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Kingfisher County, Oklahoma

Natural disaster risk, federal disaster history and flood insurance facts.

Relatively Low overall risk
40th of 77highest risk in Oklahoma
$18Mexpected losses a year
33federal declarations
1 in 250homes with flood insurance
Photo: U.S. Geological Survey, public domain

Kingfisher County, Oklahoma has a relatively low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is higher than 57% of US counties. It ranks 40th of 77 counties in Oklahoma. The costliest hazards here are inland flooding, tornadoes and cold waves. FEMA estimates about $18 million a year in expected losses, or roughly $1,168 per resident. Since 1973 it has been included in 33 federal disaster or emergency declarations for natural events (26 major disasters). The most recent was in February 2021 (severe winter storms). Only 26 homes here carry federal flood insurance. Since 1978, federal flood insurance has paid about $5.0 million on 288 claims here, including $2.8 million for floods in 2007.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Kingfisher County

$4.6 million a yearExpected losses. Damaging events about once a year.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Tornado

Moderate
$3.9 million a yearExpected losses. Damaging events about once a year.
  • Pick a shelter spot: a basement, or an inside room on the lowest floor with no windows.
  • Turn on emergency alerts on your phone and keep a weather radio.

Cold wave

Moderate
$3.4 million a yearExpected losses. Damaging events about 2 times a year.
  • Insulate pipes in outside walls, crawl spaces and garages.
  • Know how to shut off the main water valve.
HazardRatingScoreExpected loss a year
Inland floodingLow40.7
$5M
TornadoModerate81.0
$4M
Cold waveModerate80.2
$3M
HailModerate92.2
$2M
Ice stormHigh93.5
$1M
Strong windModerate74.4
$1M
DroughtModerate76.9
$711K
Heat waveLow62.4
$601K
EarthquakeVery Low42.7
$164K
WildfireVery Low52.3
$49K
Winter weatherLow39.8
$42K
LightningVery Low8.0
$24K
HurricaneVery Low34.5
$19K
LandslideVery Low36.6
$477

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Kingfisher County. 2020s bar runs to November 2026.

By type

Severe Storm14
Severe Ice Storm9
Flood5
Tornado2
Fire2
Hurricane1

Most recent

Feb 24, 2021Severe Winter StormsMajor disaster
Feb 17, 2021Severe Winter StormEmergency
Dec 21, 2020Severe Winter StormMajor disaster
Jun 1, 2019Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Feb 10, 2016Severe Winter Storms and FloodingMajor disaster
Dec 29, 2015Severe Winter Storms and FloodingMajor disaster
May 26, 2015Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Apr 8, 2013Severe Winter Storm and SnowstormMajor disaster
Jun 6, 2011Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 2, 2011Severe Winter StormEmergency
Show all 33
Jan 30, 2010Severe Winter StormEmergency
May 9, 2008Severe Storms, Tornadoes, and FloodingMajor disaster
Dec 10, 2007Severe Winter StormsEmergency
Aug 24, 2007Severe Storms, Tornadoes, and FloodingMajor disaster
Jul 7, 2007Severe Storms, Flooding, and TornadoesMajor disaster
Jan 14, 2007Severe Winter Storms and FloodingEmergency
Jan 10, 2006Extreme Wildfire ThreatMajor disaster
Jan 2, 2006Cashion Fire ComplexFire management
Sep 5, 2005Hurricane Katrina EvacuationEmergency
May 10, 2003Severe Storms and TornadoesMajor disaster
Feb 4, 2003Severe Ice StormMajor disaster
Feb 1, 2002Severe Winter Ice StormMajor disaster
Jun 29, 2001Severe Storms, Flooding, and TornadoesMajor disaster
Jan 5, 2001Severe Winter Ice StormMajor disaster
May 4, 1999Ok, Tornadoes 5/3/99Major disaster
Jun 26, 1995Tornadoes, Severe Storms and FloodingMajor disaster
May 12, 1993Severe Storms, Tornadoes & FloodingMajor disaster
May 18, 1990Severe Storms, Tornadoes & FloodingMajor disaster
Jul 9, 1987Severe Storms & FloodingMajor disaster
Oct 14, 1986Severe Storms & FloodingMajor disaster
Jun 18, 1982Severe Storms & FloodingMajor disaster
Jul 9, 1975Severe Storms, Flooding & TornadoesMajor disaster
Oct 13, 1973Severe Storms & FloodingMajor disaster

Oklahoma also had 43 statewide declarations that did not name single counties.

