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Utah natural disaster risk

Ratings for all 29 counties, the federal disaster record and flood insurance across the state.

16major disasters since 1953 (53th most)
$1.6Bexpected losses a year
0.3%of homes with flood insurance
Photo: Garrett from Salt Lake City, CC BY 2.0

Utah has had 16 major federal disaster declarations for natural events since 1953. FEMA expects about $1.6 billion a year in losses from natural hazards across the state. Inland flooding is the costliest hazard in 14 of its 29 counties, followed by earthquake in 9. None is rated Very High overall. About 0.3% of homes carry federal flood insurance, and the program has paid $7.3 million on 1,147 claims here since 1978.

Very High0counties
High2counties
Moderate3counties
Low5counties

Highest overall risk

4Davis CountyModerate
5Weber CountyModerate

Lowest risk (50,000+ people)

5Weber CountyModerate

Top hazards

Inland floodingtop risk in 14 counties
Earthquaketop risk in 9 counties
Wildfiretop risk in 4 counties

Recent federal declarations

All states ›
Oct 7, 2026Cottonwood Fire, Flooding, and MudslidesMajor disaster
Aug 9, 2026Rocky Canyon FireFire management
Aug 2, 2026Widemouth 2 FireFire management

All 29 counties

NamePeopleOverall riskTop hazardDeclarationsHomes insured
Beaver County7,072Very LowEarthquake70%
Box Elder County57,579LowEarthquake70.2%
Cache County133,078LowEarthquake50.2%
Carbon County20,381Very LowInland flooding30.5%
Daggett County927Very LowAvalanche50.1%
Davis County362,649ModerateEarthquake90.3%
Duchesne County19,596Very LowInland flooding60.1%
Emery County9,809Very LowInland flooding40.2%
Garfield County5,083Very LowInland flooding50.5%
Grand County9,604Very LowInland flooding22.2%
Iron County57,174LowWildfire50.5%
Juab County11,765Very LowWildfire70.2%
Kane County7,644Very LowInland flooding60.5%
Millard County12,968Very LowEarthquake90.1%
Morgan County12,295Very LowInland flooding80.9%
Piute County1,429Very LowInland flooding71.7%
Rich County2,507Very LowInland flooding30.1%
Salt Lake County1,185,141HighEarthquake100.2%
San Juan County14,449Very LowInland flooding40.1%
Sanpete County28,408Very LowAvalanche80.9%
Sevier County21,466Very LowEarthquake71%
Summit County42,322LowInland flooding80.8%
Tooele County72,600LowWildfire90.2%
Uintah County35,592Very LowInland flooding60.5%
Utah County659,138HighEarthquake110.3%
Wasatch County34,769Very LowInland flooding90.7%
Washington County180,117ModerateWildfire120.3%
Wayne County2,466Very LowInland flooding20%
Weber County262,158ModerateEarthquake90.2%

Linked names have a full page. Overall risk from the FEMA National Risk Index (December 2025); declarations are federal disaster and emergency declarations for natural events since 1953 (OpenFEMA); homes insured is the share with NFIP flood policies.