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Marshall County, Oklahoma

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
45th of 77highest risk in Oklahoma
$10Mexpected losses a year
16federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Marshall County, Oklahoma has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 51% of US counties. It ranks 45th of 77 counties in Oklahoma. The costliest hazards here are inland flooding, tornadoes and strong wind. FEMA estimates about $9.6 million a year in expected losses, or roughly $627 per resident. Since 1981 it has been included in 16 federal disaster or emergency declarations for natural events (9 major disasters). The most recent was in February 2021 (severe winter storms). Only 7 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Marshall County

$2.8 million a yearExpected losses. Damaging events about once every 3 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$2.6 million a yearExpected losses. Damaging events about once every 3 years.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.
$1.1 million a yearExpected losses. Damaging events about 3 times a year.
  • Secure outdoor furniture and trash bins before storms.
  • Have trees near the house checked.
HazardRatingScoreExpected loss a year
Inland floodingLow38.8
$3M
TornadoModerate81.4
$3M
Strong windHigh87.8
$1M
Heat waveLow74.9
$703K
HailModerate81.8
$602K
Ice stormHigh88.6
$492K
DroughtModerate73.1
$380K
Cold waveLow37.7
$367K
WildfireLow79.3
$230K
EarthquakeVery Low44.8
$125K
LightningLow42.2
$107K
Winter weatherLow35.5
$23K
HurricaneVery Low32.6
$11K
LandslideVery Low29.9
$186

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is very high and community resilience is very low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Marshall County. 2020s bar runs to November 2026.

By type

Severe Storm7
Severe Ice Storm6
Flood1
Hurricane1
Fire1

Most recent

Feb 24, 2021Severe Winter StormsMajor disaster
Feb 17, 2021Severe Winter StormEmergency
May 26, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 2, 2011Severe Winter StormEmergency
Jan 30, 2010Severe Winter StormEmergency
Dec 10, 2007Severe Winter StormsEmergency
Jul 7, 2007Severe Storms, Flooding, and TornadoesMajor disaster
Jan 14, 2007Severe Winter Storms and FloodingEmergency
Jan 10, 2006Extreme Wildfire ThreatMajor disaster
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Show all 16
Jun 29, 2001Severe Storms, Flooding, and TornadoesMajor disaster
Jan 5, 2001Severe Winter Ice StormMajor disaster
Dec 28, 2000Severe Winter and Ice StormEmergency
May 12, 1993Severe Storms, Tornadoes & FloodingMajor disaster
May 18, 1990Severe Storms, Tornadoes & FloodingMajor disaster
Nov 4, 1981Severe Storms & FloodingMajor disaster

Oklahoma also had 43 statewide declarations that did not name single counties.

Storm history since 1953

Tornado risk by county ›

The National Weather Service has logged 400 storm reports in Marshall County since 1953, with 6 deaths and 35 injuries and about $19 million in reported damage. The strongest on record here was an F4 tornado on April 2, 1957.

37tornadoes
216hail reports, largest 2.75 inches
130damaging thunderstorm winds
15floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Apr 2, 1957F4–6 / 2
Mar 31, 1959F3–10 / 0
Apr 3, 1964F3–0 / 0
Mar 12, 1971F3–1 / 0
Apr 22, 2020EF2Oakland1 / 2

Most damaging storms

DateTypeNearDamage
Feb 9, 2001Thunderstorm WindKingston$10M
Apr 2, 1957Tornado–$3M
May 11, 1992Tornado–$3M
Apr 22, 2020TornadoOakland$500K
May 27, 1994Thunderstorm WindNorthern Willis$500K
Mar 21, 2022TornadoWillis$500K

Source: NOAA Storm Events Database, county-based reports through Apr 24, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1900, 0 hurricanes and 3 tropical storms have passed within 65 miles of the center of Marshall County, 1 of them since 1950. The strongest was an unnamed storm in 1900, with top winds near 50 mph about 61 miles away.

0hurricanes
0major hurricanes (Category 3+)
3tropical storms
1961most recent: Carla

Strongest storms nearby

DateStormStrengthClosest
Sep 10, 1900UnnamedTropical storm, 50 mph61 mi
Sep 13, 1961CarlaTropical storm, 40 mph54 mi
Jun 28, 1902UnnamedTropical storm, 40 mph57 mi

Most recent storms

DateStormStrengthClosest
Sep 13, 1961CarlaTropical storm, 40 mph54 mi
Jun 28, 1902UnnamedTropical storm, 40 mph57 mi
Sep 10, 1900UnnamedTropical storm, 50 mph61 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Marshall County

Check your address flood zone ›
0.1%of homes have federal flood insurance (7 policies)
0%of homes in mapped high-risk flood zones are insured
$23,040paid on 8 flood claims since 1978
1990costliest year, with $18,519 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Marshall County

$164,500median home value (Oklahoma $199,800, US $332,700)
1985median year homes were built (Oklahoma 1980, US 1980)
42%of homes built before 1980, before many modern wind, quake and flood building rules
33.8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 8,832 housing units.

Compare in Oklahoma

All 77 ›
Largest countiesOverall riskTop hazard
Oklahoma CountyHighInland flooding
Tulsa CountyHighInland flooding
Cleveland CountyModerateInland flooding
Canadian CountyModerateInland flooding
Comanche CountyModerateInland flooding
Rogers CountyLowInland flooding
Payne CountyModerateCold wave
Wagoner CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Grayson County, TXLow18
Carter CountyLow31
Bryan CountyLow23
Johnston CountyVery Low19
Love CountyVery Low24

Common questions about Marshall County

What is the biggest natural hazard in Marshall County?

Inland flooding has the highest expected yearly losses in Marshall County, about $2.8 million a year in FEMA's estimate. Tornado is second at $2.6 million.

How many federal disasters has Marshall County had?

Marshall County has been included in 16 federal disaster or emergency declarations for natural events since 1981, including 9 major disasters. The most recent was Severe Winter Storms in February 2021.

Is Marshall County a high-risk place to live?

Its overall rating is Relatively Low, 45th highest of 77 in Oklahoma. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Marshall County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Marshall County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Marshall County had?

NOAA records list 37 tornadoes in Marshall County since 1950. The strongest was an F4 tornado on April 2, 1957. The weather service has also logged 216 hail reports and 15 floods here.

How many hurricanes have hit Marshall County?

NOAA's hurricane records show 0 hurricanes and 3 tropical storms passing within 65 miles of the center of Marshall County. The strongest was an unnamed storm in 1900, with winds near 50 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.