Storm history since 1950

Tornado risk by county ›

The National Weather Service has logged 787 storm reports in Kingfisher County since 1950, with 3 deaths and 79 injuries and about $10.4 million in reported damage. The strongest on record here was an F4 tornado on May 3, 1999 near Dover.

83tornadoes
399hail reports, largest 4.5 inches
270damaging thunderstorm winds
29floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
May 3, 1999F4Dover11 / 1
Jun 10, 1967F3–1 / 0
May 3, 1999F3Omega4 / 0
May 13, 1983F3–0 / 0
May 3, 1999F3Kingfisher0 / 0

Most damaging storms

DateTypeNearDamage
May 3, 1999TornadoDover$3M
Jun 10, 1967Tornado–$3M
Apr 21, 1999HailHennessey$1M
Aug 19, 2007Flash FloodKingfisher$500K
May 3, 1999TornadoOmega$300K
Apr 22, 1957Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jul 4, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1900, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Kingfisher County. The strongest was an unnamed storm in 1900, with top winds near 45 mph about 58 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
1900most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Sep 10, 1900UnnamedTropical storm, 45 mph58 mi

Most recent storms

DateStormStrengthClosest
Sep 10, 1900UnnamedTropical storm, 45 mph58 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Kingfisher County

Check your address flood zone ›
0.4%of homes have federal flood insurance (26 policies)
4.4%of homes in mapped high-risk flood zones are insured
$5 millionpaid on 288 flood claims since 1978
2007costliest year, with $2.8 million paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Kingfisher County

$215,800median home value (Oklahoma $199,800, US $332,700)
1978median year homes were built (Oklahoma 1980, US 1980)
55%of homes built before 1980, before many modern wind, quake and flood building rules
15.9%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 6,460 housing units.

Compare in Oklahoma

All 77 ›
Largest countiesOverall riskTop hazard
Oklahoma CountyHighInland flooding
Tulsa CountyHighInland flooding
Cleveland CountyModerateInland flooding
Canadian CountyModerateInland flooding
Comanche CountyModerateInland flooding
Rogers CountyLowInland flooding
Payne CountyModerateCold wave
Wagoner CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Oklahoma CountyHigh49
Canadian CountyModerate38
Garfield CountyModerate23
Logan CountyLow45
Blaine CountyVery Low31
Major CountyVery Low31

Common questions about Kingfisher County

What is the biggest natural hazard in Kingfisher County?

Inland flooding has the highest expected yearly losses in Kingfisher County, about $4.6 million a year in FEMA's estimate. Tornado is second at $3.9 million.

How many federal disasters has Kingfisher County had?

Kingfisher County has been included in 33 federal disaster or emergency declarations for natural events since 1973, including 26 major disasters. The most recent was Severe Winter Storms in February 2021.

Is Kingfisher County a high-risk place to live?

Its overall rating is Relatively Low, 40th highest of 77 in Oklahoma. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Kingfisher County?

Standard home insurance does not cover flooding. About 1 in 250 homes in Kingfisher County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Kingfisher County had?

NOAA records list 83 tornadoes in Kingfisher County since 1950. The strongest was an F4 tornado on May 3, 1999 near Dover. The weather service has also logged 399 hail reports and 29 floods here.

How many hurricanes have hit Kingfisher County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Kingfisher County. The strongest was an unnamed storm in 1900, with winds near 45 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.