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Blaine County, Oklahoma

Natural disaster risk, federal disaster history and flood insurance facts.

Very Low overall risk
62nd of 77highest risk in Oklahoma
$10Mexpected losses a year
31federal declarations
1 in 1000homes with flood insurance
Photo: U.S. Geological Survey, public domain

Blaine County, Oklahoma has a very low overall risk from natural hazards in FEMA's National Risk Index. Its risk score is lower than 68% of US counties. It ranks 62nd of 77 counties in Oklahoma. The costliest hazards here are inland flooding, hail and ice storms. FEMA estimates about $9.5 million a year in expected losses, or roughly $1,092 per resident. Since 1975 it has been included in 31 federal disaster or emergency declarations for natural events (24 major disasters). The most recent was in June 2024 (severe storms, straight-line winds, tornadoes and flooding). Only 6 homes here carry federal flood insurance.

FEMA National Risk Index December 2025; OpenFEMA declarations to Nov 6, 2026; NFIP records. Updated November 6, 2026.

Top risks in Blaine County

$1.9 million a yearExpected losses. Damaging events about once every 2 years.
  • Check the FEMA flood map for your address, and ask the seller or landlord about past flooding.
  • Price a flood policy now. Most new federal policies take 30 days to start.

Hail

Moderate
$1.9 million a yearExpected losses. Damaging events about 10 times a year.
  • Ask about the roof age and any impact-rated shingles.
  • Check your home policy for a separate wind and hail deductible.
$1.3 million a yearExpected losses. Damaging events about once a year.
  • Trim branches that hang over the roof or power lines.
  • Plan for several days without power.
HazardRatingScoreExpected loss a year
Inland floodingVery Low17.4
$2M
HailModerate92.0
$2M
Ice stormHigh93.8
$1M
TornadoLow51.7
$1M
DroughtModerate82.5
$987K
Cold waveLow52.3
$949K
Strong windModerate66.3
$796K
Heat waveLow41.1
$222K
EarthquakeVery Low37.9
$122K
WildfireVery Low63.1
$96K
Winter weatherLow37.9
$39K
LightningVery Low4.2
$13K
HurricaneVery Low21.9
$6K
LandslideVery Low42.4
$720

Scores are percentiles: a score of 90 means higher risk than about 90% of US counties for that hazard. Hazards FEMA does not rate here are left out. Social vulnerability is relatively moderate and community resilience is relatively low in FEMA's measures.

Federal disaster history

Recent disasters nationwide ›

Declarations by decade

Federal declarations for natural events that included Blaine County. 2020s bar runs to November 2026.

By type

Severe Storm16
Severe Ice Storm10
Flood2
Fire2
Hurricane1

Most recent

Jun 14, 2024Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Feb 24, 2021Severe Winter StormsMajor disaster
Feb 17, 2021Severe Winter StormEmergency
Dec 21, 2020Severe Winter StormMajor disaster
Jun 1, 2019Severe Storms, Straight-Line Winds, Tornadoes, and FloodingMajor disaster
Feb 10, 2017Severe Winter StormMajor disaster
Feb 10, 2016Severe Winter Storms and FloodingMajor disaster
Dec 29, 2015Severe Winter Storms and FloodingMajor disaster
Apr 8, 2013Severe Winter Storm and SnowstormMajor disaster
Aug 3, 2012Geary FireFire management
Show all 31
Jun 6, 2011Severe Storms, Tornadoes, Straight-Line Winds, and FloodingMajor disaster
Feb 2, 2011Severe Winter StormEmergency
Mar 5, 2010Severe Winter StormMajor disaster
Jan 30, 2010Severe Winter StormEmergency
Jul 9, 2008Severe Storms and FloodingMajor disaster
Dec 10, 2007Severe Winter StormsEmergency
Aug 24, 2007Severe Storms, Tornadoes, and FloodingMajor disaster
Jul 7, 2007Severe Storms, Flooding, and TornadoesMajor disaster
Jun 7, 2007Severe Storms, Tornadoes and FloodingMajor disaster
Jan 14, 2007Severe Winter Storms and FloodingEmergency
Jan 10, 2006Extreme Wildfire ThreatMajor disaster
Sep 5, 2005Hurricane Katrina EvacuationEmergency
Feb 4, 2003Severe Ice StormMajor disaster
Feb 1, 2002Severe Winter Ice StormMajor disaster
Jun 29, 2001Severe Storms, Flooding, and TornadoesMajor disaster
Jan 5, 2001Severe Winter Ice StormMajor disaster
Sep 1, 1995Severe Storms and FloodingMajor disaster
May 12, 1993Severe Storms, Tornadoes & FloodingMajor disaster
Oct 14, 1986Severe Storms & FloodingMajor disaster
Jun 18, 1982Severe Storms & FloodingMajor disaster
Jul 9, 1975Severe Storms, Flooding & TornadoesMajor disaster

Oklahoma also had 43 statewide declarations that did not name single counties.

Storm history since 1952

Tornado risk by county ›

The National Weather Service has logged 568 storm reports in Blaine County since 1952, with 2 deaths and 18 injuries and about $7.4 million in reported damage. The strongest on record here was an F4 tornado on June 10, 1967.

