Warwick, Rhode Island: natural disaster risk
How exposed Warwick is to floods, storms and other hazards, from FEMA and NOAA records for Kent County.
Warwick is a city of 83,175 people in Kent County, Rhode Island. FEMA's National Risk Index rates Kent County relatively low for natural hazards overall, lower than most of the US. The costliest hazards there are inland flooding, hurricane and earthquake, with about $32.3 million in expected losses a year across the county. The weather service has logged 182 storm reports in the county since 1956, including 2 tornadoes and 49 floods. NOAA hurricane records show 12 hurricanes and 22 tropical storms passing within 65 miles of the county's center, 2 of them major. About 2.2% of homes in the county carry federal flood insurance.
Risk figures are for Kent County. FEMA National Risk Index December 2025; NOAA Storm Events; US Census Bureau ACS 2020 to 2024. Updated November 6, 2026.
Top risks in Warwick
Full Kent County report ›- Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
- Price a flood policy now. Most new federal policies take 30 days to start.
- Know your evacuation zone and route before June 1.
- Ask about roof age, shutters and the separate wind or hurricane deductible on your home policy.
- Ask whether an older house is bolted to its foundation.
- Consider separate earthquake insurance where risk is high.
All hazards
| Hazard | Rating | A year |
|---|---|---|
| Inland flooding | $23M | |
| Hurricane | $3M | |
| Earthquake | $1M | |
| Tornado | $931K | |
| Heat wave | $870K | |
| Cold wave | $721K | |
| Strong wind | $574K | |
| Coastal flooding | $533K | |
| Lightning | $471K | |
| Ice storm | $233K | |
| Winter weather | $87K | |
| Drought | $11K |
Homes in Warwick
Older homes and mobile homes usually take more damage in storms, floods and earthquakes. Ask about roof age, flood history and retrofits before you buy or rent.
Strongest tornadoes in Kent County
Other cities in Rhode Island
All ›Common questions about Warwick
Is Warwick safe from natural disasters?
Warwick is in Kent County, which FEMA's National Risk Index rates relatively low overall, lower than most of the US. The biggest hazards are inland flooding, hurricane, earthquake. No place is free of risk, so check the flood map and insurance for any home you consider.
What natural disasters happen in Warwick?
By expected yearly losses in Kent County, the top hazards are inland flooding (Moderate), hurricane (Moderate), earthquake (Low). Kent County has been part of 20 federal disaster or emergency declarations for natural events.
Does Warwick get tornadoes?
Yes. NOAA records list 2 tornadoes in Kent County since 1950; the strongest was an F1 tornado on October 18, 1990. FEMA rates tornado risk in the county low.
Do I need flood insurance in Warwick?
Standard home insurance does not cover floods. In Kent County, about 2.2% of homes have federal flood insurance, and FEMA rates inland flooding risk moderate. Check the FEMA flood map for your address and get a quote even outside a high-risk zone.