Mount Juliet, Tennessee: natural disaster risk
How exposed Mount Juliet is to floods, storms and other hazards, from FEMA and NOAA records for Wilson County.
Mount Juliet is a city of 42,073 people in Wilson County, Tennessee. FEMA's National Risk Index rates Wilson County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, cold wave and tornado, with about $60.5 million in expected losses a year across the county. The weather service has logged 896 storm reports in the county since 1955, including 46 tornadoes and 106 floods. NOAA hurricane records show 0 hurricanes and 3 tropical storms passing within 65 miles of the county's center. About 1.2% of homes in the county carry federal flood insurance.
Risk figures are for Wilson County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Mount Juliet
Full Wilson County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Insulate pipes in outside walls, crawl spaces and garages.
- Know how to shut off the main water valve.
- Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
- Turn on emergency alerts on your phone and keep a weather radio.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $31M | |
| Cold wave | $9M | |
| Tornado | $8M | |
| Earthquake | $6M | |
| Hail | $1M | |
| Strong wind | $1M | |
| Heat wave | $906K | |
| Lightning | $847K | |
| Ice storm | $629K | |
| Winter weather | $545K | |
| Drought | $41K | |
| Hurricane | $39K |
Homes in Mount Juliet
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Wilson County
More cities in Wilson County
Common questions about Mount Juliet
Is Mount Juliet safe from natural disasters?
Mount Juliet is in Wilson County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, cold wave, tornado. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Mount Juliet?
By expected yearly losses in Wilson County, the top hazards are inland flooding (Moderate), cold wave (Moderate), tornado (Moderate). Wilson County has been part of 15 federal disaster or emergency declarations for natural events.
Does Mount Juliet get tornadoes?
Yes. NOAA records list 46 tornadoes in Wilson County since 1950; the strongest was an EF3 tornado on March 3, 2020 near Mt Juliet. FEMA rates tornado risk in the county moderate.
Do I need flood insurance in Mount Juliet?
Standard home insurance does not cover floods. In Wilson County, about 1.2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.