain

Piute County, Utah has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 99% of US counties. It ranks 28th of 29 counties in Utah. The costliest hazards here are inland flooding, earthquakes and winter weather. FEMA estimates about $1.3 million a year in expected losses, or roughly $885 per resident. Since 1977 it has been included in 7 federal disaster or emergency declarations for natural events (3 major disasters). The most recent was in October 2026 (cottonwood fire, flooding and mudslides). Only 15 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Piute County

$576,499 a yearExpected losses. Damaging events about once every 3 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Earthquake

Very Low
$274,227 a yearExpected losses. Damaging events about once every 75 years.
  • Ask whether an older house is bolted to its foundation.
  • Consider separate earthquake insurance where risk is high.
$95,115 a yearExpected losses. Damaging events about 28 times a year.
  • Keep a winter kit in the car.
  • Have food, water and medicine for several days at home.
HazardRatingScoreExpected loss a year
Inland floodingVery Low3.4
$576K
EarthquakeVery Low49.2
$274K
Winter weatherLow60.2
$95K
LandslideModerate93.0
$88K
LightningLow23.9
$87K
WildfireVery Low58.7
$80K
DroughtLow33.2
$36K
Heat waveVery Low9.1
$16K
Strong windVery Low1.9
$8K
TornadoVery Low1.3
$1K
Ice stormVery Low2.1
$865
AvalancheVery Low48.1
$484
HailVery Low0.8
$69
Volcanic activityVery Low24.8
$1

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively low and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Piute County. 2020s bar runs to November 2026.

By type

Flood3
Fire2
Drought1
Coastal Storm1

Most recent

Oct 7, 2026Cottonwood Fire, Flooding, and MudslidesMajor disaster
Jul 16, 2025Monroe Canyon FireFire management
Jul 7, 2024Silver King FireFire management
Aug 8, 2011FloodingMajor disaster
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Apr 30, 1983Severe Storms, Landslides & FloodingMajor disaster
Jan 20, 1977DroughtEmergency

Utah also had 7 statewide declarations that did not name single counties.

Storm history since 1984

Tornado risk by county ›

The National Weather Service has logged 28 storm reports in Piute County since 1984, with 1 death and 0 injuries and about $302,600 in reported damage. The strongest on record here was an F0 tornado on August 19, 1984.

1tornadoes
2hail reports, largest 0.75 inches
5damaging thunderstorm winds
20floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Aug 19, 1984F0–0 / 0

Most damaging storms

DateTypeNearDamage
Jul 22, 2026Flash FloodJunction Arpt$100K
Jul 17, 2018Flash FloodThompsonville$75K
Aug 22, 1997Flash FloodKingston$50K
Jul 13, 2001Flash FloodMarysvale$40K
Aug 9, 1997Flash FloodMarysvale$25K
Jul 17, 2026Flash FloodAlunite$3K

Source: NOAA Storm Events Database, county-based reports through Jul 22, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Flood insurance in Piute County

Check your address flood zone ›
1.7%of homes have federal flood insurance (15 policies)
0%of homes in mapped high-risk flood zones are insured
$3,672paid on 1 flood claims since 1978
1983costliest year, with $3,672 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Piute County

$264,800median home value (Utah $489,400, US $332,700)
1976median year homes were built (Utah 1992, US 1980)
58%of homes built before 1980, before many modern wind, quake and flood building rules
11%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 869 housing units.

Compare in Utah

All 29 ›
Largest countiesOverall riskTop hazard
Salt Lake CountyHighEarthquake
Utah CountyHighEarthquake
Davis CountyModerateEarthquake
Weber CountyModerateEarthquake
Washington CountyModerateWildfire
Cache CountyLowEarthquake
Tooele CountyLowWildfire
Box Elder CountyLowEarthquake

Neighboring counties

CountyOverall riskDeclarations
Sevier CountyVery Low7
Beaver CountyVery Low7
Garfield CountyVery Low5
Wayne CountyVery Low2

Common questions about Piute County

What is the biggest natural hazard in Piute County?

Inland flooding has the highest expected yearly losses in Piute County, about $576,499 a year in FEMA's estimate. Earthquake is second at $274,227.

How many federal disasters has Piute County had?

Piute County has been included in 7 federal disaster or emergency declarations for natural events since 1977, including 3 major disasters. The most recent was Cottonwood Fire, Flooding, and Mudslides in October 2026.

Is Piute County a high-risk place to live?

Its overall rating is Very Low, 28th highest of 29 in Utah. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Piute County?

Standard home insurance does not cover flooding. About 1 in 59 homes in Piute County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Piute County had?

NOAA records list 1 tornadoes in Piute County since 1950. The strongest was an F0 tornado on August 19, 1984. The weather service has also logged 2 hail reports and 20 floods here.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.