48tornadoes
311hail reports, largest 4.5 inches
188damaging thunderstorm winds
10floods and flash floods

Strongest tornadoes

DateStrengthNearHurt / killed
Jun 10, 1967F4–0 / 0
May 4, 1961F3–0 / 1
May 24, 2011EF3Canton Lake Dam2 / 0
May 29, 2004F2Geary0 / 0
Jun 10, 1967F2–0 / 0

Most damaging storms

DateTypeNearDamage
Jun 10, 1967Tornado–$3M
May 29, 2004TornadoGeary$2M
Aug 19, 2007Flash FloodWatonga$1M
Aug 19, 2007Thunderstorm WindWatonga$500K
Apr 20, 1984Tornado–$250K
Jun 10, 1967Tornado–$250K

Source: NOAA Storm Events Database, county-based reports through Jun 26, 2026. Tornado records start in 1950, hail and wind in 1955, and floods and other storm types in 1996, so older decades undercount. Damage is in dollars of the year it happened and is often an estimate. Winter storms, heat and hurricanes are logged by forecast zone, not county, so they are not counted here.

Hurricanes and tropical storms

Hurricane risk by county ›

Since 1900, 0 hurricanes and 1 tropical storm have passed within 65 miles of the center of Blaine County. The strongest was an unnamed storm in 1900, with top winds near 45 mph about 65 miles away.

0hurricanes
0major hurricanes (Category 3+)
1tropical storms
1900most recent: unnamed storm

Strongest storms nearby

DateStormStrengthClosest
Sep 10, 1900UnnamedTropical storm, 45 mph65 mi

Most recent storms

DateStormStrengthClosest
Sep 10, 1900UnnamedTropical storm, 45 mph65 mi

Source: NOAA National Hurricane Center best-track records (HURDAT2), 1851 to 2025 for the Atlantic and 1949 to 2025 for the eastern Pacific. A storm counts if its track passed within 65 miles of the county's center while it was a tropical storm or hurricane. Strength is the storm's top sustained wind at that point, not the wind measured in the county. Older storms over the open sea were sometimes missed.

Flood insurance in Blaine County

Check your address flood zone ›
0.1%of homes have federal flood insurance (6 policies)
0%of homes in mapped high-risk flood zones are insured
$119,559paid on 7 flood claims since 1978
2007costliest year, with $119,559 paid

National Flood Insurance Program (NFIP) records only; private flood policies are not included. Home counts as of Aug 3, 2026. Since 2021 NFIP prices each home separately under Risk Rating 2.0, so your price depends on the building, not the county. Ask an agent for a quote.

Homes in Blaine County

$126,900median home value (Oklahoma $199,800, US $332,700)
1972median year homes were built (Oklahoma 1980, US 1980)
69%of homes built before 1980, before many modern wind, quake and flood building rules
15.8%of homes are mobile homes, which are the least safe in tornadoes and high winds

Older homes and mobile homes usually suffer more damage in storms, floods and earthquakes, and can cost more to insure. If you are buying, ask about roof age, foundation bolting and any retrofits. Source: US Census Bureau, American Community Survey 2020 to 2024 5-year estimates; 4,581 housing units.

Compare in Oklahoma

All 77 ›
Largest countiesOverall riskTop hazard
Oklahoma CountyHighInland flooding
Tulsa CountyHighInland flooding
Cleveland CountyModerateInland flooding
Canadian CountyModerateInland flooding
Comanche CountyModerateInland flooding
Rogers CountyLowInland flooding
Payne CountyModerateCold wave
Wagoner CountyLowInland flooding

Neighboring counties

CountyOverall riskDeclarations
Canadian CountyModerate38
Custer CountyLow30
Caddo CountyLow42
Kingfisher CountyLow33
Major CountyVery Low31
Dewey CountyVery Low33

Common questions about Blaine County

What is the biggest natural hazard in Blaine County?

Inland flooding has the highest expected yearly losses in Blaine County, about $1.9 million a year in FEMA's estimate. Hail is second at $1.9 million.

How many federal disasters has Blaine County had?

Blaine County has been included in 31 federal disaster or emergency declarations for natural events since 1975, including 24 major disasters. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in June 2024.

Is Blaine County a high-risk place to live?

Its overall rating is Very Low, 62nd highest of 77 in Oklahoma. A county rating covers the whole area. Risk at one address can be much higher or lower, so check the FEMA flood map and ask about the home's history.

Do I need flood insurance in Blaine County?

Standard home insurance does not cover flooding. About 1 in 1000 homes in Blaine County has federal flood insurance. Lenders require it in mapped high-risk zones, but many flood claims come from outside those zones.

How many tornadoes has Blaine County had?

NOAA records list 48 tornadoes in Blaine County since 1950. The strongest was an F4 tornado on June 10, 1967. The weather service has also logged 311 hail reports and 10 floods here.

How many hurricanes have hit Blaine County?

NOAA's hurricane records show 0 hurricanes and 1 tropical storm passing within 65 miles of the center of Blaine County. The strongest was an unnamed storm in 1900, with winds near 45 mph.

Sources: FEMA National Risk Index (December 2025), OpenFEMA Disaster Declarations Summaries, and NFIP policy and claims data. Hazard Compass is independent and not affiliated with FEMA. These figures describe the whole county, not a single property, and are not insurance or safety advice. Report a problem.