Rhode Island natural disaster risk
Ratings for all 5 counties, the federal disaster record and flood insurance across the state.
16major disasters since 1953 (53th most)
$217Mexpected losses a year
3%of homes with flood insurance
Rhode Island has had 16 major federal disaster declarations for natural events since 1953. FEMA expects about $217 million a year in losses from natural hazards across the state. Inland flooding is the costliest hazard in 5 of its 5 counties. None is rated Very High overall. About 3% of homes carry federal flood insurance, and the program has paid $139 million on 6,960 claims here since 1978.
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Lowest risk (50,000+ people)
Top hazards
Inland floodingtop risk in 5 counties
All 5 counties
| Name | People | Overall risk | Top hazard | Declarations | Homes insured |
|---|---|---|---|---|---|
| Bristol County | 50,793 | Inland flooding | 18 | 8.9% | |
| Kent County | 170,332 | Inland flooding | 20 | 2.2% | |
| Newport County | 85,564 | Inland flooding | 20 | 4.9% | |
| Providence County | 660,349 | Inland flooding | 21 | 0.5% | |
| Washington County | 129,802 | Inland flooding | 22 | 6.6% |
Linked names have a full page. Overall risk from the FEMA National Risk Index (December 2025); declarations are federal disaster and emergency declarations for natural events since 1953 (OpenFEMA); homes insured is the share with NFIP flood policies.