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Tillman County, Oklahoma

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
75th of 77highest risk in Oklahoma
$4Mexpected losses a year
34federal declarations
1 in 1000homes with flood insurance
Photo: Aleatoric Consonance, CC BY 2.0

Tillman County, Oklahoma has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 87% of US counties. It ranks 75th of 77 counties in Oklahoma. The costliest hazards here are drought, inland flooding and tornadoes. FEMA estimates about $4.4 million a year in expected losses, or roughly $627 per resident. Since 1973 it has been included in 34 federal disaster or emergency declarations for natural events (28 major disasters). The most recent was in April 2024 (severe storms, straight-line winds, tornadoes and flooding). Only 3 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Tillman County

Drought

Moderate
$1.1 million a yearExpected losses. Damaging events about 120 times a year.
  • Check local water restrictions.
  • Choose drought-tolerant plants.
$748,180 a yearExpected losses. Damaging events about once every 1 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.
$703,133 a yearExpected losses. Damaging events about once every 1 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
HazardRatingScoreExpected loss a year
DroughtModerate87.9
$1M
Inland floodingVery Low6.7
$748K
TornadoLow41.1
$703K
Strong windModerate59.9
$569K
HailLow64.9
$350K
Cold waveLow27.6
$288K
Heat waveLow48.3
$269K
Ice stormModerate69.9
$170K
EarthquakeVery Low32.1
$72K
WildfireVery Low52.7
$42K
HurricaneVery Low35.1
$17K
Winter weatherVery Low19.3
$13K
LightningVery Low2.9
$8K
LandslideVery Low16.1
$57

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Tillman County. 2020s bar runs to November 2026.

By type

Severe Storm16
Severe Ice Storm8
Flood5
Tornado3
Hurricane1
Fire1

Most recent

Apr 30, 2024Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Feb 24, 2021Severe Winter StormsMajor disaster
Feb 17, 2021Severe Winter StormEmergency
Dec 21, 2020Severe Winter StormMajor disaster
Jul 12, 2019Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Jun 1, 2019Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Jul 15, 2016Severe Storms and FloodingMajor disaster
Feb 10, 2016Severe Winter Storms and FloodingMajor disaster
May 26, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 2, 2011Severe Winter StormEmergency
Show all 34
Mar 5, 2010Severe Winter StormMajor disaster
Feb 25, 2010Severe Winter StormMajor disaster
Jan 30, 2010Severe Winter StormEmergency
Jul 9, 2008Severe Storms and FloodingMajor disaster
May 9, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Dec 10, 2007Severe Winter StormsEmergency
Aug 31, 2007Severe Storms, Flooding, and TornadoesMajor disaster
Jul 7, 2007Severe Storms, Flooding, and TornadoesMajor disaster
Jun 7, 2007Severe Storms, Tornadoes and FloodingMajor disaster
Feb 1, 2007Severe Winter StormsMajor disaster
Jan 14, 2007Severe Winter Storms and FloodingEmergency
Jan 10, 2006Extreme Wildfire ThreatMajor disaster
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Feb 1, 2002Severe Winter Ice StormMajor disaster
Jun 29, 2001Severe Storms, Flooding, and TornadoesMajor disaster
Jan 5, 2001Severe Winter Ice StormMajor disaster
Nov 27, 2000Severe Storms and FloodingMajor disaster
Sep 1, 1995Severe Storms and FloodingMajor disaster
Jun 26, 1995Tornadoes, Severe Storms and FloodingMajor disaster
Jul 9, 1987Severe Storms & FloodingMajor disaster
Oct 14, 1986Severe Storms & FloodingMajor disaster
Oct 26, 1983Severe Storms & FloodingMajor disaster
Apr 13, 1979Severe Storms & TornadoesMajor disaster
Jun 13, 1973Severe Storms, Flooding, & TornadoesMajor disaster

Oklahoma also had 43 statewide declarations that did not name single counties.

Storm history since 1951

Tornado risk by county ›

The National Weather Service has logged 974 storm reports in Tillman County since 1951, with 0 deaths and 67 injuries and about $13.7 million in reported damage. The strongest on record here was an F4 tornado on April 10, 1979.

91tornadoes
455hail reports, largest 4.5 inches
394damaging thunderstorm winds
31floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 10, 1979F4–1 / 0
May 1, 1954F4–0 / 0
Nov 7, 2011EF4Tipton Arpt0 / 0
May 1, 1954F3–0 / 0
Jun 18, 1973F3–29 / 0

Most damaging storms

DateTypeNearDamage
Jun 18, 1973Tornado–$3M
Apr 10, 1979Tornado–$3M
May 27, 1982Tornado–$3M
Apr 27, 1994Thunderstorm WindTipton$500K
Jul 23, 1995Thunderstorm WindFrederick$500K
Apr 17, 2013TornadoGrandfield$500K

Source: NOAA Storm Events Database, county-based reports through Jun 22, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1900, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Tillman County. The strongest was an unnamed storm in 1900, with top winds near 50 mph about 65 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
1900most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Sep 10, 1900UnnamedTropical storm, 50 mph65 mi

Most recent storms

DateStormStrengthClosest
Sep 10, 1900UnnamedTropical storm, 50 mph65 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Tillman County

Check your address flood zone ›
0.1%of homes have federal flood insurance (3 policies)
0%of homes in mapped high-risk flood zones are insured
$65,883paid on 5 flood claims since 1978
1997costliest year, with $24,658 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Tillman County

$79,800median home value (Oklahoma $199,800, US $332,700)
1963median year homes were built (Oklahoma 1980, US 1980)
83%of homes built before 1980, before many modern wind, quake and flood building rules
4.3%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 3,748 housing units.

Compare in Oklahoma

All 77 ›
Largest countiesOverall riskTop hazard
Oklahoma CountyHighInland flooding
Tulsa CountyHighInland flooding
Cleveland CountyModerateInland flooding
Canadian CountyModerateInland flooding
Comanche CountyModerateInland flooding
Rogers CountyLowInland flooding
Payne CountyModerateCold wave
Wagoner CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Wichita County, TXModerate22
Comanche CountyModerate34
Jackson CountyModerate28
Wilbarger County, TXLow15
Kiowa CountyVery Low34
Cotton CountyVery Low35

Common questions about Tillman County

What is the biggest natural hazard in Tillman County?

Drought has the highest expected yearly losses in Tillman County, about $1.1 million a year in FEMA's estimate. Inland flooding is second at $748,180.

How many federal disasters has Tillman County had?

Tillman County has been included in 34 federal disaster or emergency declarations for natural events since 1973, including 28 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in April 2024.

Is Tillman County a high-risk place to live?

Its overall rating is Very Low, 75th highest of 77 in Oklahoma. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Tillman County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Tillman County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Tillman County had?

NOAA records list 91 tornadoes in Tillman County since 1950. The strongest was an F4 tornado on April 10, 1979. The weather service has also logged 455 hail reports and 31 floods here.

How many hurricanes have hit Tillman County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Tillman County. The strongest was an unnamed storm in 1900, with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.